If you were stupid enough....
19 February 2009, 09:47 PM
#31
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I wouldnt wash the car until the Police have done the old fingerprint stuff, then it will definately need washing as they dont clean up after themselves
19 February 2009, 09:57 PM
#32
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Unlucky and also lucky story.
I can concur about the SOCO mess. I'm still finding that bloody silver dust in my door frames 13 months after I was burgled and both our cars nicked. Our cars were recovered within the hour and the ****** was given 2 years for the theft. I bet he's out by now
Steve
I can concur about the SOCO mess. I'm still finding that bloody silver dust in my door frames 13 months after I was burgled and both our cars nicked. Our cars were recovered within the hour and the ****** was given 2 years for the theft. I bet he's out by now
Steve
Last edited by Steve vRS; 19 February 2009 at 09:58 PM.
19 February 2009, 09:59 PM
#33
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The insurance company will ask for both sets of keys it happened to a person at work {not left running on the drive but just stolen}
They assume that both sets of keys would be proof enough that you didn't leave it running.
But heres one for you to also ponder...
I have a keyless entry and push button start on my Astra twintop, so I can start the car on say frosty mornings, leave it running and still have both sets of keys {in fact I have 2 fobs and 1 key}now how would the insurance deal with that scenario?
After all I could produce both fobs and the emergency key... sorry for changing the direction of the original topic but seeing this thread made me think about the keyless scenario too.
They assume that both sets of keys would be proof enough that you didn't leave it running.
But heres one for you to also ponder...
I have a keyless entry and push button start on my Astra twintop, so I can start the car on say frosty mornings, leave it running and still have both sets of keys {in fact I have 2 fobs and 1 key}now how would the insurance deal with that scenario?
After all I could produce both fobs and the emergency key... sorry for changing the direction of the original topic but seeing this thread made me think about the keyless scenario too.
Has it not got a chip in the key so you must carry it in the vehicle even if you've not got it in the ignition?
If so then most systems will cut out when the foot brake is pressed.
19 February 2009, 10:29 PM
#34
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GC8 if this chap was thinking on his feet he would have said to the arriving officer, (who turned up 4-5 mins after the car was taken) the keys were taken out of the hall, but unfortunatly he didnt.
He said what he said and later signed a statement from the officer to get his crime ref number which said the keys were in the ignition.
So the keys in the hall story is a bit fooked up.
The chap is going to tell the insurance guy when he turns up on monday that the keys were in the ignition, as a deviation from the Police statement would be fraudulent......if he could possibly get away with lieing believe me he would, the chap is still well peed off and looking for more advice.
The car has not yet turned up, and neither has his house keys, drivers license, DVD player, baby seat, wallet, and full tank of fecking fuel.
The house locks have been changed, and bank cards cancelled.
Anymore for anymore?
He said what he said and later signed a statement from the officer to get his crime ref number which said the keys were in the ignition.
So the keys in the hall story is a bit fooked up.
The chap is going to tell the insurance guy when he turns up on monday that the keys were in the ignition, as a deviation from the Police statement would be fraudulent......if he could possibly get away with lieing believe me he would, the chap is still well peed off and looking for more advice.
The car has not yet turned up, and neither has his house keys, drivers license, DVD player, baby seat, wallet, and full tank of fecking fuel.
The house locks have been changed, and bank cards cancelled.
Anymore for anymore?
19 February 2009, 10:51 PM
#35
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Talking about it in this way on a public forum is actually conspiracy to commit fraud, not fraud itself. And anyone who suggested changing the statement is technically guilty of the same crime. . . . .
Last edited by RJM25R; 19 February 2009 at 10:54 PM.
20 February 2009, 08:10 AM
#36
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Ok, so this might sound like a daft question, but how the hell did he get into the house to check the grill when his house keys were in the car getting stolen?
Does he really have two sets of keys with him and two house keys, one on each bunch?
Does he really have two sets of keys with him and two house keys, one on each bunch?
20 February 2009, 08:21 AM
#37
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not that strange...
the more separate all your things are, the better, if you were to lose you keys, and some scum picked them up, they would access to both your house and your car....
20 February 2009, 08:25 AM
#38
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Yes dj, as do I. I have a car key with a fob on, and a house set. However, from the OP's explanation, he went in to check the grill (with I guess his house set) yet he said his house keys were in the car when it was stolen. So he's got a house key on the car keys AND a house bunch that he used to check the grill. Odd to say the least.
20 February 2009, 08:32 AM
#39
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GC8 if this chap was thinking on his feet he would have said to the arriving officer, (who turned up 4-5 mins after the car was taken) the keys were taken out of the hall, but unfortunatly he didnt.
He said what he said and later signed a statement from the officer to get his crime ref number which said the keys were in the ignition.
So the keys in the hall story is a bit fooked up.
The chap is going to tell the insurance guy when he turns up on monday that the keys were in the ignition, as a deviation from the Police statement would be fraudulent......if he could possibly get away with lieing believe me he would, the chap is still well peed off and looking for more advice.
The car has not yet turned up, and neither has his house keys, drivers license, DVD player, baby seat, wallet, and full tank of fecking fuel.
The house locks have been changed, and bank cards cancelled.
Anymore for anymore?
He said what he said and later signed a statement from the officer to get his crime ref number which said the keys were in the ignition.
So the keys in the hall story is a bit fooked up.
The chap is going to tell the insurance guy when he turns up on monday that the keys were in the ignition, as a deviation from the Police statement would be fraudulent......if he could possibly get away with lieing believe me he would, the chap is still well peed off and looking for more advice.
The car has not yet turned up, and neither has his house keys, drivers license, DVD player, baby seat, wallet, and full tank of fecking fuel.
The house locks have been changed, and bank cards cancelled.
Anymore for anymore?
20 February 2009, 03:34 PM
#40
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Hastings have washed their hands of the claim for new locks and fob, wont entertain any recompence.
£60 excess for the screen, Monday.
£25 valet, he is lazy.
£560 for three locks and new key/fob from Lexus, thinking about it, or rather thinking of a cheaper option.
Police have been and dusted down the car, more mess, and ticking boxes.
RE Question.
House keys in car ignition on fob, house front door closed shut not locked, as wife and 2 kids were in but getting ready for bed.
Guy was leaving for work on nights 0750hrs, nipped back in checked grill, after snack.
As shouting up the stairs for his wife to check grill would have been a strange request, resulting in "Check it yourself you lazy **** Im sorting the kids out here."
Still stuck in a friends garage.
Lessons learnt, read small print on Ins policy, dont leave car even for a second with keys in, even if not in ignition, always lock car whatever, always leave windows closed when unattended, lock house front door when going out, even if someones in, think faster in a stressful situation.... and we all do these things all the time dont we.
Turn grill off after cheese on toast, dont post actual events on SN as you will be called a fraudster, learn broken Polish and dont bother with insurance, drive a Lada.
£60 excess for the screen, Monday.
£25 valet, he is lazy.
£560 for three locks and new key/fob from Lexus, thinking about it, or rather thinking of a cheaper option.
Police have been and dusted down the car, more mess, and ticking boxes.
RE Question.
House keys in car ignition on fob, house front door closed shut not locked, as wife and 2 kids were in but getting ready for bed.
Guy was leaving for work on nights 0750hrs, nipped back in checked grill, after snack.
As shouting up the stairs for his wife to check grill would have been a strange request, resulting in "Check it yourself you lazy **** Im sorting the kids out here."
Still stuck in a friends garage.
Lessons learnt, read small print on Ins policy, dont leave car even for a second with keys in, even if not in ignition, always lock car whatever, always leave windows closed when unattended, lock house front door when going out, even if someones in, think faster in a stressful situation.... and we all do these things all the time dont we.
Turn grill off after cheese on toast, dont post actual events on SN as you will be called a fraudster, learn broken Polish and dont bother with insurance, drive a Lada.
20 February 2009, 03:53 PM
#41
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Can I ask a question on similar lines, If you start the car with one set of keys, lock it with the other and leave it to defrost would you be covered if someone smashed the window then took off in the car?
20 February 2009, 04:11 PM
#42
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On your policy document you will see phrases like " reasonable attention for securing vehicle "..." General care an thought for securing vehicle " .." Due care and attention, for this, that, and the other, so 'they' have their side well covered.
Open doors, windows, keys on show, keys in ignition, keys in view in hall etc etc..are get outs for them.
But dont be late with an instalment or they will pounce on you.
Anyways Im off to learn Polish.
Open doors, windows, keys on show, keys in ignition, keys in view in hall etc etc..are get outs for them.
But dont be late with an instalment or they will pounce on you.
Anyways Im off to learn Polish.
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