20% Income tax April 2008..How will it affect you?
#31
As for choosing to have kids, some daft bugger has to otherwise the species would die out, probably not a bad thing per se but the little darlings are very expensive.
Three kids is like running three Scoobs.
#32
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Pah - you want to spawn and get married, you pay for it sucker.
I'm going to spend all my money on beer, pies, cars, CD's, DVD's, Computer games, expensive nights out, and all the other fun stuff.
Work hard at school, get decent grades, get a good job = get royally screwed over by any government in order to pay for those who couldn't bother their **** to do what you did. IMHO.
I'm going to spend all my money on beer, pies, cars, CD's, DVD's, Computer games, expensive nights out, and all the other fun stuff.
Work hard at school, get decent grades, get a good job = get royally screwed over by any government in order to pay for those who couldn't bother their **** to do what you did. IMHO.
Agree with all the above, you want something you pay for it. Maybe poor people should think about improving their work situation and income before firing out a couple of kids. That would help the country and maybe we'd all pay less.
#33
What qualifies as being rich? Someone could be earning £50k but have kids, a hefty mortgage etc etc and still be skint. Just because people earn more that doesn't necessarily mean they can afford to be taxed more. Including my pension and AVC contributions (which are only £30 per week I may add) I paid a total of nearly of £800 last week in stoppages. Yes I did a few OT hours along with my normal working week, but still, I find it appalling that I had to pay that much. Luckily for me though I am single, have no kids to support and still living at home with the folks right now.
#34
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me and the mrs (or at least ive told the mrs!!) have no plans to have kiddies yet, because were not on the best wages. for the job i do, its the highest wage in the area, but still not fantastic and not worth '***** waving' about. the mrs is happy in her £5something p.h. job, so we get along fine.
maybe its just me, but a lot of these salaries people on here are on, are no where to be seen up here in lincs. think theyre saved for the 'big' city
#35
Updated table in increments of £1,000...
Updated table
£10,000 - £724.09 / £715.63 (-£8.46 pm)
£11,000 - £779.93 / £773.13 (-£6.80 pm)
£12,000 - £835.76 / £830.63 (-£5.13 pm)
£13,000 - £891.59 / £888.13 (-£3.46 pm)
£14,000 - £947.43 / £945.63 (-£1.80 pm)
£15,000 - £1003.26 / £1003.13 (-£0.13 pm) Break Even Point
£16,000 - £1059.09 / £1060.63 (+£1.54 pm)
£17,000 - £1114.93 / £1118.13 (+£3.20 pm)
£18,000 - £1170.76 / £1175.63 (+£4.87 pm)
£19,000 - £1226.59 / £1233.13 (+£6.54 pm)
£20,000 - £1282.43 / £1290.63 (+£8.20 pm)
£21,000 - £1338.26 / £1348.13 (+£9.87 pm)
£22,000 - £1394.09 / £1405.63 (+£11.54 pm)
£23,000 - £1449.93 / £1463.13 (+£13.20 pm)
£24,000 - £1505.76 / £1520.63 (+£14.87 pm)
£25,000 - £1561.59 / £1578.13 (+£16.54 pm) UK National Average
£26,000 - £1617.43 / £1635.63 (+£18.20 pm)
£27,000 - £1673.26 / £1693.13 (+£19.87 pm)
£28,000 - £1729.09 / £1750.63 (+£21.54 pm)
£29,000 - £1784.93 / £1808.13 (+£23.20 pm)
£30,000 - £1840.76 / £1865.63 (+£24.87 pm)
£31,000 - £1896.59 / £1923.13 (+£26.54 pm)
£32,000 - £1952.43 / £1980.63 (+£28.20 pm)
£33,000 - £2008.26 / £2038.13 (+£29.87 pm)
£34,000 - £2064.09 / £2095.63 (+£31.54 pm)
£35,000 - £2121.26 / £2153.13 (+£31.87 pm) Maximum sweet spot
£36,000 - £2185.43 / £2210.63 (+£25.20 pm)
£37,000 - £2249.59 / £2268.13 (+£18.54 pm)
£38,000 - £2313.76 / £2325.63 (+£11.87 pm)
£39,000 - £2377.93 / £2383.13 (+£5.20 pm)
£40,000 - £2439.47 / £2440.63 (+£1.16 pm)
Note :- NI Upper will be increased from £34840 to £40040 (It was 11% upto £34840 and 1% after. From April 08, it will be 11% upto £40,040 and 1% after and the reason as to why after £35,000 the gains drop)
Cannot progress the table beyond £40,000 as the new 40% IT threshold has not been set yet. (Due March 08) It is currently set at £39825
Updated table
£10,000 - £724.09 / £715.63 (-£8.46 pm)
£11,000 - £779.93 / £773.13 (-£6.80 pm)
£12,000 - £835.76 / £830.63 (-£5.13 pm)
£13,000 - £891.59 / £888.13 (-£3.46 pm)
£14,000 - £947.43 / £945.63 (-£1.80 pm)
£15,000 - £1003.26 / £1003.13 (-£0.13 pm) Break Even Point
£16,000 - £1059.09 / £1060.63 (+£1.54 pm)
£17,000 - £1114.93 / £1118.13 (+£3.20 pm)
£18,000 - £1170.76 / £1175.63 (+£4.87 pm)
£19,000 - £1226.59 / £1233.13 (+£6.54 pm)
£20,000 - £1282.43 / £1290.63 (+£8.20 pm)
£21,000 - £1338.26 / £1348.13 (+£9.87 pm)
£22,000 - £1394.09 / £1405.63 (+£11.54 pm)
£23,000 - £1449.93 / £1463.13 (+£13.20 pm)
£24,000 - £1505.76 / £1520.63 (+£14.87 pm)
£25,000 - £1561.59 / £1578.13 (+£16.54 pm) UK National Average
£26,000 - £1617.43 / £1635.63 (+£18.20 pm)
£27,000 - £1673.26 / £1693.13 (+£19.87 pm)
£28,000 - £1729.09 / £1750.63 (+£21.54 pm)
£29,000 - £1784.93 / £1808.13 (+£23.20 pm)
£30,000 - £1840.76 / £1865.63 (+£24.87 pm)
£31,000 - £1896.59 / £1923.13 (+£26.54 pm)
£32,000 - £1952.43 / £1980.63 (+£28.20 pm)
£33,000 - £2008.26 / £2038.13 (+£29.87 pm)
£34,000 - £2064.09 / £2095.63 (+£31.54 pm)
£35,000 - £2121.26 / £2153.13 (+£31.87 pm) Maximum sweet spot
£36,000 - £2185.43 / £2210.63 (+£25.20 pm)
£37,000 - £2249.59 / £2268.13 (+£18.54 pm)
£38,000 - £2313.76 / £2325.63 (+£11.87 pm)
£39,000 - £2377.93 / £2383.13 (+£5.20 pm)
£40,000 - £2439.47 / £2440.63 (+£1.16 pm)
Note :- NI Upper will be increased from £34840 to £40040 (It was 11% upto £34840 and 1% after. From April 08, it will be 11% upto £40,040 and 1% after and the reason as to why after £35,000 the gains drop)
Cannot progress the table beyond £40,000 as the new 40% IT threshold has not been set yet. (Due March 08) It is currently set at £39825
Last edited by Mitchy260; 31 January 2008 at 10:43 AM.
#36
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Originally Posted by topbuzz
Agree with all the above, you want something you pay for it. Maybe poor people should think about improving their work situation and income before firing out a couple of kids. That would help the country and maybe we'd all pay less.
#37
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Pah - you want to spawn and get married, you pay for it sucker.
I'm going to spend all my money on beer, pies, cars, CD's, DVD's, Computer games, expensive nights out, and all the other fun stuff.
Work hard at school, get decent grades, get a good job = get royally screwed over by any government in order to pay for those who couldn't bother their **** to do what you did. IMHO.
I'm going to spend all my money on beer, pies, cars, CD's, DVD's, Computer games, expensive nights out, and all the other fun stuff.
Work hard at school, get decent grades, get a good job = get royally screwed over by any government in order to pay for those who couldn't bother their **** to do what you did. IMHO.
Don't work - get paid
Have a kid - get paid, free house
shack up with single mum - free home
Become ill or have needs - get it free
Theres a reason my family has been on 2 holidays in 5 years whereas my wifes workshy parents have had about 6 in the same time. Plus had £20K work completed on a house they don't pay for.
#38
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#39
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Updated table in increments of £1,000...
Updated table
£10,000 - £724.09 / £715.63 (-£8.46 pm)
£11,000 - £779.93 / £773.13 (-£6.80 pm)
£12,000 - £835.76 / £830.63 (-£5.13 pm)
£13,000 - £891.59 / £888.13 (-£3.46 pm)
£14,000 - £947.43 / £945.63 (-£1.80 pm)
£15,000 - £1003.26 / £1003.13 (-£0.13 pm) Break Even Point
£16,000 - £1059.09 / £1060.63 (+£1.54 pm)
£17,000 - £1114.93 / £1118.13 (+£3.20 pm)
£18,000 - £1170.76 / £1175.63 (+£4.87 pm)
£19,000 - £1226.59 / £1233.13 (+£6.54 pm)
£20,000 - £1282.43 / £1290.63 (+£8.20 pm)
£21,000 - £1338.26 / £1348.13 (+£9.87 pm)
£22,000 - £1394.09 / £1405.63 (+£11.54 pm)
£23,000 - £1449.93 / £1463.13 (+£13.20 pm)
£24,000 - £1505.76 / £1520.63 (+£14.87 pm)
£25,000 - £1561.59 / £1578.13 (+£16.54 pm) UK National Average
£26,000 - £1617.43 / £1635.63 (+£18.20 pm)
£27,000 - £1673.26 / £1693.13 (+£19.87 pm)
£28,000 - £1729.09 / £1750.63 (+£21.54 pm)
£29,000 - £1784.93 / £1808.13 (+£23.20 pm)
£30,000 - £1840.76 / £1865.63 (+£24.87 pm)
£31,000 - £1896.59 / £1923.13 (+£26.54 pm)
£32,000 - £1952.43 / £1980.63 (+£28.20 pm)
£33,000 - £2008.26 / £2038.13 (+£29.87 pm)
£34,000 - £2064.09 / £2095.63 (+£31.54 pm)
£35,000 - £2121.26 / £2153.13 (+£31.87 pm) Maximum sweet spot
£36,000 - £2185.43 / £2210.63 (+£25.20 pm)
£37,000 - £2249.59 / £2268.13 (+£18.54 pm)
£38,000 - £2313.76 / £2325.63 (+£11.87 pm)
£39,000 - £2377.93 / £2383.13 (+£5.20 pm)
£40,000 - £2439.47 / £2440.63 (+£1.16 pm)
Note :- NI Upper will be increased from £34840 to £40040 (It was 11% upto £34840 and 1% after. From April 08, it will be 11% upto £40,040 and 1% after and the reason as to why after £35,000 the gains drop)
Cannot progress the table beyond £40,000 as the new 40% IT threshold has not been set yet. (Due March 08) It is currently set at £39825
Updated table
£10,000 - £724.09 / £715.63 (-£8.46 pm)
£11,000 - £779.93 / £773.13 (-£6.80 pm)
£12,000 - £835.76 / £830.63 (-£5.13 pm)
£13,000 - £891.59 / £888.13 (-£3.46 pm)
£14,000 - £947.43 / £945.63 (-£1.80 pm)
£15,000 - £1003.26 / £1003.13 (-£0.13 pm) Break Even Point
£16,000 - £1059.09 / £1060.63 (+£1.54 pm)
£17,000 - £1114.93 / £1118.13 (+£3.20 pm)
£18,000 - £1170.76 / £1175.63 (+£4.87 pm)
£19,000 - £1226.59 / £1233.13 (+£6.54 pm)
£20,000 - £1282.43 / £1290.63 (+£8.20 pm)
£21,000 - £1338.26 / £1348.13 (+£9.87 pm)
£22,000 - £1394.09 / £1405.63 (+£11.54 pm)
£23,000 - £1449.93 / £1463.13 (+£13.20 pm)
£24,000 - £1505.76 / £1520.63 (+£14.87 pm)
£25,000 - £1561.59 / £1578.13 (+£16.54 pm) UK National Average
£26,000 - £1617.43 / £1635.63 (+£18.20 pm)
£27,000 - £1673.26 / £1693.13 (+£19.87 pm)
£28,000 - £1729.09 / £1750.63 (+£21.54 pm)
£29,000 - £1784.93 / £1808.13 (+£23.20 pm)
£30,000 - £1840.76 / £1865.63 (+£24.87 pm)
£31,000 - £1896.59 / £1923.13 (+£26.54 pm)
£32,000 - £1952.43 / £1980.63 (+£28.20 pm)
£33,000 - £2008.26 / £2038.13 (+£29.87 pm)
£34,000 - £2064.09 / £2095.63 (+£31.54 pm)
£35,000 - £2121.26 / £2153.13 (+£31.87 pm) Maximum sweet spot
£36,000 - £2185.43 / £2210.63 (+£25.20 pm)
£37,000 - £2249.59 / £2268.13 (+£18.54 pm)
£38,000 - £2313.76 / £2325.63 (+£11.87 pm)
£39,000 - £2377.93 / £2383.13 (+£5.20 pm)
£40,000 - £2439.47 / £2440.63 (+£1.16 pm)
Note :- NI Upper will be increased from £34840 to £40040 (It was 11% upto £34840 and 1% after. From April 08, it will be 11% upto £40,040 and 1% after and the reason as to why after £35,000 the gains drop)
Cannot progress the table beyond £40,000 as the new 40% IT threshold has not been set yet. (Due March 08) It is currently set at £39825
#40
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Totally agree, let's get everyone who has managed to get a good job by working hard at it to pay for everyone who hasn't. That makes perfect sense to me.
After all, it's not like I mind working 12 hours to pay for the extra tax when I do my (somewhat) regular 30hour maintenance weekends locked away in a bloody server room.
IMO, anyone who minds working 3 hours and 12 minutes out of every working day for the government is just selfish and ignorant.
After all, it's not like I mind working 12 hours to pay for the extra tax when I do my (somewhat) regular 30hour maintenance weekends locked away in a bloody server room.
IMO, anyone who minds working 3 hours and 12 minutes out of every working day for the government is just selfish and ignorant.
#41
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It is utterly reprehensible.
Aside from anything else, if you insist on lookinmg at it from a financial aspect, if you start imposing rules, then the birth rate drops dramatically, and if that happens, we are all (in Europe as a whole) ****ed. You can forget your pension, or public services, because there wont be enough money coming in through taxation and prive pensions contributions to pay for them.
People are just interested in the "scrounging workshy freeloader" headlines, that account for a minute amount of public expenditure.
#42
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Also, the idea that if you don't earn very much you automatically don't work hard is retarded.
#43
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I will never agree to setting rules as to whether someone is allowed to excercise the most fundamental human right (in fact it is your sole purpose) in existance, ie.e. to procreate, and base those rules on the amount of money they earn.
It is utterly reprehensible.
Aside from anything else, if you insist on lookinmg at it from a financial aspect, if you start imposing rules, then the birth rate drops dramatically, and if that happens, we are all (in Europe as a whole) ****ed. You can forget your pension, or public services, because there wont be enough money coming in through taxation and prive pensions contributions to pay for them.
People are just interested in the "scrounging workshy freeloader" headlines, that account for a minute amount of public expenditure.
It is utterly reprehensible.
Aside from anything else, if you insist on lookinmg at it from a financial aspect, if you start imposing rules, then the birth rate drops dramatically, and if that happens, we are all (in Europe as a whole) ****ed. You can forget your pension, or public services, because there wont be enough money coming in through taxation and prive pensions contributions to pay for them.
People are just interested in the "scrounging workshy freeloader" headlines, that account for a minute amount of public expenditure.
#44
Bend over and brace yourselves for another round of taxation
BBC NEWS | Business | Budget 'must raise taxes by £8bn'
BBC NEWS | Business | Budget 'must raise taxes by £8bn'
#45
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I will never agree to setting rules as to whether someone is allowed to excercise the most fundamental human right (in fact it is your sole purpose) in existance, ie.e. to procreate, and base those rules on the amount of money they earn.
It is utterly reprehensible.
Aside from anything else, if you insist on lookinmg at it from a financial aspect, if you start imposing rules, then the birth rate drops dramatically, and if that happens, we are all (in Europe as a whole) ****ed. You can forget your pension, or public services, because there wont be enough money coming in through taxation and prive pensions contributions to pay for them.
People are just interested in the "scrounging workshy freeloader" headlines, that account for a minute amount of public expenditure.
It is utterly reprehensible.
Aside from anything else, if you insist on lookinmg at it from a financial aspect, if you start imposing rules, then the birth rate drops dramatically, and if that happens, we are all (in Europe as a whole) ****ed. You can forget your pension, or public services, because there wont be enough money coming in through taxation and prive pensions contributions to pay for them.
People are just interested in the "scrounging workshy freeloader" headlines, that account for a minute amount of public expenditure.
My financial situation has a significant impact on whether I have any more children. I can't afford anymore than 1
I know people who knock them out every year. How? because its all paid for.
To be honest, if the birth rate dropped that would only be a good thing. And I'm sorry to say the the freeloaders or those that are on the fiddle are far more widespread than the "minority"
Anyone who lives with a single mum for free is on the fiddle. A mate has a brand new R27 Clio yet pays nothing for where he lives.
The system is a mess and badly thought out.
As for the topic overall my wife and I are £10 better off a month. I gain, she loses. Seems a bit unfair considering shes from a background of freeloaders and shes making the effort to work.
#46
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My definition is probably different to yours.
Makes no odds because there is no point at which you can ban someone from having children on a financial basis.
#47
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Going to back that up with some form of evidence? And I mean evidence, not Worthless Anecdotal Non Knowledge (or W.A.N.K.) as it's known.
Of course there could be improvements to stop this sort of thing, but that is a world away from stopping people from having kids.
#48
The only thing that is unclear is the new 40% tax band setting, so the table cannot go beyond £40k at moment.
#49
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There a neat little tax calculator here, (athough it hasn't got the 2008/9 numbers in yet.
Quite interesting to compare difference is the amount you get taxed yar by year.
Free UK PAYE Tax calculator 2008. Updated for 2007 / 2008 budget.
Quite interesting to compare difference is the amount you get taxed yar by year.
Free UK PAYE Tax calculator 2008. Updated for 2007 / 2008 budget.
#50
She is classed as 'disabled' so doesn't work and he earns not a lot more than minimum wage. They went abroad 3 times last year so i doubt they are ever short of cash.
She claims she is a single mum so as a result gets free housing, council tax paid for, motability car which is insured and taxed F.O.C. (Not sure if this also includes a free service)
And then allowances for 2 children, free baby milk (£25-30) Incapacity/disability allowance and god knows what else. Dont even know if they pay for gas/heating bills?
You add that all up and its probably a good £15-1600 a month or so or the equivelant of someone earning around £25-26k year.
She has never worked in her life, pregnant and 'disabled' from school. Why should she have a better quality of life than say someone working behind a till 40hrs a week on a measly £10k
Then as he doesn't pay for housing, car, bills etc his wage is used as the spare cash
Makes my blood boil
Last edited by Mitchy260; 31 January 2008 at 12:12 PM.
#51
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Also, if we were to have any kids, we'd get *nothing* from the government, but I'd still have to work my **** off to pay for someone else to bring their children up? How is that fair? Why am I not treated the same by the government with regards to children as those I have to pay for?
Bring in a flat tax and cap it at some limit, IMO.
Btw, if you work your guts out and don't get paid much, I suggest you try finding another job (edit: or work less hard).
#52
Scooby Regular
You can't ban them - that's not my contention here - but a little common sense and social responsiblility wouldn't go amiss from time to time. Not to mention contraception....
#53
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#55
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It really wouldn't - Why do you think we need immigration? Even a 1% difference between birth and death rate makes a massive impact on tax revenue
So what you are saying here is that the majority of people on benefit are on the fiddle?
Going to back that up with some form of evidence? And I mean evidence, not Worthless Anecdotal Non Knowledge (or W.A.N.K.) as it's known.
Of course there could be improvements to stop this sort of thing, but that is a world away from stopping people from having kids.
So what you are saying here is that the majority of people on benefit are on the fiddle?
Going to back that up with some form of evidence? And I mean evidence, not Worthless Anecdotal Non Knowledge (or W.A.N.K.) as it's known.
Of course there could be improvements to stop this sort of thing, but that is a world away from stopping people from having kids.
No, I'm not saying everyone is on the fiddle but many are and many see it as their right. I'm not making w.a.n.k statements. That amount of people I know who don't give a toss makes it obvious its widespread that its time to stop people pulling off the government.
I would never suggest people shouldn't have kids but my financial situation dictates I can really only support one properly from a baby to hopefully a useful education and a good job.
I can't just keep popping them out on the basis that those idiots who pay taxes will pay my bill.
Anyone seen Shameless - its actually very funnny and what the chap says at the begining of each episode rings very true. Something along the lines of "You pay your taxes to pay our bills"
Its fiction but not too far away from the truth.
I would have quoted each bit but didn't have time - sorry
#56
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I'm all for paying a bit back to society, what pisses me off is the amount I have to pay, and now I will have to pay even more. Why does the government penalise me for having a good job?
Also, if we were to have any kids, we'd get *nothing* from the government, but I'd still have to work my **** off to pay for someone else to bring their children up? How is that fair? Why am I not treated the same by the government with regards to children as those I have to pay for?
Bring in a flat tax and cap it at some limit, IMO.
Btw, if you work your guts out and don't get paid much, I suggest you try finding another job.
Also, if we were to have any kids, we'd get *nothing* from the government, but I'd still have to work my **** off to pay for someone else to bring their children up? How is that fair? Why am I not treated the same by the government with regards to children as those I have to pay for?
Bring in a flat tax and cap it at some limit, IMO.
Btw, if you work your guts out and don't get paid much, I suggest you try finding another job.
Makes no logical sense.
But generally the problem is, we are at a stage economocally from local council all the way up where the country is so fecked financially that an income based tax system as we have at present is the only workable solution.
#57
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Of course there will always be a minority that abuse the system, and moves are being made to crack down on this sort of thing (from next year when your child hits 12, you will have to work) There will always be some that slip through the net, but by and large, the system works.
Originally Posted by Henrik
Btw, if you work your guts out and don't get paid much, I suggest you try finding another job (edit: or work less hard).
Your contribution to society, or how hard you work, is not measure by your wage packet.
Originally Posted by EddScott
If the people on thier bums went out to work we wouldn't need immigrants. Give people incentive to work and with more people in work the government earns more via tax.
Originally Posted by EddScott
I would never suggest people shouldn't have kids but my financial situation dictates I can really only support one properly from a baby to hopefully a useful education and a good job.
Originally Posted by Devildog
Agreed mate. Its like council tax - why the hell should 2 people who recycle pay so much more than a family of 6 who don't, use more water and create much more waste, not to mention increased utilisation of public facilities, simply because the couple live in a more expensive house?
The only fair way for council tax is based on your ability to pay - and in that respect it has to be income based, as per income tax.
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Do you not think that's a bit ****ed up?