Norman Dog

iTrader: (1)

Yes, you do. Most insurers also require you to declare acccidents you've had driving company vehicles etc. too.

Darren.1987

iTrader: (1)

I meant to say with what happened with me (someone running out infront of me) and i thought i wrote it may be similar for him also so he should check if it's similar.

But as i stated with regards to what happened with me, my insurers (and the regional claims assessor) said because it wasn't a vehicle and it definately wasn't my fault (i have an independant witness) who just missed hitting the girl in his 4x4 luckily.

Although i was told by a call centre agent that i should declare it as non fault and no money paid out, the regional assessor told me i would not need to declare it.

And can you believe my insurers are willing to pay the family money if they attempt to claim against me? (just because it's easier for my insurers apparently)

Even though the police say it was in no way my fault and she gave me no chance. Even though it won't affect my policy by raising it and i won't be declaring it unless they tell me otherwise.

utaka

when the assesor if it goes that far looks at the car they will see the damage and probably come to the coclusion that there is no damage concurrent with a rear end impact, so i would report it immediately if i were you. there are some right tossers out there, scabby little gits from scabby little estates in there scabby little cars tryin to recoup the money they stole to spend on christmas presents for their 12 kids by 12 different men.
hope you sort it out

james_ukm

Cheers for all your help guys theres a few good points in all of the above ill just have to see how it all pans out, failing that iv picked up a few good ideas from call of duty that will rectify the situation.
Revenge is a dish best served cold (a bit like quiche)

KAS35RSTI

iTrader: (73)

If there is no damage on your car then just change the broken plate for a new one & just say you dont even know her. Also report her to the police.

Or

Destroy that broken plate & report it as stolen. If the police do ask why you left it this late then just say you were away & didnt notice until now.

Sometimes you have to lie to win over these scammers.

al02uk

iTrader: (1)

Hi Mate,

Just for info. The Met Police are currently running an op called Operation Catcher which deals with the very issue your talking about.

Scammers used to either reverse into or break really hard so a lorry would hit the back of the car and they would claim for whiplash. Obviously it seems that cars are being targeted too.

If I were you I would let maddam know that you are reporting the incident to the Police as you suspect she is attempting to defraud an insurance company.

If you need anymore info on it just PM me.

Andy

his-n-her-scoobs

iTrader: (5)

Plate makers record the details when they make a new plate, time date etc and the manufacturers name is on the plate so not a good idea.

cube320

I would report it to the police and your insurance comapny asap.

Hopefully she has not reversed into a wall to damage her car. (Heard of this happening)

L3YMS

iTrader: (2)

my kid brother got caught the same and unfortunately at 17 didnt really have the ability to defend his innocence. He had NO damage to his car whatsoever it deformed the bumper and it popped back again, but the driver and passenger of the car in front claimed for whiplash, loss of earnings, replacement car, damages to their vehicle, stress related compensation, the works. Mysteriously after the bump their virtually undamaged beemer must have got very depressed and self mutilated its own rear end as when the insurance assessor visited them it has developed all sorts of damage relating to the crash, namely the need for replacement tuning parts such as rear skirt, back box, rear spoiler etc... funny that!! Result: my brother cant get insurance for less that £1200 on anything even though he is now 20!

jef

iTrader: (13)

anonamous phone call to police informing them of a suspected peadophile gang operating from her house.

DaveD

iTrader: (2)

The important thing to remember, maybe, is that if you report it to your insurance company (which I think you should) and tell them that you suspect it is a fraudulent claim, then the other party's insurance is likely to counter-investigate your side of things.
Therefore, any threatening phone calls, replacement number plates etc, if found out, is going to look a little suspect?

It's a sh*t position to be in, but I think it possibly best to be as honest as possible and not to stoop as low as the supposed 'victims' by 'creating' evidence. Don't try to contact her any more, as this could be regarded as threatening behaviour - deal through the insurance.

Good luck

FauxSTi

iTrader: (1)

Any updates on this? Been wondering how you got on after reading this thread the other day, hope you got it sorted, and the scamming b!tch got nothing.

james_ukm

no news yet, i passed everything onto my insurers and explained everything to them, they have told me that they have seen alot of this recently. They told me that as i have admitted there was a bump but they cannot prove who was at fault then they usually just settle it 50-50 as it is generally cheaper than investigating and going to court which considering that i only have a cracked number plate means that i will be coming off worse and it will cost me money for the next 5 years in insurance premiums.

FauxSTi

iTrader: (1)

So yet again the good citizen gets screwed, while the scumbag gets paid for something they caused I hope you serve up some good justice on them at some point in the near future.

GC8

Id report this to the Police first, ideally to a CID officer and then Id make the insurance company fully aware. This way should make it less likely that someone in a call/contact centre tries to fob you off (probably through not knowing what to do next).

GC8

too late.....

Aaron1978

iTrader: (12)

Have you heard anything back from this?

Olly.Wrx

iTrader: (10)

It pisses me off when i read stuff like this.
I hope the claim goes your way.

Anders_WR1

iTrader: (8)

Post her number in a few telephone boxes and at least you can have the pleasure knowing she had to replace her phone number.

Anders

D4VEW557

my missus had a similar thing a while ago. was in an accident there was no damage so it was agreed thatwas an end to it, until the letter came from the insurance company informing her of the claim made against her and as her policy was up for renewal she could not use her no claims until the matter was sorted.

The car he was driving was a leased car but unfortunately for him it was leased through a division of the company i worked for so his details could be found

then all of a sudden the claim was cancelled and everything was ok after that.


I think honesty is the best way until it's not the best way such as you being out of pocket then it's time to make use of the details you have about her.

you might still be out of pocket but you can make yourself feel better.

If this happened to me i would happily kill the woman, i would do it obviously as i don't fancy doing life but if there was no conciquencs i would do it in a blink