uk insurance companies post code risk list
12 August 2009, 02:23 PM
#31
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you would be suprised. its all based on this regardless as to if the house has been burgled.
risks
build type
age
location
type of ground
size
costs
these are a few things but there is more.
even if you smoke it has sdomething to do with the rate
risks
build type
age
location
type of ground
size
costs
these are a few things but there is more.
even if you smoke it has sdomething to do with the rate
12 August 2009, 02:46 PM
#32
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My Scoob insurance went up by well over a hundred pounds when I moved about a mile in the same town. Only the last letter of the postcode changed.
From that site the area in question is classed as a C.
When I moved to another C area in a completely different area, my insurance went up by several hundred pounds.
Robbing bar stewards wherever you live.
From that site the area in question is classed as a C.
When I moved to another C area in a completely different area, my insurance went up by several hundred pounds.
Robbing bar stewards wherever you live.
12 August 2009, 04:33 PM
#36
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don't forget yr more likely to be at risk in a really decent area, because the house is likely to be worth robbing.
making a sweeping statement, a flat/house on a hsg estate is likely to have nothing of value in it.
making a sweeping statement, a flat/house on a hsg estate is likely to have nothing of value in it.
12 August 2009, 05:31 PM
#38
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Every insurance company will employ its own team that check statistics such as crime figures and road traffic accidents all over the country on a monthly basis. They then advise the underwiters for their company on the results who then work out what area or grouping they will put material facts such as postcode.
Every insurer works individually usually, hence the reason why the prices are so wide ranged when your searching for insurance.
SetoN
Every insurer works individually usually, hence the reason why the prices are so wide ranged when your searching for insurance.
SetoN
I'm in a B zone and my house only cost me £75k. I'd feel pissed if I was Mr Not So Smug sat in his 4 bedroomed £300k group C detached house now 
12 August 2009, 07:17 PM
#40
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Not sure how accurate that list is - our village is shown as E, but in the last 3 years there has been 1 ! case of a stolen car, and very little other crime apart from a bit of vandalism.
But - our postcode prefix also covers part of the nearby town, which has some pretty rough areas, so I suppose this alters the balance.
But - our postcode prefix also covers part of the nearby town, which has some pretty rough areas, so I suppose this alters the balance.
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