///\oo/\\\

Leslie,

read my post again - I said if the guilty party tried to get all arsey about it and duck out of paying a fair price, then I would claim for everything.

I was not implying that I would claim for everything regardless.

If the guilty party coughed up what was due then fine

Saxo Boy has a history of trying on here of looking for an angle to try and avoid a few quid on technicalities. Look at the opening post - "its all about how can I get out of this with a fobbed off cheap repair" despite what protestations follow.

I'm as against scammers as the next person, but if someone tried to scam me, they'd get both barrels back.

One day Kenny will realise that there isn't always an easy way out or a loophole, or a technicality and just shut up and do whats right.

PG

Les,

I see it from both sides here (having experienced both) and would say that Mr //o\\)(&%^^ has a point.
If I have an accident from now on in I'll be calling the police, reporting the accident and demanding they attend due to suffering personal injury. I want witnesses and police in attendance so that when I go through insurance, Help Hire or whatever the case may be there will be no chance I can be shafted by not getting what I am due.
You have to bear in mind that if the work is done outwith insurance then there will be no hire car, perhaps there will not be the same comeback if the job isn't exactlly what you expected ect.
It is sad that in todays climate that everyone has to look after no.1 but that's the way it is. It's very much a 'if you can't beat 'em, join them' kind of thing.
If I was to bump in to someone and they'd rather not go through insurance for whatever reason then I could refer them to my uncles bodyshop as it would cost me less but I'd rather insurance was involved! Christ knows I've spent enough on policies over the years and thats what it's there for
People who live and die for the pound note really should try and put things in to perspective. As SB refered to earlier on the post things such as I see at work all the time put worrying about the cost of car repair waaaaay down the list.

Milamber

iTrader: (2)

and as I have already pointed out, how exactly will you be answering the question next year "have you had any accidents in the last 3 years"?

Jonno_johnson

Milamber - Im sure he will be answering it with a no, as its not recorded.

LG John

'Fair Price' your words not mines diablo. I've made it perfectly clear time and time again that I'm not trying to duck out of it. I just want to pay a fair price and on the basis that Fords own dealer network recon on being £130 cheaper I'd say the original price wasn't fair and I was quite correct to question it.

As is often the case on SN the issue has been talked about from every angle but the fact remains that I have consistently said I will be sorting the guys car; to its previous standard or better; as quickly as possible; hopefully at a fair price.

I'm sorry if that seems so unreasonable to you

Milamber you know I won't answer that question.

LG John

Sociophobe: LOL, 7 years NDC, protected thank you very much.

As I said earlier I asked my own insurance company (well known large company) what the implications of being involved in a claim where I wasn't a fault (my car was hit in a car park when parked up and the owner left his details) and I was told my premium would go up. I tried an online quotation doing with and without the no-fault claim and with it put my insurance up by 25%.

sociophobe

Listen you spacker. You ran into him. He claims your insurance, probably gets a courtesy car for his trouble, and his car is sorted asap without some w@nkflap asking on the net how he can weasel out of it. It would NOT affect HIS future inurance costs one iota as he's not claiming from his insurance. You're lucky you ran into a thicko as if it was my car you'd now be hoping you had a protected no claims bonus and I'd be stiffing your insurance for as much as it took to have the car professionally repaired. Learn to drive or get off the road

sociophobe

Missed me

LG John

Is this another troll that's learnt how to f*ck around with the forum and thereby Simon's business. That's nice

sociophobe

You kenneth are rather simplistic.

Jonno_johnson

Kenny - Any closer to sorting this yet, has he accepted the ford quote ?

P.s i know your from Scotland and Called Ken, are you also ginger im not taking the ****, its a serious question

sociophobe

LG John

LOL, no I'm not ginger. My given name is Kenneth but most call me Kenny.

The guy is in the process of getting other quotes. I don't expect to hear from him until next week. He's been really fine about it and all our dealings so far have been fair, reasonable and amicable

///\oo/\\\

No, Kenny, you wanted to establish the legal position not the moral one - your words, not mine. That's "mine" btw, not "mines"

I hate pedants generally, but being a Scot its a bit of a pet hate when other Scots let the side down that way.

And yes, that seems unreasonable to me in the circumstances.

LOL...I don't even know why I'm bothering to raise the point with some **** that got a Vauxhall Garage to fix his S2000 and not a Honda garage when it was an insurance claim anyway.

LG John

LOL, and I don't know why I'm entertaining the opinion of someone that has proven time and time again that he cannot hold civil conversation on the internet and has to be banned to protect the community.

With regards to establishing the legal position I just wanted to know where I stood. Its common sense when put in any position to look at the best and worse possible outcomes before progressing. But I'm just a dumb jock - what do I know

andythejock01wrx

Sounds like you got a real muppet at the insurance co Kenny. A non fault claim should not affect your NCD. Or should I say, it will be Disallowed Pro Term until your insurers have recoved their outlays in full. It will then be "Allowed" again. The only problem would be if you went for quotes when the claim was still ongoing, which could be quite a few months .

Andy

LG John

I did question it and he checked with his supervisor who gave the same advice. I was mighty pissed off. I didn't say who I was during the call and I provided my insurance details to the other company under the instruction that they do NOT tell my company. No way was I going to tollerate my premium going up because I was hit when parked in a proper parking space at my work.

andythejock01wrx

LOL. I think you've watched too many "Braveheart" repeats Jonno !

andythejock01wrx

Sounds rather odd ! Might be worth clarifying with them - it could be they were simply referring to the fact that your NCD would be temporarily disallowed until your insurers have recovered their outlays. TBH, when I worked in motor insurance, when we a had a report of our policyholders' vehicle being struck whilst parked, we would Allow the NCD from the outset of the claim.

Andy

sociophobe

If Scott was banned for speaking his mind then I salute him. Better than ******* someones **** and name dropping to protect their 'business'

LG John

If you are a social person with reasonable views of the world then you should be able to speak your mind without getting banned. I have some very strong views on life, the world and everything and I've avoided a ban thus far (touch wood)

///\oo/\\\

I wasn't banned Kenny. Although I may be one of the few on this BBS who can see right through the nonsense that eminates from Shaun's fingertips, say it like it is and not get banned.

But then, to ban someone for being truthful is something that not even someone of Shaun or Sammy's limited intellect could consider

I tell a lie, my Assami Hussani account was banned for some strange reason

I was bored with "Diablo" and rendered the account unuseable to make sure it was gone for good.

Sorry to disappoint you. Where I differ from some is that I won't pick an argument for no reason other than to troll.

But I will continue to speak (type?) my mind just as I am sure you will continue to believe the sun shines out of certain individuals backsides

You see, I can be civil

NotoriousREV

When I was in a similar situation (i.e my car hit and the responsible party offering to settle away from insurance) I decided that I would get a quote from the bodyshop of MY choice (no chance of me wasting my time running around getting quotes) and he had a week to come up with the amount on that quote or I tossed it over to the insurance company. Had he quibbled, then that's exactly what would have happened. As it turned out, he paid up without argument.

Kenny, I think you need to remember that he's doing you a favour by being so reasonable. I wouldn't push it too far or he might decide it's less hassle letting his insurance deal with it all and then you'll be fecked.

robby

could you agree to meet him at a local bodyshop and agree that if you supplied a mint bumper and the bodyshop confirms it is genuine and 100% mint then you'd pay the bodyshop to fit it (pop into bodyshop first and agree a fitting price).
The bodyshop should be ok as they'll get £50 or so for 15 mins work fitting bumper

DCI Gene Hunt

Can you stop touching your 'wood' and get his feckin car fixed

LG John

NRev, you are quite correct and I do appreciate him allowing this process rather than fully covering his own back and playing it safe. I've made a point of calling him when I say I will and keeping him informed and so far we've had good relations on the matter.

I don't think the sun shines out of anyone ar%e spiderman but at the end of the day this site is the Webby's business and users of it have to have some respect for that IMHO.