Just crashed into the back of a car, do you think i can claim?
16 April 2004, 01:27 PM
#31
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Originally Posted by LeeMac
I had just set off from lights towards another set that was just changing (3 sets within 200 metres) doing about 20mph, the man infront of me said he thought the car infront of him stalled, I suspect the 1st car may have stalled and the 2nd drove into the 1st car causing the 3rd to stop quickly thus me shunting him into 2nd - if you follow me
well if each person crashed into the one in front individually then its not as much your fault as it first seemed. Seems fairer that each should claim off the one behind, if thats what happened.
However you can only really stall when not moving, certainly not at 20mph. Don't see how you could have got up to this speed if the person at the front had stalled and therefore never moved.
Guess you had to be there to see what happened.
16 April 2004, 01:34 PM
#32
you did have to be there but there are 3 sets of lights within 200 metres aand a lot of traffic, presuming the car that may have stalled was at the next lights which change a few seconds after the lights i moved from
just to be controversial the 2nd car was driven by an old man
all are ok by the way, but ive just had a letter from a solicitor, probably whiplash
just to be controversial the 2nd car was driven by an old man
all are ok by the way, but ive just had a letter from a solicitor, probably whiplash
Last edited by LeeMac; 16 April 2004 at 01:36 PM.
16 April 2004, 01:35 PM
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However you can only really stall when not moving, certainly not at 20mph
16 April 2004, 01:45 PM
#34
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presuming the car that may have stalled was at the next lights which change a few seconds after the lights i moved from
just to be controversial the 2nd car was driven by an old man
and together they conspired against you.
Last edited by juan; 16 April 2004 at 01:52 PM.
16 April 2004, 01:47 PM
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Originally Posted by OllyK
1st gear, 5th gear, kangaroo, kangroo, splut stall. If you put a low powered car in top gear at low speed it is quite easy to stall it if you are too much of a muppet to change back down again.
ok ok but as the alleged stalling took place as lights turned green this scenario is unlikely
16 April 2004, 01:53 PM
#37
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Originally Posted by LeeMac
Is that the second set of lights that you're at?
From that picture it looks like although the lights are green there is nowhere for the front car to go so maybe he just was waiting for some space?
Last edited by juan; 16 April 2004 at 01:56 PM.
16 April 2004, 01:57 PM
#40
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Originally Posted by LeeMac
no, its the first, there are another set further to the right
Where is the alleged staller? I thoght the other three cars invovled were directly in front of you but you then said the staller was at the next set of lights.
Are you sure you were there?
You said before you were looking in your o/s mirror ready to get into the outside lane but the pic says you are all already in the outside lane.
All a bit suss.
Last edited by juan; 16 April 2004 at 02:08 PM.
16 April 2004, 01:58 PM
#41
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LOL, So do you drive a red or a black car?
So cars "B" and "C" arn't suffering a loss when they loose their no claims then? I think it sucks that you loose your no claims when a car knocks you into another car.
"Knock for knock" is only fair if you hit the car infront of you before being hit from behind yourself! i.e. the accident is partly your fault!
Originally Posted by scunnered
So although each car is making a claim, the only one suffering any real loss is car "D" at the back.
"Knock for knock" is only fair if you hit the car infront of you before being hit from behind yourself! i.e. the accident is partly your fault!
16 April 2004, 02:01 PM
#42
its blue actually
had a thought the other day, ive owned 3 blue cars in 17 years and all have had accidents in them, for the record one was none fault and another mine with no other party involved, i hit a wall (that corner was sharper than i thought!) and then a mate wrote it off losing it on a bend a few week after that (in th 80's) ahh the good old days
had a thought the other day, ive owned 3 blue cars in 17 years and all have had accidents in them, for the record one was none fault and another mine with no other party involved, i hit a wall (that corner was sharper than i thought!) and then a mate wrote it off losing it on a bend a few week after that (in th 80's) ahh the good old days
16 April 2004, 02:13 PM
#43
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My guess is that the lights turned green, all 4 cars set off. Car 1 approaches the 2nd set of lights and either the traffic already there hasn't gone, or thinks the lights aren't green.
Therefore Car 1 stops. Car 2, suddenly realises Car 1 has stopped so slams on brakes, Car 3 slams on brakes, Car 4 slams on brakes.
Now the question is did Car 4 hit car 3 hard enough to push it into Car 2, and in turn push car 2 into car 1.
Or did they all crash in the order they braked but Car 4 is picking up the whole bill.
Therefore Car 1 stops. Car 2, suddenly realises Car 1 has stopped so slams on brakes, Car 3 slams on brakes, Car 4 slams on brakes.
Now the question is did Car 4 hit car 3 hard enough to push it into Car 2, and in turn push car 2 into car 1.
Or did they all crash in the order they braked but Car 4 is picking up the whole bill.
16 April 2004, 02:20 PM
#45
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Either way your insurance Co. is going to pay out, how much depends whether car 2 or 3 does a "Tiggs" 
But to answer your original question, you don't have much chance of claiming off car 3
But to answer your original question, you don't have much chance of claiming off car 3
16 April 2004, 02:24 PM
#46
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Originally Posted by Jay m A
Either way your insurance Co. is going to pay out, how much depends whether car 2 or 3 does a "Tiggs"
But to answer your original question, you don't have much chance of claiming off car 3
But to answer your original question, you don't have much chance of claiming off car 3
16 April 2004, 02:28 PM
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Nat 21 wrote:
If there were no witnesses I wold have driven off at that point. Then it would be your word against his that an accident had even taken place. I couldn't let myself be taken for a ride like that.
[Shaggy] ' Wasn't me [/Shaggy]
Insurance co refused to investigate at all and just paid out believing his story. My car had no damage.
[Shaggy] ' Wasn't me [/Shaggy]
Last edited by Jiggerypokery; 16 April 2004 at 02:33 PM.
16 April 2004, 02:38 PM
#48
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swings and roundabouts, isn't it? a while back, when i had the subaru, i was parking, looking over my shoulder as i was reversing into a tight space. i didn't notic that some loopy cow in a band new skoda fabia was trying to squeeze passed me instead of waiting for me to park, as the front swung out, my tyre caught her bumper, leaving it nicely balck and a little dented. i suppose this would have probably been considered my fault - anyway, the woman got all hot under the collar - i gave her my details (i was parking outside my house) and never heard from her again - result!
16 April 2004, 02:41 PM
#49
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Thats more of a toughie.
Whilst you have to be aware, once you've started your manourve you'd think she has some responsibility to give way. No idea where the law stands on this one though.
Whilst you have to be aware, once you've started your manourve you'd think she has some responsibility to give way. No idea where the law stands on this one though.
16 April 2004, 02:45 PM
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If someone hits you in the rear then as others have said it's their fault in 99% of cases.
I once brake tested a *** in a white astra van who was tailgaiting me in a 30zone, he hit the back of my company car. Blame was apportioned 100% to the other driver and I got a nice holiday in the Reunion Isles with the whiplash money (seemed to clear up very quickly once I'd got the cash
)
I once brake tested a *** in a white astra van who was tailgaiting me in a 30zone, he hit the back of my company car. Blame was apportioned 100% to the other driver and I got a nice holiday in the Reunion Isles with the whiplash money (seemed to clear up very quickly once I'd got the cash
)
16 April 2004, 02:54 PM
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I think you'll find that if he hadn't been a few feet from my bumper as I drove at the speed limit he would have been able to stop. Of course the fact I often saw this guy behaving antisocially on my commute to work had nothing to do with it. Drive too close and rear end someone and you are f****d, I don't feel one ounce of remorse for anything that may have happened, in fact I'd do it again.
16 April 2004, 03:03 PM
#54
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Originally Posted by NACRO
I think you'll find that if he hadn't been a few feet from my bumper as I drove at the speed limit he would have been able to stop. Of course the fact I often saw this guy behaving antisocially on my commute to work had nothing to do with it. Drive too close and rear end someone and you are f****d, I don't feel one ounce of remorse for anything that may have happened, in fact I'd do it again.
Just because someone else is driving dangerously, it doesn't mean you should!
16 April 2004, 03:08 PM
#56
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quote: "I hope you never complain about the cost of your insurance then!"
My insurance is quite cheap actually,
Q Any claims or conviction in the past 5 yrs
A. No.
good job they don't ask about the 10 yrs previous isn't it?
Also if you believe that less pay outs for insurance companies would equal cheaper premiums then you are being naieve.
My insurance is quite cheap actually,
Q Any claims or conviction in the past 5 yrs
A. No.
good job they don't ask about the 10 yrs previous isn't it?
Also if you believe that less pay outs for insurance companies would equal cheaper premiums then you are being naieve.
16 April 2004, 03:12 PM
#57
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Originally Posted by NACRO
quote: "I hope you never complain about the cost of your insurance then!"
My insurance is quite cheap actually,
Q Any claims or conviction in the past 5 yrs
A. No.
good job they don't ask about the 10 yrs previous isn't it?
Also if you believe that less pay outs for insurance companies would equal cheaper premiums then you are being naieve.
My insurance is quite cheap actually,
Q Any claims or conviction in the past 5 yrs
A. No.
good job they don't ask about the 10 yrs previous isn't it?
Also if you believe that less pay outs for insurance companies would equal cheaper premiums then you are being naieve.
16 April 2004, 03:17 PM
#58
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Tell you what, tell me all about your gun collection and I'll consider telling you.
I see you feel unable to share your personal details ajm, that being the case stick your request up your ***.
I see you feel unable to share your personal details ajm, that being the case stick your request up your ***.
Last edited by NACRO; 16 April 2004 at 03:30 PM.
16 April 2004, 03:27 PM
#59
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Originally Posted by NACRO
Tell you what, tell me all about your gun collection and I'll consider telling you.
Now... in the interests of keeping this thread on topic, insurance company please?.....
16 April 2004, 03:37 PM
#60
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Originally Posted by LeeMac
stickymicky: who are you to make such a remark, pointless post