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Old 20 September 2007, 05:30 PM
  #91  
RLE
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Originally Posted by Simon 69
It doesnt matter what they say: the cover provided is as described on the certificate. Their interpretation doesnt offer alter the cover described. If the endorsement states that the car must be insured elsewhere for the cover to be in effect, then so be it, it it doesnt then the cover exists.

Simon

Fair enough Simon. You have your interpretations, my insurers and a family member who is in the police force has another. I'll trust them thanks
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Old 20 September 2007, 06:50 PM
  #92  
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mainmatt,

well thought out replies and hope you get another scoob soon

we have all learned from this one, and i for one respect you posting it up.
it cant have been easy!!!

all the best in the future
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Old 20 September 2007, 07:13 PM
  #93  
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Originally Posted by Mainmatt
Its not the first scooby i have had, and i have been driving performance cars for over 5 years now, i had done a few roundabouts on the way back quicker, and this particular one i wasnt even going that fast. I swapped the impreza for another car and the deal had to be done that day really as the chap i did the deal with works away a lot.
as you just found out a typeR is a different beast to a 4 door,just glad you walked away ok tho but i'd have found a rolling shell and swapped bits over,was it a V3,4,5 or 6 typeR?
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Old 20 September 2007, 07:29 PM
  #94  
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To pay somebody to re-shell the car for you would cost ££££'s.

To do it yourself, if you can, would be a good plan.

You are a daft sod for getting yourself in this position to start with as you may not have been so lucky and a third party could have been involved but you are in this position and the only way is forwards.

If you can do the work, then shell it, if you cant, then sell it
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Old 20 September 2007, 07:34 PM
  #95  
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Buy a Delorean, go back in time, kick the living $hit out of yourself before you get into the car Make sure your unable to drive car until Monday so you need to give yourself a right 'doing' over If u think about it this is a win win situation, your cars in tact, no points on licence and no fine to come.
and everybody on here won't be tearing a strip off you for what happened

Everybodys happy

I'm off now after giving u that useless piece of information
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Old 20 September 2007, 08:06 PM
  #96  
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Originally Posted by Simon 69
It doesnt matter what they say: the cover provided is as described on the certificate. Their interpretation doesnt offer alter the cover described. If the endorsement states that the car must be insured elsewhere for the cover to be in effect, then so be it, it it doesnt then the cover exists.

Simon
What you mean of course is what is in the terms and conditions, as the certifciate doesn't go into that detail....

I've not had a policy for a long time that permitted me to drive (according to the policy documentation) another car unless it was already insured in its own right....its all different now, way back when you had 7 days from changing you car in inform them, during which your new car was insured in place of the old.

Simon
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Old 20 September 2007, 08:27 PM
  #97  
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When I was banned for dangerous driving, I had a car sitting outside my house for a month while I tried to sell it, so I cancelled the insurance. after about 3 weeks, the police knocked on the door asking whose it was (it had a flat and bird sh@t all over.) I told him all of the above and was done with no insurance. 8 points and £175 fine.

He told me to get it shifted and when I asked him how I could do this without insuring the car, he told ,me "anyone with fully comp insurance could drive it TPFT, even if the owner doesnt have a policy on the car."

I now have a UK Impreza with 320bhp, I still have my 8 point and the dangerous driving charge and I'm £880 fully comp with Egg.

It could have been worse, mate.

Although £5500 lost? Jesus...............

Last edited by weeebell; 20 September 2007 at 08:36 PM.
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Old 20 September 2007, 09:08 PM
  #98  
Mainmatt
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how do i add pics?
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Old 20 September 2007, 09:13 PM
  #99  
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I jioned this Image hosting, free photo sharing & video sharing at Photobucket
Add your pics to this, then post the links in this thread.
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Old 20 September 2007, 09:36 PM
  #100  
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Old 20 September 2007, 09:36 PM
  #101  
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U could borrow a motor traders policy for the producer? I am of course assuming you know someone in the motor trade?
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Old 20 September 2007, 09:37 PM
  #102  
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Old 20 September 2007, 09:37 PM
  #103  
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I bet the fine for not having insurance will be a whole lot cheaper than having insurance on a TypeR
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Old 20 September 2007, 09:41 PM
  #104  
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Old 20 September 2007, 09:41 PM
  #105  
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bloody hell, and you werent going fast?
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Old 20 September 2007, 09:41 PM
  #106  
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r u sure u did not crash it on purpose after realising the colour was just wrong
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Old 20 September 2007, 09:44 PM
  #107  
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What a silly sausage.
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Old 20 September 2007, 09:45 PM
  #108  
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it didnt seem i was going that fast. The colour looks a lot nicer in the flesh
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Old 20 September 2007, 09:46 PM
  #109  
Going 4 400bhp
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Originally Posted by Andy Porter
Not read the entire thread but I'd like to say gutted for you m8 **** happens I guess. And if everyone abusing you on this thread have NEVER driven with out ins or done something stupid I'll eat my pants
This guy say's he has never.....

mac12

He say's
"we have all done it"well let me set the record straight we havnt "all done it"

So you you better get some salt for them pants!!!
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Old 20 September 2007, 10:12 PM
  #110  
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Did you say it had lost 5.5k of value before or after the crash?
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Old 20 September 2007, 10:13 PM
  #111  
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Hmm,

T-cut wont sort that out.
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Old 20 September 2007, 10:34 PM
  #112  
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Can i just ask?

What have the police made of this situation :P
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Old 20 September 2007, 10:42 PM
  #113  
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Originally Posted by Going 4 400bhp
This guy say's he has never.....

mac12

He say's
"we have all done it"well let me set the record straight we havnt "all done it"

So you you better get some salt for them pants!!!
i have done daft things but i have never drove without insurance now how can i make that clearer so you can understand.

what are you on fella STRANGE PERSON

Last edited by mac12; 20 September 2007 at 11:13 PM.
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Old 20 September 2007, 10:59 PM
  #114  
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well the car was worth 8k so i have lost most of it. the police were really good about it, a traffic cop came and just gave me a producer, apparently your supposed to get a £200 on the spot fine, maybe he felt sorry for me
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Old 20 September 2007, 11:01 PM
  #115  
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You're still going to get some points when you fail to produce your insurance, whether he was nice to you or not
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Old 20 September 2007, 11:11 PM
  #116  
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take the £2500 and put it on Manchester United to beat Chelsea on sunday and when 6.30pm arrives you will have £5000

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Old 20 September 2007, 11:18 PM
  #117  
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Originally Posted by Mainmatt
well the car was worth 8k so i have lost most of it. the police were really good about it, a traffic cop came and just gave me a producer, apparently your supposed to get a £200 on the spot fine, maybe he felt sorry for me

Or maybe he know's what's coming?
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Old 20 September 2007, 11:33 PM
  #118  
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Some police force areas have fixed penalty tickets that are £200 and 6 points for people who drive without insurance.

Because of the aggrevating factor that you crashed a ticket probably isn't suitable so you might be going to court
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Old 20 September 2007, 11:36 PM
  #119  
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i for one feel sorry for ya mate...and it was a nice looking car aswell
produce your old insurance and say the car was wifes, mates, dads,
there will be no problem....good luck
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Old 20 September 2007, 11:38 PM
  #120  
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Originally Posted by paulwrxboro
i for one feel sorry for ya mate...and it was a nice looking car aswell
produce your old insurance and say the car was wifes, mates, dads,
there will be no problem....good luck
Except for the sentence for perverting the course of justice eh
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