MattW

Religion is all bollocks anyway

turboman786

MattW thanks for that well reasoned point.

Hol

iTrader: (1)

Personally, I am a Jedi, by religion.

I can go around any planet the Universe killing people with a big bright sword and no-one stops me because it would be a breach of my Eurogalactic Human (and Alien) rights.

And if anyone actaully disagrees, a very small minority of people will loudly label them a little 'republicist'.





On a serious note, I would love to know what the money laundering regulations are on these new accounts - Can you imagine

moses

what aload of b-o-l-l-o-c-k-s this thread

specially ub and popeye as usual.


in some countries islamic mortgages work like this


if u want a loan , u have to give a deposit a big one usually

lets say u want to borrow a 200k house

u will have to leave a 25k or something deposit

the bank will invest that money and after u complete all your payments to the bank, they will give u the original 25k back


and also popeye, theirs no overdraft facility with the loyds tsb, and also no interest paid to the muslims, so their making money that way anyway the bank is coz their saving the interest

and coz they dont have a overdraft facility if they dont have enuff funds, im sure they will hit u with a bouncing charge anyway


reason their doing this is coz islamic banks will be opening here for the public and they shat themselves coz the people not just muslims but non muslims will be going their too and they wanted to do something before they open

Tiggs

lol...is that even half serious???

ML is ML...all finacial transactions like this need the same checks......or are you saying that Islamic bankers need more checks because they are all terrorists!

T

Iwan

I think you meant, that well reasoned and factually correct post.

HTH

scoob_babe

I think more people should be hit with not having an overdraft facility - maybe then they will learn to live within their means
I'm still struggling with the money laundering comment though - why would the new accounts be offered any more suceptible to money laundering than any other type of account?!?!?

Tiggs

Because Mohamed Patel is more likely to be a terrorist than John Smith....at least thats the notion suggested here.

Oddly i work in finance and ML check people every day....as yet i have not seen a "this blokes a raghead so check him more carefully" form....although im sure posters here should think such a form is needed

scoob_babe

Well, going by the lousy photo SJ_Skyline has in his passport that's had to be photocopied for mortgage, I'm surprised we haven't been contacted - he looks well dodgy Small minded people eh?!

ajm

Actually that could be statistically accurate, unfair as it is on those who are not.

Spring Heeled Jack

Religion and financial matters should be kept apart. You can't base the principles of financial services on religious beliefs, it's a crazy idea.

scoobfan

So the bank can't charge interest on loans !

which will also mean that you don't get interest on your savings ?

Sounds ****e to me.

Tiggs

Hardly a statistical blip worthy of treating all people called Mohamed as bombers though?

are all Declans in the IRA, most people called Winston going to mug you? what about people that keep odd ball fish...they are bit loopy?

scoobfan

It's a Crazy world dude !

Tiggs

is it? You spent £5.5k on a car and rather than get a nice modern one with all the comfort and security that goes with it you picked up some old banger because it meets the narrow band of abilities you want from it......some people wont understand why you did that........crazy world they may say!

moses

yes just like john smith is more likely to be a paedophile than mohammad patel

ajm

I didn't say it was acceptable to treat all people as bombers, merely that they may be more likely to be. Statistically, people with an Irish name may well be more likely to be in the IRA, as may I be more likely to be loopy!

Statistically, people who post on subaru sites under the name of Tiggs are more likely to be humourless drones who enjoy playing devils advocate, picking scraps and posting overtly hypocritcal rhetoric based on questionable morals!

Spring Heeled Jack

It is, and there are some strange folk in it (see above)

hades

Of course, the statistical type argument applies in - for example - insurance. They work on the basis that people who live in some places are more likely to have cars stolen, or people who have certain jobs are more likely to crash, etc. So it's OK in some ways to financially discriminate against groups of people if backed by statistical evidence. Is it different to charge higher premiums for people called Mohammed (or John, or whatever) if they are shown to crash more? And if that's valid, is it a big step to charge higher premiums for whichever religion is shown to crash more, statistically? If it's OK to charge higher premiums for e.g. Muslims (IF they're statistically more likely to crash - no idea whether they are or not) - what else can you do because something is more statistically likely? Just posing the question, not suggesting an answer really!

Back to original topic. If you don't want to take a savings account with no overdraft and no interest, don't. If you don't want to take an account with overdraft and interest, don't. Offering people a choice of what services they want (for whatever reason) makes business sense. Why should it bother you if someone else is getting what you perceive to be a worse deal than you, if it's not harming you?