another advice on p/x thread
15 June 2008, 01:56 PM
#32
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a bit less?
started at £3750 which was less than what i wanted. no replys
then dropped to £3500. no replys
then dropped to £3000. plenty of interest at stupid prices and over priced px offers.
not gonna mention names but a dude off here expected me to sell it to them for £2500 and drive to oxford to deliver it and get a train home. see my point
15 June 2008, 01:56 PM
#33
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thing is, if you are needing cash, you are needing cash!!, doing little deals to get another 500 might seam like a good idea now, but it never is,
i have written off all the cash i put into my car, its the only way to do it, write it all off and anything you do get back at the end is a bonus, mine cost me 8.5k, i have put about another 7k into it over the past 6 years, its worth **** all, if i managed to get 3/4k back i would consider it a very large bonus, but i have resigned myself to the fact that its worth nothing.
i always think that if it does not sell, its not cheap enough, you could end up holding on for 12 months hoping to find a buyer willing to pay what you what, but if you need the cash now, i don't see the point, in 12 months time you could be either still snowed under, or on a fresh start.
i was in your position about 8 years ago, the bank had frozen my account, its was a right ball ache at the time as i did "little things" trying to
1. escape from the mess while still having all the material possessions i had bought on finance.
2. prove to myself that i had not failed and ****ed up.
it took some serious work and a lot of help from my old man to dig me out that hole, i should have sorted it ASAP but i messed about trying to think of a better way to get out, rather then just do what i had to do.
12 months time you might have enough in the pot to buy another red scoob, cheaper then what you sold yours for, and this time with cash saved up in a bank/with no debts.
you could always toss a coin and let fate decide
i have written off all the cash i put into my car, its the only way to do it, write it all off and anything you do get back at the end is a bonus, mine cost me 8.5k, i have put about another 7k into it over the past 6 years, its worth **** all, if i managed to get 3/4k back i would consider it a very large bonus, but i have resigned myself to the fact that its worth nothing.
i always think that if it does not sell, its not cheap enough, you could end up holding on for 12 months hoping to find a buyer willing to pay what you what, but if you need the cash now, i don't see the point, in 12 months time you could be either still snowed under, or on a fresh start.
i was in your position about 8 years ago, the bank had frozen my account, its was a right ball ache at the time as i did "little things" trying to
1. escape from the mess while still having all the material possessions i had bought on finance.
2. prove to myself that i had not failed and ****ed up.
it took some serious work and a lot of help from my old man to dig me out that hole, i should have sorted it ASAP but i messed about trying to think of a better way to get out, rather then just do what i had to do.
12 months time you might have enough in the pot to buy another red scoob, cheaper then what you sold yours for, and this time with cash saved up in a bank/with no debts.
you could always toss a coin and let fate decide
15 June 2008, 02:03 PM
#34
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thing is, if you are needing cash, you are needing cash!!, doing little deals to get another 500 might seam like a good idea now, but it never is,
i have written off all the cash i put into my car, its the only way to do it, write it all off and anything you do get back at the end is a bonus, mine cost me 8.5k, i have put about another 7k into it over the past 6 years, its worth **** all, if i managed to get 3/4k back i would consider it a very large bonus, but i have resigned myself to the fact that its worth nothing.
i always think that if it does not sell, its not cheap enough, you could end up holding on for 12 months hoping to find a buyer willing to pay what you what, but if you need the cash now, i don't see the point, in 12 months time you could be either still snowed under, or on a fresh start.
i was in your position about 8 years ago, the bank had frozen my account, its was a right ball ache at the time as i did "little things" trying to
1. escape from the mess while still having all the material possessions i had bought on finance.
2. prove to myself that i had not failed and ****ed up.
it took some serious work and a lot of help from my old man to dig me out that hole, i should have sorted it ASAP but i messed about trying to think of a better way to get out, rather then just do what i had to do.
12 months time you might have enough in the pot to buy another red scoob, cheaper then what you sold yours for, and this time with cash saved up in a bank/with no debts.
you could always toss a coin and let fate decide
i have written off all the cash i put into my car, its the only way to do it, write it all off and anything you do get back at the end is a bonus, mine cost me 8.5k, i have put about another 7k into it over the past 6 years, its worth **** all, if i managed to get 3/4k back i would consider it a very large bonus, but i have resigned myself to the fact that its worth nothing.
i always think that if it does not sell, its not cheap enough, you could end up holding on for 12 months hoping to find a buyer willing to pay what you what, but if you need the cash now, i don't see the point, in 12 months time you could be either still snowed under, or on a fresh start.
i was in your position about 8 years ago, the bank had frozen my account, its was a right ball ache at the time as i did "little things" trying to
1. escape from the mess while still having all the material possessions i had bought on finance.
2. prove to myself that i had not failed and ****ed up.
it took some serious work and a lot of help from my old man to dig me out that hole, i should have sorted it ASAP but i messed about trying to think of a better way to get out, rather then just do what i had to do.
12 months time you might have enough in the pot to buy another red scoob, cheaper then what you sold yours for, and this time with cash saved up in a bank/with no debts.
you could always toss a coin and let fate decide
fair point, but remembering im in this situation because ive been forced into it by my employers... not because ive got my head up my ****, or say ive gone and bought things i cannot pay for. beofre all this blew up me and natalie were paying our way fine. obviously we had weeks where we struggled but we werent behind anything. ive been to see the right people and i am preparing letters etc to the people who will need them.
selling my car for a reduced sum wont help me much more than what i am considering doing today to be honest. if i under sell the car for cash to someone the money wasted would be on my mind constantly and remember i still have to have a means of transport to get from a-b. so say i sell the car for £2500 (gulp) and need a runabout. theres £1000 fora half decent bucket to get from a-b in. so that leaves me £1500, only £750 more than i could deal with today. see my point?
and il re-itterate. at the stupid price its set at now, ive had one daft offer as per my previous post, and just a load of px offers for cars of the same or higher value.
15 June 2008, 02:06 PM
#35
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fair point, but remembering im in this situation because ive been forced into it by my employers... not because ive got my head up my ****, or say ive gone and bought things i cannot pay for. beofre all this blew up me and natalie were paying our way fine. obviously we had weeks where we struggled but we werent behind anything. ive been to see the right people and i am preparing letters etc to the people who will need them.
.
.
not having a go mate! but it has still put you up **** creek, and sometimes you have to make the sacrifices to get back out, otherwise you are in **** creek much longer then you need to be
ps my last "super mudburner" citreon zx td cost me about £300 and came with T&T
15 June 2008, 02:25 PM
#36
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not having a go mate! but it has still put you up **** creek, and sometimes you have to make the sacrifices to get back out, otherwise you are in **** creek much longer then you need to be
ps my last "super mudburner" citreon zx td cost me about £300 and came with T&T
ps my last "super mudburner" citreon zx td cost me about £300 and came with T&T
sell my car for the first offer of £2500 cash in hand can pay what i was gonna pay, go buy a car and have some left over to keep me going a few weeks.
do a deal today where i get another scoob worth £2500 if i try sell immediatley, plus some cash my way and bits of the car like i.c.e. i can take out and sell seperately. can you see my thinking on this now?
my idea on this is red classics are generally more desirable than green classics. but because of the fuel/tax market etc everyone wants a bargain. so i sell the green car, and still get some cashes today from the red one.
i know what i mean in my head and ive gone through a plan of action in my head. im lucky in that i have contacted people to get help before i go into real trouble. ive not stuck my head up my **** or looked at relatives or friends to help me out. im sort of trying to do it myself. i would like to think that any companies/creditors who i do contact will look at my case more favourably than say someone who cant control their spending and goes mad beyond their means.
15 June 2008, 03:40 PM
#37
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To me it just seems mad swapping the cars around in your financial position. I understand what you are saying about being able to sell the green car for £2500 (but question is will you sell it? as you have already mentioned, you need a car) and also stripping it for the ICE and selling those.
But at the end of the day, you have bills to settle.
The most logical solution is to sell the car for as much as possible, be it £2.5k or £3k.
Buy a cheap runaround (I've seen a 1.4 my96 Polo with 80k selling for £500 on Autotrader, seems a minter) and use the remainder to settle any debts.
Driving this cheap runabout will no doubt save you money on fuel bills tax insurance etc etc. These savings could be used to pay further bills.
Swapping a high performance car for another of the same kind makes no sense because you are not cutting your outgoings in terms of fuel etc especially if you use the car daily.
The fact remains that at the moment you cannot afford to run a scooby, green or red.
Sorry if this sounds harsh.
But at the end of the day, you have bills to settle.
The most logical solution is to sell the car for as much as possible, be it £2.5k or £3k.
Buy a cheap runaround (I've seen a 1.4 my96 Polo with 80k selling for £500 on Autotrader, seems a minter) and use the remainder to settle any debts.
Driving this cheap runabout will no doubt save you money on fuel bills tax insurance etc etc. These savings could be used to pay further bills.
Swapping a high performance car for another of the same kind makes no sense because you are not cutting your outgoings in terms of fuel etc especially if you use the car daily.
The fact remains that at the moment you cannot afford to run a scooby, green or red.
Sorry if this sounds harsh.
15 June 2008, 04:50 PM
#38
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TBH I just think you're storing up problems for the future.
After all, the green scoob will still cost a lot in fuel terms etc. to run.
I have no idea your circumstances, but can't you work at the moment? I understand from your other posts that youi are serving an unpaid suspension?
Surely finding a different job would be the answer to your ills?
"Walk away and never look back..." is advice I was given when I was younger, (I'm 35) and I didn't always listen. Maybe this would be useful to you now? Walk away from whatever issue you have and find a new job?
Again, I don't know the score, (maybe it's not that simple) just looking at the whole picture, trying to squint until it all looks clear. . . .
After all, the green scoob will still cost a lot in fuel terms etc. to run.
I have no idea your circumstances, but can't you work at the moment? I understand from your other posts that youi are serving an unpaid suspension?
Surely finding a different job would be the answer to your ills?
"Walk away and never look back..." is advice I was given when I was younger, (I'm 35) and I didn't always listen. Maybe this would be useful to you now? Walk away from whatever issue you have and find a new job?
Again, I don't know the score, (maybe it's not that simple) just looking at the whole picture, trying to squint until it all looks clear. . . .
Last edited by RJM25R; 15 June 2008 at 04:52 PM. Reason: .
15 June 2008, 06:17 PM
#41
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well ive been to see it and the guy seems really genuine though.
but... the car just doesnt feel as tight as my scoob.
the clutch seems high, the gearbox makes a similar noise mine did before it blew up and unfortunatley he has very little history for it. it doe only have two owners, and the guy invited me round his own home by himself etc etc. he also offered a warranty etc as he knows me from around the area and knows i dont boot my car everywhere.
situation is i have my doubts about the car end of and people are right about the running costs.
im going to leave it a while and call him back saying that im not going to be doing a deal.
can anyone suggest the easiest way/exucse to do this? something to do with running costs, my work situation etc.
appreciated.
but... the car just doesnt feel as tight as my scoob.
the clutch seems high, the gearbox makes a similar noise mine did before it blew up and unfortunatley he has very little history for it. it doe only have two owners, and the guy invited me round his own home by himself etc etc. he also offered a warranty etc as he knows me from around the area and knows i dont boot my car everywhere.
situation is i have my doubts about the car end of and people are right about the running costs.
im going to leave it a while and call him back saying that im not going to be doing a deal.
can anyone suggest the easiest way/exucse to do this? something to do with running costs, my work situation etc.
appreciated.
15 June 2008, 06:29 PM
#42
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just say your lass wants to keep that car as she helped buy it and she treats it like your child or something along them lines i always say my lass said no and shes the boss , if im not happy with something
15 June 2008, 07:01 PM
#46
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Just tell the truth. Then sell the car to the guy who offered £2500. Remember that episode of Top Gear where they had to buy a car for 100 quid? Clarkson got his Volvo for £1. You don't need to spend £1000 on a car. Spend £100. When it breaks get a new one. Or how about a moped? Can you get to work on the bus or the train? How about walking/cylcing. It's amazing what you can get by with when push comes to shove.
Sometimes life dumps on you from a great height. It's times like this that you have to bite the bullet and make all the right decisions. It sounds like you are on top of everything but this car. Remember it is just a car that's not worth a lot and is costing you money sitting on the driveway. Use the same common sense that you have applied to everything else and get rid of it. You can always start again - maybe even with the same car?
Without wanting to sound condescending, well done with what you have done so far. Keep it up! You'll get through this in the end.
Sometimes life dumps on you from a great height. It's times like this that you have to bite the bullet and make all the right decisions. It sounds like you are on top of everything but this car. Remember it is just a car that's not worth a lot and is costing you money sitting on the driveway. Use the same common sense that you have applied to everything else and get rid of it. You can always start again - maybe even with the same car?
Without wanting to sound condescending, well done with what you have done so far. Keep it up! You'll get through this in the end.
15 June 2008, 07:08 PM
#47
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well ive been to see it and the guy seems really genuine though.
but... the car just doesnt feel as tight as my scoob.
the clutch seems high, the gearbox makes a similar noise mine did before it blew up and unfortunatley he has very little history for it. it doe only have two owners, and the guy invited me round his own home by himself etc etc. he also offered a warranty etc as he knows me from around the area and knows i dont boot my car everywhere.
situation is i have my doubts about the car end of and people are right about the running costs.
im going to leave it a while and call him back saying that im not going to be doing a deal.
can anyone suggest the easiest way/exucse to do this? something to do with running costs, my work situation etc.
appreciated.
but... the car just doesnt feel as tight as my scoob.
the clutch seems high, the gearbox makes a similar noise mine did before it blew up and unfortunatley he has very little history for it. it doe only have two owners, and the guy invited me round his own home by himself etc etc. he also offered a warranty etc as he knows me from around the area and knows i dont boot my car everywhere.
situation is i have my doubts about the car end of and people are right about the running costs.
im going to leave it a while and call him back saying that im not going to be doing a deal.
can anyone suggest the easiest way/exucse to do this? something to do with running costs, my work situation etc.
appreciated.
"Mrs O'Fireguard says no to the trade, but give me £3000 and it's all yours...."
Or words to that effect.
15 June 2008, 08:04 PM
#48
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Well, let us know what happens in the end and I hope things work themselves out. They tend to for the best one way or another even if it doesn't feel that way at the time.
**** situation to be in, end of.
**** situation to be in, end of.
15 June 2008, 08:35 PM
#49
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ive gotten in touch with him and explained my situation and i really should buy a banger to pottle around in. i didnt fill him full of crap etc, and told him straight.
blueblaster, i need a car to get myself and my fiancee about. if you dont know my current situation, its im unable to work as my employrs are refusing me right to do so due to their negliegence and an p.r.i. i have sustained through this.
due to my lifestyle i cant rely on buses and such and i think its unfiar to ask my fiancee to ride 6 miles to work every morning at 6am. i wouldnt forgive myself id something happened to her.
i also absolutley refuse to seel my car for £2500. i dont care about the consequences as thats is an obscene amount. £3000 there abouts is a bloody good deal for a car of that spec/age etc.
luckily my visit to the c.a.b. and plan of action included running cost for the car etc, so i may be able to struggle on for the time being.
blueblaster, i need a car to get myself and my fiancee about. if you dont know my current situation, its im unable to work as my employrs are refusing me right to do so due to their negliegence and an p.r.i. i have sustained through this.
due to my lifestyle i cant rely on buses and such and i think its unfiar to ask my fiancee to ride 6 miles to work every morning at 6am. i wouldnt forgive myself id something happened to her.
i also absolutley refuse to seel my car for £2500. i dont care about the consequences as thats is an obscene amount. £3000 there abouts is a bloody good deal for a car of that spec/age etc.
luckily my visit to the c.a.b. and plan of action included running cost for the car etc, so i may be able to struggle on for the time being.
16 June 2008, 10:26 PM
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ive gotten in touch with him and explained my situation and i really should buy a banger to pottle around in. i didnt fill him full of crap etc, and told him straight.
blueblaster, i need a car to get myself and my fiancee about. if you dont know my current situation, its im unable to work as my employrs are refusing me right to do so due to their negliegence and an p.r.i. i have sustained through this.
due to my lifestyle i cant rely on buses and such and i think its unfiar to ask my fiancee to ride 6 miles to work every morning at 6am. i wouldnt forgive myself id something happened to her.
i also absolutley refuse to seel my car for £2500. i dont care about the consequences as thats is an obscene amount. £3000 there abouts is a bloody good deal for a car of that spec/age etc.
luckily my visit to the c.a.b. and plan of action included running cost for the car etc, so i may be able to struggle on for the time being.
blueblaster, i need a car to get myself and my fiancee about. if you dont know my current situation, its im unable to work as my employrs are refusing me right to do so due to their negliegence and an p.r.i. i have sustained through this.
due to my lifestyle i cant rely on buses and such and i think its unfiar to ask my fiancee to ride 6 miles to work every morning at 6am. i wouldnt forgive myself id something happened to her.
i also absolutley refuse to seel my car for £2500. i dont care about the consequences as thats is an obscene amount. £3000 there abouts is a bloody good deal for a car of that spec/age etc.
luckily my visit to the c.a.b. and plan of action included running cost for the car etc, so i may be able to struggle on for the time being.
.
17 June 2008, 06:28 AM
#51
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Don't know what a p.r.i. is but it sounds like you're having a pretty st1tty time of it at the moment. I'm not going to do my normal thing and tell you what you should do, but just be careful you don't end up digging a bigger financial hole for yourself because you won't sell your car on a point of principle. Hang in there, matie - you'll get through it in the end .
.sorry i meant to say Repetitive Strain Injury.
in recent days ive had lots more interest so i believe its a matter of time beofre someone agrees my price is a bargain as it is.
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