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View Poll Results: Do you actually OWN your Impreza?
Classic - fully paid for and owned outright
114
39.58%
Classic - bought with hp/loan/company scheme - not paid off yet
27
9.38%
New age - fully paid for and owned outright
101
35.07%
New age - bought with hp/loan/company scheme - not paid off yet
46
15.97%
Voters: 288. You may not vote on this poll

Do you actually OWN your Scoob?

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Old 12 April 2006, 01:49 PM
  #31  
rossyboy
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is going to cause one serious recession in the comming years. Personally I cant wait!
Me neither. I dont have a mortgage, so interest rates can triple for all I care
Old 12 April 2006, 02:06 PM
  #32  
Gutmann pug
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I'm extremly suprised that nearly 80% of scooby owners own their cars outright ........
Old 12 April 2006, 02:09 PM
  #33  
mickywrx
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Bank manager owns mine for a while yet
Old 12 April 2006, 02:13 PM
  #34  
davyboy
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Originally Posted by Gutmann pug
I'm extremly suprised that nearly 80% of scooby owners own their cars outright ........
It's a SN poll so it's flawed.

Of the people that have voted, 80% feel they need to gloat
Old 12 April 2006, 02:25 PM
  #35  
*AL*
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100% mine MY03 WRX
Old 12 April 2006, 02:31 PM
  #36  
girl-in-a-scoob
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all mine 04 wrx
Old 12 April 2006, 02:34 PM
  #37  
mervil
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Sold my Classic for cash so went to the dealer the next day and put it down on my MY05 STi, £5k deposit, the rest on finance. 5.5% flat rate was the deal so wasn't too bad. I'm happy with the car so why not?
Old 12 April 2006, 02:42 PM
  #38  
homerjay
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5.5% flat is about 11% apr...

seems high?
Old 12 April 2006, 02:43 PM
  #39  
cookstar
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My Scoob was the third car i bought with HP (kept swapping) in six months, so i had lost lots of money.

But I have 9 more payments to make then she is all mine
Old 12 April 2006, 02:46 PM
  #40  
mervil
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Originally Posted by homerjay
5.5% flat is about 11% apr...

seems high?
The repayments were better than a bank loan TBH even for 12.5k
Old 12 April 2006, 02:49 PM
  #41  
homerjay
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like you say if your happy with the car then why not..

youre only on this lump of rock once!
Old 12 April 2006, 02:51 PM
  #42  
mervil
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Originally Posted by homerjay
like you say if your happy with the car then why not..

youre only on this lump of rock once!
And the grin's gonna be there for a while yet
Old 12 April 2006, 02:57 PM
  #43  
cookstar
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JUst a question to go with this thread.


Who pays for their insurance monthly?


I do
Old 12 April 2006, 02:59 PM
  #44  
homerjay
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yup
Old 12 April 2006, 02:59 PM
  #45  
girl-in-a-scoob
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insurance paid monthly here
Old 12 April 2006, 03:03 PM
  #46  
edmy716
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Originally Posted by silent running
Following on from the 'Impreza gone to the dogs' thread, I'd be very interested in finding out who on here actually OWNS their Scoob. I think that paying for your car out of your own pocket in cash gives you a very different outlook on ownership to someone who buys new or newish cars, trades in every three years on some kind of hp / loan scheme or has a company car etc.

I personally bought the best car I could afford for £4-£5k that did everything I needed (a classic WRX wagon incidentally) and would hopefully last a long time. Whether there are 'chavs' driving them around or the resale value is low etc etc are things that simply do not affect me.

And now I come to think of it, it would be interesting to see how much on average people spend on buying a car with their own money, and how much they spend if it's someone else paying in the first instance e.g. a bank loan, a company car scheme etc. I can't believe there are that many people that actually spend say 25 grand of their own real money i.e. cash under the bed or savings - on a new car. There's a lot of derision sometimes on SN because Scoobs are now available at '£3k' but I wonder if this is from people who don't even own their own car outright? They've got an expensive Scoob, but whose actually is it, when push comes to the shove?
i own my 04sti outright, no finance, bank loan etc.
Old 12 April 2006, 04:42 PM
  #47  
fieldy
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pay my insurance yearly
Old 12 April 2006, 05:41 PM
  #48  
mervil
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Pay mine monthly. I paid yearly when I first started driving and had to cancel the policy half way through as I changed cars and Insurers. Only received 2 months premium back

If you pay monthly you can just stop the policy and stop paying the monthly payments.
Old 12 April 2006, 05:45 PM
  #49  
Rjames
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I bought an Impreza 2000 when i was 17 and got insured!!! Not many peeps did that. Then i sold that and got a wrx then bought a 2000 again all with hard earnt cash!!!
Old 12 April 2006, 05:56 PM
  #50  
Moley
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Car paid for in cash, all mods paid for in cash (well, debit card aswell).
Old 12 April 2006, 05:57 PM
  #51  
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Originally Posted by cookstar
JUst a question to go with this thread.


Who pays for their insurance monthly?


I do
I pay mine monthly, far too expensive to pay for in one go!!!
Old 12 April 2006, 06:26 PM
  #52  
16vmarc
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i paid £12250 cash for my MY00 PPP from the main dealer in Aug 2003.
Old 12 April 2006, 06:32 PM
  #53  
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i traded in an 03 R1 for mine and its a classic!! so own it completly.. but i have to pay the insurance monthly!!
I've got loads of mates that have bought cars on finance and paid stupid amounts for doing it.
Old 12 April 2006, 06:47 PM
  #54  
Rjames
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I pay yearly when i can afford it
Old 12 April 2006, 07:02 PM
  #55  
banny sti
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Originally Posted by paulpalmer
Not an impreza but my Subaru was bought cash

And looking rather dapper in April's Jap tuner mag if I may say so! Oh the car looked okay too!
Old 12 April 2006, 07:08 PM
  #56  
bootsy
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my woman moved in with me .she got half the money her x made on their house .went out got a new civic type r sold that and now have a my00turbo with no finance only insurance monthly.but ive had cars on finance
Old 12 April 2006, 07:56 PM
  #57  
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Paid cash for mine - at the time I could have either bought the classic outright for cash, or used it as a deposit and got pretty much anything I wanted ( within reason ) - decided I would rather have a car I totally own that I know I wont have to be paying for monthly, plus for the amount of use it gets I couldnt really justify spending thousands extra on a new car for the hell of it.

I can see the other side where people like to have a brand new car that nobody else has driven, but for the saving on depreciation for buying one a couple of years old, dont think I would ever buy new.
Old 12 April 2006, 08:04 PM
  #58  
geesta
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1997 WRX paid in cash
Old 12 April 2006, 08:06 PM
  #59  
Kroy
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Paid hard Cash + P/X for my brown Leyland Maxi lol What a thread!!
Old 12 April 2006, 08:08 PM
  #60  
Elmer Fudpucker
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Who cares how much you owe on the car?

especially when you've already paid off your mortgage.ahem

Last edited by Elmer Fudpucker; 13 April 2006 at 01:07 PM.


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