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#183
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Just so that this doesn't get lost in the page jump I'll post it again if nobody minds.
Tony, let's say you got your wish and from tomorrow legislation was passed such that all btl landlords had five years to sell their property. Nobody would then allowed to rent out a property, without exception. You could own a second home for your own use etc but not rent it out.
Would this resolve all the issues you have with housing/property etc?
Tony, let's say you got your wish and from tomorrow legislation was passed such that all btl landlords had five years to sell their property. Nobody would then allowed to rent out a property, without exception. You could own a second home for your own use etc but not rent it out.
Would this resolve all the issues you have with housing/property etc?
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#187
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Firstly I have no idea why you describe it as "MY beloved BTL boom". I am not what you would really call a professional landlord. Please don't forget I'm a doctor, I spend the vast majority of my time looking after my patients.
Secondly, and more importantly, PLEASE answer the question. You do yourself no favours by blantantly avoiding a very clear and fair question. But we all know why you are avoiding it.
Secondly, and more importantly, PLEASE answer the question. You do yourself no favours by blantantly avoiding a very clear and fair question. But we all know why you are avoiding it.
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#189
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The vast majority of BTL is just people using finance to buy existing stock, thus creating a shortage for prospective owners and a self-fulfilling boom in rents.
#190
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Good luck in getting a straight answer! The long and short of it is he hates renting and therefore hates landlords. He begrudges the fact that with all the money he pays in rent he will still walk away with nothing come the end of the tenancy; begrudges the fact he continues to misjudge the market waiting to capitalise on crash that has yet to materialise; begrudges that prices continues it's steady rise despite his hypocrisy as someone who would also fuel the rise by openly admitting he has no problems in being a scumbag gazumping another buyer for a property .
Prepare for more obfuscation from TdW.
Prepare for more obfuscation from TdW.
Last edited by tony de wonderful; 09 June 2014 at 10:48 PM.
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#193
Exactly, rich landlords/leaseholders buy up large 4/5 bedroom properties which would typically be out of reach of FTB and tenants and house one couple or a singleton. Rich landlords/leaseholders boost supply by converting it and creating/making up to 8 one bed studio appartments making homes more affordable and in easy reach of FTB and professional tenants for up to 8 couples/singletons.
Last edited by jonc; 10 June 2014 at 08:39 AM.
#197
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What about the landlords who own student digs? What do you expect uni students to do for accommodation whilst studying, Joe? There certainly isn't enough university owned onsite living space.
Genuine question BTW.
Genuine question BTW.
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Would it to be wrong of me to advertise some of my 4/5/6 bedroomed houses for rent? Iam a little embarrassed to say but all the ones with tennis courts have gone.
#201
What a lot of students say is that the first year renting the university halls is better than living in landlords' properties, as the BTL landlords just exploit them to fckk. Not all students keep their houses as a tip nor do they damage the place, but their deposit is essentially eaten up by some landlords. When the facilities break down or need to be installed due to law, BTL landlords take their time to fix them while the students living in it have to do with sh7tting in some other students' bogs and take their showers there. Not always worth the money, but a student is at the disposal of the landlord. I've seen some terrible student accommodations and the charge per student is so high that the landlord is absolutely raking it with his shambolic building. Believe me, I won't put my cat in there!
Students also criticise university halls as well, like. They say that some universities start accommodating homeless drug addicts in there, which make them feel unsafe. That take us back to what to do with the homeless peeps. Stick them short term with students, and that will be fine? I don't know.
Anyway, apparently university halls win when comes to compete with the privately rented student digs.
Last edited by Turbohot; 10 June 2014 at 10:14 AM.
#203
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You hate btl landlords and what they have done to the property market, fair enough. So let's talk solutions like adults.
So again, if by some way we banned all private rentals and forced liquidation of all these properties within a five year window would that resolve the problem for you?
If not then do you have another solution going forward from where we are right now?
#205
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#206
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TDW, your just jealous because you never had the ***** to get on the property ladder in the past when you had the chance. Even in the last 6 months or so you've dithered and now they've gone up again.
So as seems to be the fashion these days you look for someone to blame for your plight, when in fact you have no one to blame but yourself. I bought my first house with next to no money in the bank and my second pretty much the same way, then sold the first covered all my debts and bought another with a decent deposit.
You have a big deposit and nigh on enough to buy something outright but still you dither and complain. If I had your cash when I started out i'd be like Richard Branson now.
I know what you'll say, that what I did is what's wrong with the market, but the way I saw it was that paying a mortgage to the bank was better than paying rent to a landlord because at least I get the opportunity to get some of my money back at a later date as I saw renting is a mugs game.
In life you have to take a chance or two, the worst that could happen was I give the keys to the bank and go into rented accommodation, or as is the case now i'm sat in a farm house I own outright it's 35 in the shade and I work for myself as and when I feel like it, now where's my margarita b1tch.
So as seems to be the fashion these days you look for someone to blame for your plight, when in fact you have no one to blame but yourself. I bought my first house with next to no money in the bank and my second pretty much the same way, then sold the first covered all my debts and bought another with a decent deposit.
You have a big deposit and nigh on enough to buy something outright but still you dither and complain. If I had your cash when I started out i'd be like Richard Branson now.
I know what you'll say, that what I did is what's wrong with the market, but the way I saw it was that paying a mortgage to the bank was better than paying rent to a landlord because at least I get the opportunity to get some of my money back at a later date as I saw renting is a mugs game.
In life you have to take a chance or two, the worst that could happen was I give the keys to the bank and go into rented accommodation, or as is the case now i'm sat in a farm house I own outright it's 35 in the shade and I work for myself as and when I feel like it, now where's my margarita b1tch.
#207
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TDW, your just jealous because you never had the ***** to get on the property ladder in the past when you had the chance. Even in the last 6 months or so you've dithered and now they've gone up again.
So as seems to be the fashion these days you look for someone to blame for your plight, when in fact you have no one to blame but yourself. I bought my first house with next to no money in the bank and my second pretty much the same way, then sold the first covered all my debts and bought another with a decent deposit.
You have a big deposit and nigh on enough to buy something outright but still you dither and complain. If I had your cash when I started out i'd be like Richard Branson now.
I know what you'll say, that what I did is what's wrong with the market, but the way I saw it was that paying a mortgage to the bank was better than paying rent to a landlord because at least I get the opportunity to get some of my money back at a later date as I saw renting is a mugs game.
In life you have to take a chance or two, the worst that could happen was I give the keys to the bank and go into rented accommodation, or as is the case now i'm sat in a farm house I own outright it's 35 in the shade and I work for myself as and when I feel like it, now where's my margarita b1tch.
So as seems to be the fashion these days you look for someone to blame for your plight, when in fact you have no one to blame but yourself. I bought my first house with next to no money in the bank and my second pretty much the same way, then sold the first covered all my debts and bought another with a decent deposit.
You have a big deposit and nigh on enough to buy something outright but still you dither and complain. If I had your cash when I started out i'd be like Richard Branson now.
I know what you'll say, that what I did is what's wrong with the market, but the way I saw it was that paying a mortgage to the bank was better than paying rent to a landlord because at least I get the opportunity to get some of my money back at a later date as I saw renting is a mugs game.
In life you have to take a chance or two, the worst that could happen was I give the keys to the bank and go into rented accommodation, or as is the case now i'm sat in a farm house I own outright it's 35 in the shade and I work for myself as and when I feel like it, now where's my margarita b1tch.
You bought a couple of houses with debt? 50% of speculators will always win.
Partly of course you have won because of government policy but you tend to forget that.
I only have myself to blame for competing with HTB funded people? Really?
#208
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I thought we were having a debate? That's rather a childish response from you.
You hate btl landlords and what they have done to the property market, fair enough. So let's talk solutions like adults.
So again, if by some way we banned all private rentals and forced liquidation of all these properties within a five year window would that resolve the problem for you?
If not then do you have another solution going forward from where we are right now?
You hate btl landlords and what they have done to the property market, fair enough. So let's talk solutions like adults.
So again, if by some way we banned all private rentals and forced liquidation of all these properties within a five year window would that resolve the problem for you?
If not then do you have another solution going forward from where we are right now?
#209
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Am i right to think this house of yours is in the south of France? Whats the name of the village/your address), I want to have a nosey on Google earth to see how much I hate you. (Obviously not jealous )
#210
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Dude there are loads of mediocre people such as yourself who were lucky enough to ride the property boom and have convinced themselves they are financial geniuses as a result.
You bought a couple of houses with debt? 50% of speculators will always win.
Partly of course you have won because of government policy but you tend to forget that.
I only have myself to blame for competing with HTB funded people? Really?
You bought a couple of houses with debt? 50% of speculators will always win.
Partly of course you have won because of government policy but you tend to forget that.
I only have myself to blame for competing with HTB funded people? Really?
Nail head hit
There's no better way to put it
Son, you're a failure, a failure - get used to it