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How do you lot pay for your cars?

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Old 18 January 2002, 05:28 PM
  #61  
Nexuas
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It was quite cheap, but it corners really well!!!!
Old 18 January 2002, 05:29 PM
  #62  
Murray53
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Another nice


I nearly got it myself but too slow
Old 18 January 2002, 05:30 PM
  #63  
Nexuas
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Come on it was nearly at the bottom of the page. Begging I tell you Begging.
Old 18 January 2002, 05:32 PM
  #64  
Murray53
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See page 5
Old 18 January 2002, 05:45 PM
  #65  
bits'n'pieces
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1). Get the car on hp, use it for quick getaway at the post office after making withdrawl.
2). pay off hp...
Old 19 January 2002, 01:56 AM
  #66  
mattski2
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as said before 'work' in I.T. - basically blag your way around a bit, buy an expensive product (get presents) then go and work for them

M
Old 29 August 2002, 10:57 AM
  #67  
shaung
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I think that people like Marks and Spencers do a 30% deferred and 60 months to pay at an apr of about 9 ish % .If you you combine that with getting a European Import that gives you about the lowest payments into a new one
Old 29 August 2002, 11:37 AM
  #68  
TonyBurns
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Ive had me scoob just over 2 yrs now and dont pay a penny and its not a company car either (purchased for full ammout with HPi but paid off early )

Tony
Old 29 August 2002, 11:43 AM
  #69  
darms
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Just work my *** off. Well worth not having an ***!

Old 29 August 2002, 11:51 AM
  #70  
GaryK
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bought my STI back in '99 on finance with alliance and leicester using their car purchase plan (lets you defer an amount between 40-60%) so your monthly outgoings are low (was about 225 from memory I think), just got a brand 02 WRX on contract hire 3+23 for £264+VAT per month - stupidly cheap!

(o and I work in IT!)

Gary
Old 29 August 2002, 12:04 PM
  #71  
ice man
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Yep I work in IT as an IT manager, got my MY00 on a four year loan plus Px'd my old motor.
Old 29 August 2002, 12:04 PM
  #72  
TAZMAN
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gary,
what mileage limit do you have on that!!
Old 29 August 2002, 12:09 PM
  #73  
snowcrash
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i thought u get one with any IT Based job as standard
Old 29 August 2002, 12:11 PM
  #74  
ice man
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Looks like 80% of scoob drivers work in IT
Old 29 August 2002, 12:22 PM
  #75  
bioforger
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I dont Im a treasurer, ok an accountant I earn relatively feckall though for what I do, but saved up for mine n paid in full on a bankers draft
Old 29 August 2002, 12:27 PM
  #76  
GaryK
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Tazman,

Thats based on 15k p.a. non-maintained, check out:
http://www.contracthireandleasing.com/ for some good deals cos I heard subaru have had poor sales of new age impreza's (many on here would say why!) so doing cheap deals, having had both I miss the power from my classic shape STI but *love* the refinement of the new age WRX. Given the choice I would have both!

Gary
Old 29 August 2002, 12:55 PM
  #77  
TolTec
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1. Run cheap car into the ground ('89 Celica for 6.5 years)
2. Erm - get a job in IT (50% increase in pay)
3. Pay off mortgage with money saved on cheap car
4. Put money away that you would of spent on mortgage (last 12 months)
5. Borrow 2 grand from lovely understanding wife
6. Buy car for cash (12K)
7. Pay £550 for insurance due to being old fart
7. Start saving for next one.

Oh yeah - no kids.



Old 29 August 2002, 12:59 PM
  #78  
JayCole
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Again, I work in IT. Thats how I am getting a P1 pretty soon. 15 -20k plus my 106 GTi as deposit (unless I keep it).

Loan will be over 5 years but it'll actually be paid off a lot quicker. Loan is with my bank by the way.
Old 29 August 2002, 03:31 PM
  #79  
Rasher
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Befriend an wealthy elderly person with no immediate family, over a period of time gain their trust etc. and get them to change their will and he presto!!! paid for in full..
OK,OK bank loan usual rates
Old 29 August 2002, 03:55 PM
  #80  
john coffey
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Are the majority of IT workers here contractors or permanent?
I thought the IT market had slumped since Sept 11th.
Old 29 August 2002, 03:58 PM
  #81  
ice man
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I did contracting for around a year then went perminant. Got in there just in time before salaries started dropping
Old 29 August 2002, 04:07 PM
  #82  
uktony
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Took out a loan with AA over 3 years.

Then asked my boss for a payrise to cover it.

Then he said yes!
Old 29 August 2002, 04:07 PM
  #83  
Gaz Jones
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They are all lying, they are drug dealers/members of the mafia!!!
Old 29 August 2002, 04:18 PM
  #84  
GaryK
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contracted '94-2000, sloped out just as good ol' IR35 crept in, now work direct with clients.

Gary
Old 29 August 2002, 04:31 PM
  #85  
ADP
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I somehow still qualified for a graduate loan even though I graduated 3 years ago!? My car was 17k and I owe about 10k. The interest rate is pretty good 7 ish I think and Im pretty safe in the knowledge I could sell the car and pay the loan off if I lost my job or whatever(dont owe anything else)

Theres no way Id save up and get the car in 3 years time, I wanna have my fun now! even if there is an interest payment.

btw, get a cheap turbo, not a sport - really.
Old 29 August 2002, 04:34 PM
  #86  
TBMeech
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Mine is Financed with the finance co i used to work for, preferential rates still and all 3.9% APR
Old 29 August 2002, 04:44 PM
  #87  
jac2000
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International Motors Finance for me, after I traded my Sport in after 18 months ownership. The Sport was great, but cost of ownership does not equal any great performance smiles. You will always want a turbo when running a Sport - the difference is chalk and cheese, and as for costs it aint really that much more.
Old 29 August 2002, 05:05 PM
  #88  
kenneth
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try alliance & leicester car plan. its similar to a pcp without being tied to the car. apr 9% I think.
Old 29 August 2002, 06:06 PM
  #89  
naturbo2000
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Talking

Got a Sport being paid for with IT wages and a graduate loan.

Now looking to trade it in and get a turbo - it's not like I save anything on insurance
Old 29 August 2002, 06:15 PM
  #90  
scooby nutter
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Work your *** off!!!
I'm 24 now and worked my ***** off Plumbing and Central Heating.
At 19 i had a 93 WRX,at 23 i paid CASH for a £13000 lancer

Dont agree with all this loan/hp crap(except for houses)
If you cant afford one,dont get one.

Cash only deals


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