Notices
Non Scooby Related Anything Non-Scooby related

Higher insurance premium for winter tyres

Thread Tools
 
Search this Thread
 
Old 13 December 2010, 04:46 PM
  #61  
pacenote
Scooby Regular
 
pacenote's Avatar
 
Join Date: May 2001
Location: The co-drivers seat
Posts: 1,049
Received 11 Likes on 9 Posts
Default

Originally Posted by Leslie
I would not bother to spend all that cash on a set of wonter tyres either. Even if the do make a difference in very low temperatures, I dont reckon its an economical action.

Les
Its pretty economical if it prevents you from crashing the car..
Old 13 December 2010, 04:53 PM
  #62  
SRSport
Scooby Regular
 
SRSport's Avatar
 
Join Date: Jul 2009
Location: North Yorkshire
Posts: 3,360
Received 0 Likes on 0 Posts
Default

It depends on how much driving you do. I am fortunate enough to not need a car too often as I have everything on my door step so I can walk or if I need a car I could get a taxi and let them worry about the snow. I wonder how many taxi rides you could get out of the cost of 4 new tyres, including milage (depreciation), wear from from starting it up from cold etc ?
Old 13 December 2010, 04:57 PM
  #63  
SRSport
Scooby Regular
 
SRSport's Avatar
 
Join Date: Jul 2009
Location: North Yorkshire
Posts: 3,360
Received 0 Likes on 0 Posts
Default

Originally Posted by urban
2K for a whiplash claim - ppppfffftttt, chicken feed.
In N.Ireland its what your solicitor/barrister can get for you .

You suggestion is flawed though - how do you differentiate between whiplash and say a lasceration?
Do you work for the government?
Old 13 December 2010, 05:11 PM
  #64  
Wurzel
Scooby Senior
iTrader: (1)
 
Wurzel's Avatar
 
Join Date: Nov 2000
Location: Wildberg, Germany/Reading, UK
Posts: 9,708
Likes: 0
Received 73 Likes on 54 Posts
Cool

Originally Posted by SRSport
It depends on how much driving you do. I am fortunate enough to not need a car too often as I have everything on my door step so I can walk or if I need a car I could get a taxi and let them worry about the snow. I wonder how many taxi rides you could get out of the cost of 4 new tyres, including milage (depreciation), wear from from starting it up from cold etc ?
The fact you seem to be overlooking is a set of winter tyres WILL last you 4 winters at least, and while you have them fitted to your car you are not wearing out your precious summer tyres so they will last longer aswell.
Old 13 December 2010, 05:23 PM
  #65  
SRSport
Scooby Regular
 
SRSport's Avatar
 
Join Date: Jul 2009
Location: North Yorkshire
Posts: 3,360
Received 0 Likes on 0 Posts
Default

Originally Posted by Wurzel
and while you have them fitted to your car you are not wearing out your precious summer tyres so they will last longer aswell.
Good point.
Old 13 December 2010, 05:35 PM
  #66  
Jay m A
Scooby Regular
iTrader: (2)
 
Jay m A's Avatar
 
Join Date: May 2000
Location: Class record holder at Pembrey Llandow Goodwood MIRA Hethel Blyton Curborough Lydden and Snetterton
Posts: 8,626
Likes: 0
Received 0 Likes on 0 Posts
Default

Indeed. If you are going to own a car for a period of 3 sets of tyres then winter tyres are not an extra expense
Old 13 December 2010, 07:51 PM
  #67  
pacenote
Scooby Regular
 
pacenote's Avatar
 
Join Date: May 2001
Location: The co-drivers seat
Posts: 1,049
Received 11 Likes on 9 Posts
Default

Originally Posted by Wurzel
The fact you seem to be overlooking is a set of winter tyres WILL last you 4 winters at least, and while you have them fitted to your car you are not wearing out your precious summer tyres so they will last longer aswell.
Done at least 4 winters on my conti's..

prob replace them for winter 2011
Old 13 December 2010, 09:59 PM
  #68  
alistair
Scooby Senior
 
alistair's Avatar
 
Join Date: Oct 1998
Posts: 2,015
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by Jay m A
Indeed. If you are going to own a car for a period of 3 sets of tyres then winter tyres are not an extra expense
Apart from the extra set of wheels to keep them on
Old 13 December 2010, 10:04 PM
  #69  
SRSport
Scooby Regular
 
SRSport's Avatar
 
Join Date: Jul 2009
Location: North Yorkshire
Posts: 3,360
Received 0 Likes on 0 Posts
Default

Why wouldnt you just keep the wheel and swap the tyres over? Wouldnt be that much to get someone to do.
Old 13 December 2010, 10:18 PM
  #70  
mickywrx
Unmapped 12.4s @ 105
Support Scoobynet!
iTrader: (29)
 
mickywrx's Avatar
 
Join Date: Apr 2005
Location: Newcastle. 330bhp-289lb/ft @ 1bar boost - 12.4s @ 105mph
Posts: 11,776
Likes: 0
Received 4 Likes on 4 Posts
Post

Originally Posted by alistair
Apart from the extra set of wheels to keep them on
I've got 3 sets of wheels.
Old 13 December 2010, 11:13 PM
  #71  
Jay m A
Scooby Regular
iTrader: (2)
 
Jay m A's Avatar
 
Join Date: May 2000
Location: Class record holder at Pembrey Llandow Goodwood MIRA Hethel Blyton Curborough Lydden and Snetterton
Posts: 8,626
Likes: 0
Received 0 Likes on 0 Posts
Default

LOL, so have I, now that I gave a set away
Old 14 December 2010, 12:08 PM
  #72  
Leslie
Scooby Regular
 
Leslie's Avatar
 
Join Date: Aug 2002
Posts: 39,877
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by pacenote
Its pretty economical if it prevents you from crashing the car..
Having had a lot of experience of driving on snow and ice in this country and others I would say that if you drive on normal tyres in such a way that you are likely to crash then you are a prat and deserve what you get!

Les
Old 14 December 2010, 12:58 PM
  #73  
chocolate_o_brian
Scooby Regular
iTrader: (22)
 
chocolate_o_brian's Avatar
 
Join Date: May 2006
Location: Doncaster, S. Yorks.
Posts: 21,415
Received 0 Likes on 0 Posts
Default

Originally Posted by Leslie
Having had a lot of experience of driving on snow and ice in this country and others I would say that if you drive on normal tyres in such a way that you are likely to crash then you are a prat and deserve what you get!

Les

Well that narrows it down to about 15 million retarded drivers on the UK roads councillor Les
Old 14 December 2010, 06:50 PM
  #74  
pacenote
Scooby Regular
 
pacenote's Avatar
 
Join Date: May 2001
Location: The co-drivers seat
Posts: 1,049
Received 11 Likes on 9 Posts
Default

Originally Posted by Leslie
Having had a lot of experience of driving on snow and ice in this country and others I would say that if you drive on normal tyres in such a way that you are likely to crash then you are a prat and deserve what you get!

Les
Perhaps I should have said : its pretty economical having winter tyres fitted if they help you avoid some other 'prats' accident..
Old 15 December 2010, 05:00 PM
  #75  
Wurzel
Scooby Senior
iTrader: (1)
 
Wurzel's Avatar
 
Join Date: Nov 2000
Location: Wildberg, Germany/Reading, UK
Posts: 9,708
Likes: 0
Received 73 Likes on 54 Posts
Cool

Originally Posted by pacenote
Perhaps I should have said : its pretty economical having winter tyres fitted if they help you avoid some other 'prats' accident..
Another thing you have to take into consideration is that you maybe able to stop and avoid an accident but the pillock behind you can't, so thinking about it, it is probably not a good idea for you to have winter tyres afterall.
Old 15 December 2010, 05:04 PM
  #76  
pacenote
Scooby Regular
 
pacenote's Avatar
 
Join Date: May 2001
Location: The co-drivers seat
Posts: 1,049
Received 11 Likes on 9 Posts
Default

Originally Posted by Wurzel
Another thing you have to take into consideration is that you maybe able to stop and avoid an accident but the pillock behind you can't, so thinking about it, it is probably not a good idea for you to have winter tyres afterall.
better get the 'normal' tyres back on then

Old 15 December 2010, 05:05 PM
  #77  
SRSport
Scooby Regular
 
SRSport's Avatar
 
Join Date: Jul 2009
Location: North Yorkshire
Posts: 3,360
Received 0 Likes on 0 Posts
Default

Originally Posted by Wurzel
Another thing you have to take into consideration is that you maybe able to stop and avoid an accident but the pillock behind you can't, so thinking about it, it is probably not a good idea for you to have winter tyres afterall.
Brilliant then you can claim on their insurance and not yours plus £5000 for all those sleepless nights so then another £5000 from the resulting stress, £2000 for whiplash, £500 for a chipped nail and Im sure you could get something for your hair being moved out of place as well.
Old 16 December 2010, 11:54 AM
  #78  
Leslie
Scooby Regular
 
Leslie's Avatar
 
Join Date: Aug 2002
Posts: 39,877
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by chocolate_o_brian
Well that narrows it down to about 15 million retarded drivers on the UK roads councillor Les
Is that the number of drivers on normal tyres who have had an accident in the snow this winter COB. If not can you explain what you mean.

Les
Old 16 December 2010, 11:58 AM
  #79  
Leslie
Scooby Regular
 
Leslie's Avatar
 
Join Date: Aug 2002
Posts: 39,877
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by pacenote
Perhaps I should have said : its pretty economical having winter tyres fitted if they help you avoid some other 'prats' accident..
Yes I agree with that well enough.

Do winter tyres help on packed or loose snow? I know they have a different rubber composition which behaves better under very cold conditions since the rubber remains softer, but do they also have a different tread design.

Les
Old 16 December 2010, 12:27 PM
  #80  
Markus
Scooby Regular
 
Markus's Avatar
 
Join Date: Mar 1999
Location: The Great White North
Posts: 25,080
Likes: 0
Received 0 Likes on 0 Posts
Default

I am somewhat considering winter tyres for our new car, however, we've not had them on our previous car and managed ok without them. Thankfully Ontario does not (yet) mandate the use of winter tyres, however Quebec does. Between December 15 to March 15 it is mandatory for vehicles to be equipped with tyres specifically designed for winter driving. It seems there is a $200 - $300 fine per incident if you're caught without winter tyres on.
If you're out of province and visiting the law does not apply to you.

It's not a bad idea, but there does tend to be a bit of a rush to purchase winter tyres up there, and of course I'm sure there is a bit of a mark up going on too
Old 16 December 2010, 01:22 PM
  #81  
pacenote
Scooby Regular
 
pacenote's Avatar
 
Join Date: May 2001
Location: The co-drivers seat
Posts: 1,049
Received 11 Likes on 9 Posts
Post

Originally Posted by Leslie
Yes I agree with that well enough.

Do winter tyres help on packed or loose snow? I know they have a different rubber composition which behaves better under very cold conditions since the rubber remains softer, but do they also have a different tread design.

Les
I have found the grip in all conditions to be greatly improved. Although the size/profile is the same as summer tyres the tread design is different in that it is abit more 'blocky' to give bite into snow and also to clear water in slushy conditions. Each tread block also has small cuts in them to help with this as well, although I suspect this may be to improve traction on ice.
Old 16 December 2010, 02:21 PM
  #82  
Leslie
Scooby Regular
 
Leslie's Avatar
 
Join Date: Aug 2002
Posts: 39,877
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by pacenote
I have found the grip in all conditions to be greatly improved. Although the size/profile is the same as summer tyres the tread design is different in that it is abit more 'blocky' to give bite into snow and also to clear water in slushy conditions. Each tread block also has small cuts in them to help with this as well, although I suspect this may be to improve traction on ice.
Ok thanks for the explanation. Well I do agree that they must be significantly more confidence inspiring to drive on. Trouble is of course the added expense of an extra set of wheels and tyres. I gather that they are too soft to be much good in summer conditions and I imagine they would wear quickly too.

I suppose eventually it will become law that we fit them in winter as in some other countries.

Les
Old 16 December 2010, 03:05 PM
  #83  
[-(o)-]
Scooby Regular
iTrader: (1)
 
[-(o)-]'s Avatar
 
Join Date: Jul 2007
Location: Between a speed bump and a pot hole
Posts: 519
Likes: 0
Received 0 Likes on 0 Posts
Default

Winter tyres are, for want of a better description, softer. For a tyre to generate grip the rubber needs to move around at a molecular level. Summer tyres are harder and this movement starts to struggle below 10 degrees. Its the same reason a racing slick works at 100 degrees +. A winter tyres rubber will keep moving around in this way, plus it'll have a more aggressive tread. If you run a winter tyre in summer your tyre is likely to wear badly and won't have the same grip levels as a summer tyre (due to movement of the tread blocks).

Saying that I don't run winter tyres as I don't trust other road users and can leave the car at home for the few days us southerners are effected.
Old 16 December 2010, 04:09 PM
  #84  
chocolate_o_brian
Scooby Regular
iTrader: (22)
 
chocolate_o_brian's Avatar
 
Join Date: May 2006
Location: Doncaster, S. Yorks.
Posts: 21,415
Received 0 Likes on 0 Posts
Default

Originally Posted by Leslie
Is that the number of drivers on normal tyres who have had an accident in the snow this winter COB. If not can you explain what you mean.

Les
Yes certainly. All the millions of generally crap drivers. You know the type, the ones in Chelsea tractors, the ones that run tyres down to the canvas material, the ones who drive mpvs right up your ****, the retards who drive at 45 in a 60 and then 45 in a 30. These are the 15 million (numbers estimation) retards who will still try driving in summer conditions leaving little gap between vehicles using normal road tyres in the snow.

Hope that clears it all up for you.
Old 16 December 2010, 04:28 PM
  #85  
SRSport
Scooby Regular
 
SRSport's Avatar
 
Join Date: Jul 2009
Location: North Yorkshire
Posts: 3,360
Received 0 Likes on 0 Posts
Default

Aimed more at Moley but can you buy insurance days from someone else before the renewal date and benefit from that 1year NCB?

My insurance runs out on the 5th of January but to avoid the VAT hike I wanted to book at the end of December but not sure whether I could use the previous years no claims.
Old 16 December 2010, 05:57 PM
  #86  
pacenote
Scooby Regular
 
pacenote's Avatar
 
Join Date: May 2001
Location: The co-drivers seat
Posts: 1,049
Received 11 Likes on 9 Posts
Default

Originally Posted by Leslie
Ok thanks for the explanation. Well I do agree that they must be significantly more confidence inspiring to drive on. Trouble is of course the added expense of an extra set of wheels and tyres. I gather that they are too soft to be much good in summer conditions and I imagine they would wear quickly too.

I suppose eventually it will become law that we fit them in winter as in some other countries.

Les
Yes, there is the expense of course, but I sourced a second hand set of alloys to put the tyres on and while they are on the car I'm not wearing out my summer tyres, also I've done 4 winters on them todate
Old 18 December 2010, 03:13 PM
  #87  
Leslie
Scooby Regular
 
Leslie's Avatar
 
Join Date: Aug 2002
Posts: 39,877
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by chocolate_o_brian
Yes certainly. All the millions of generally crap drivers. You know the type, the ones in Chelsea tractors, the ones that run tyres down to the canvas material, the ones who drive mpvs right up your ****, the retards who drive at 45 in a 60 and then 45 in a 30. These are the 15 million (numbers estimation) retards who will still try driving in summer conditions leaving little gap between vehicles using normal road tyres in the snow.

Hope that clears it all up for you.
Yes I understand what you meant now COB. I agree with what you say of course and it gives me the heeby jeebies to see some of the antics they get up to.

Nearly got hit by a woman yesterday who arrived at a snowy sideturning and could not stop just as I went past. I reckon there might have been 3 inches clearance with my emergency avoidance act! She did say sorry, about 20 times, but it was a lucky miss!

Les
Old 18 December 2010, 05:24 PM
  #88  
kbsub
Scooby Regular
 
kbsub's Avatar
 
Join Date: Oct 2004
Location: Kamloops British Columbia Canada
Posts: 1,863
Likes: 0
Received 0 Likes on 0 Posts
Default

Fact is winter tyres help you stop quicker, Four wheel drive doesn't , I'd rather be in a 2 wheel drive with winter tyres than 4 wheel drive and all seasons.
Entering our fourth winter here in Canada and the need for winter tyres became all too obvious after the first few months of the first winter !

The wife as Goodyear Nordics on her Jeep Liberty and four wheel drive, so kind of belt an braces approach . I just swap the wheels over in April and keep them in the garage .
There is tonnes of evidence supporting the use of winter tyres out there and anyone who thinks their driving skills are good enough not to need them is a fool .
Old 18 December 2010, 07:57 PM
  #89  
boomer
Scooby Senior
 
boomer's Avatar
 
Join Date: Feb 2000
Location: West Midlands
Posts: 5,763
Likes: 0
Received 0 Likes on 0 Posts
Default

Interesting article about winter tyres here.

Blooming obvious when you think about it!!

mb
Old 18 December 2010, 08:04 PM
  #90  
SRSport
Scooby Regular
 
SRSport's Avatar
 
Join Date: Jul 2009
Location: North Yorkshire
Posts: 3,360
Received 0 Likes on 0 Posts
Default

This has got me wondering. What would be more suitable for snow and ice conditions. Winter tyres that are more suited to sub 7 degrees temperatures with around 3mm tread or new summer tyres with a fraction over 6mm tread?
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
KAS35RSTI
Subaru
27
04 November 2021 07:12 PM
Frizzle-Dee
Essex Subaru Owners Club
13
01 December 2015 09:37 AM
PetrolHeadKid
Driving Dynamics
10
05 October 2015 05:19 PM
FuZzBoM
Wheels, Tyres & Brakes
16
04 October 2015 09:49 PM
shorty87
Other Marques
0
25 September 2015 08:52 PM



Quick Reply: Higher insurance premium for winter tyres



All times are GMT +1. The time now is 03:20 AM.