dying to get a subaru :(
07 February 2011, 05:40 PM
#32
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Im 26 with 7ync, im paying £1058 on my classic impreza with all it modifications declared both inturnally and externally and my 02 hyundai coupe.
admirel multicar.
Show about mate dont just settle for the first quote, haggle haggle haggle
admirel multicar.
Show about mate dont just settle for the first quote, haggle haggle haggle
07 February 2011, 06:11 PM
#33
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I was in the same situation dude when i was 22, although i had 4 years NCB.
I just used www.confused.com and found a half decent quote for £1800 from www.ecarinsurance.co.uk.
A year later, they requoted me £2000+, i'm now insured with Keith Michaels for £1500 with some mods all declared, power upgrades with have to wait till i'm 25 i think though, might get away with a exhaust system and remap, but i need to ask to see if they will insure this for me. I've got wheels, suspension, STI V spoiler, back box exhaust and brakes at the moment.
It is however a classic UK car, Turbo 2000, and this is/was group 17 (Groups changed i think?) with only 214 BHP, all the other models i had problems insuring, either cost or not getting a quote, luckly i wanted a Turbo 2000 ha, easy to get more BHP, has a turbo too and is an amazing car.
Insurance is very high dude, so even with a classic liike mine, it's going to be a lot higher than what i got a year ago.
I'm thinking £3000, that's what i was willing to pay.
Give confused and Keith Michaels (Ask for Gary as he's the Subaru specialist, although he could only quote me nearer the time my insurance was out, a week before or so, they are extremely busy all the time it seems. But no harm in asking.) ago,
Thanks
Sam
I just used www.confused.com and found a half decent quote for £1800 from www.ecarinsurance.co.uk.
A year later, they requoted me £2000+, i'm now insured with Keith Michaels for £1500 with some mods all declared, power upgrades with have to wait till i'm 25 i think though, might get away with a exhaust system and remap, but i need to ask to see if they will insure this for me. I've got wheels, suspension, STI V spoiler, back box exhaust and brakes at the moment.
It is however a classic UK car, Turbo 2000, and this is/was group 17 (Groups changed i think?) with only 214 BHP, all the other models i had problems insuring, either cost or not getting a quote, luckly i wanted a Turbo 2000 ha, easy to get more BHP, has a turbo too and is an amazing car.
Insurance is very high dude, so even with a classic liike mine, it's going to be a lot higher than what i got a year ago.
I'm thinking £3000, that's what i was willing to pay.
Give confused and Keith Michaels (Ask for Gary as he's the Subaru specialist, although he could only quote me nearer the time my insurance was out, a week before or so, they are extremely busy all the time it seems. But no harm in asking.) ago,
Thanks
Sam
Last edited by Saalro; 07 February 2011 at 06:19 PM.
08 February 2011, 09:35 AM
#34
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the intercooler wouldnt be cheap and the tweaking of pump n turbo cost 120 notes and going from 90 to 130-170 horses is a big difference, but its the torques that you want loads of. i want to get mine on a dyno later in year to see what torques im pulling, im thinking its more than my prezzas 228ft/lbs.
some difference lol.
08 February 2011, 09:40 AM
#35
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I was in the same situation dude when i was 22, although i had 4 years NCB.
I just used www.confused.com and found a half decent quote for £1800 from www.ecarinsurance.co.uk.
A year later, they requoted me £2000+, i'm now insured with Keith Michaels for £1500 with some mods all declared, power upgrades with have to wait till i'm 25 i think though, might get away with a exhaust system and remap, but i need to ask to see if they will insure this for me. I've got wheels, suspension, STI V spoiler, back box exhaust and brakes at the moment.
It is however a classic UK car, Turbo 2000, and this is/was group 17 (Groups changed i think?) with only 214 BHP, all the other models i had problems insuring, either cost or not getting a quote, luckly i wanted a Turbo 2000 ha, easy to get more BHP, has a turbo too and is an amazing car.
Insurance is very high dude, so even with a classic liike mine, it's going to be a lot higher than what i got a year ago.
I'm thinking £3000, that's what i was willing to pay.
Give confused and Keith Michaels (Ask for Gary as he's the Subaru specialist, although he could only quote me nearer the time my insurance was out, a week before or so, they are extremely busy all the time it seems. But no harm in asking.) ago,
Thanks
Sam
I just used www.confused.com and found a half decent quote for £1800 from www.ecarinsurance.co.uk.
A year later, they requoted me £2000+, i'm now insured with Keith Michaels for £1500 with some mods all declared, power upgrades with have to wait till i'm 25 i think though, might get away with a exhaust system and remap, but i need to ask to see if they will insure this for me. I've got wheels, suspension, STI V spoiler, back box exhaust and brakes at the moment.
It is however a classic UK car, Turbo 2000, and this is/was group 17 (Groups changed i think?) with only 214 BHP, all the other models i had problems insuring, either cost or not getting a quote, luckly i wanted a Turbo 2000 ha, easy to get more BHP, has a turbo too and is an amazing car.
Insurance is very high dude, so even with a classic liike mine, it's going to be a lot higher than what i got a year ago.
I'm thinking £3000, that's what i was willing to pay.
Give confused and Keith Michaels (Ask for Gary as he's the Subaru specialist, although he could only quote me nearer the time my insurance was out, a week before or so, they are extremely busy all the time it seems. But no harm in asking.) ago,
Thanks
Sam
I got a quote on confused.com and have zero chace of gettin it lol. i got quoted near 15000 so it will have to wait till i get my conviction out of the way lol.
so i will have to stick to the 125- 130 bhp d turbo lol
08 February 2011, 09:52 AM
#36
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Fifteen. Thousand. Pounds.
Holy ****
Forget all the "safe driving" schemes and driver education. Just let people know that if they do something silly on the roads then their car insurance will be roughly the same as a deposit on a house *EVERY YEAR*. People would be driving like nuns.
Holy ****
Forget all the "safe driving" schemes and driver education. Just let people know that if they do something silly on the roads then their car insurance will be roughly the same as a deposit on a house *EVERY YEAR*. People would be driving like nuns.
08 February 2011, 11:14 AM
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08 February 2011, 11:18 AM
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hey guys i am new to forum and i am dying to get a subaru asap.
Unfortunately i dont think it will be possible due to insurance
I was looking to know if you guys would no a rough price or if i could at all even get insurance??
I am 21 years old but have a driving conviction DD40
thanks guys,
timmy
Unfortunately i dont think it will be possible due to insurance
I was looking to know if you guys would no a rough price or if i could at all even get insurance??
I am 21 years old but have a driving conviction DD40
thanks guys,
timmy
08 February 2011, 11:23 AM
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08 February 2011, 11:23 AM
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i had a uk2000 when i was 21 and in my own name most quotes were like £6500 and i had a clean license. but as named driver it went down to £2500 so itsa going to he hefty
08 February 2011, 11:27 AM
#43
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There's a reason the actuarial risk tables spit out what they do.
08 February 2011, 11:48 AM
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Some of these insurance quotes are crazy 25 wrx mods declared, 3 points, 6 years no claims I pay under £700 even when I bought it at 22 it was under a £1000, postcode makes a huge difference
08 February 2011, 01:41 PM
#45
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ouch!! some prices are crazy. im now 30 and pay £425 fully comp and at 25 i was paying £860 on my classic.but i am in a similer boat as i now want 2 add my other half
but shes 24 and has 7 yrs nc.only 1 company would do a quoat and it come back at £800+ but still not bad.
the similer boat however is my mate who i go gym with.ive known him since a kid and every weekend he would come round 2 mine(nextdoor) and say i want ur car.he is now 18 and is mad on scoobies,ive told him his best bet would b a uk turbo? im i rite in thinking its the cheapest turbo 2 insure also his attitude is why spend aload of doller building a 200+ car when he could spend the same on insurance and buy a awsome car out the box with more tuning options.i do see his point.he is 18 2 yrs nc and no convictions lives in a good postcode so incurance companys would be great if any 1 knows of some.i use warwick davies at the mo but wont look at any1 under 25 and adrian flux quoated me and my other half.
thanks steve
but shes 24 and has 7 yrs nc.only 1 company would do a quoat and it come back at £800+ but still not bad. the similer boat however is my mate who i go gym with.ive known him since a kid and every weekend he would come round 2 mine(nextdoor) and say i want ur car.he is now 18 and is mad on scoobies,ive told him his best bet would b a uk turbo? im i rite in thinking its the cheapest turbo 2 insure also his attitude is why spend aload of doller building a 200+ car when he could spend the same on insurance and buy a awsome car out the box with more tuning options.i do see his point.he is 18 2 yrs nc and no convictions lives in a good postcode so incurance companys would be great if any 1 knows of some.i use warwick davies at the mo but wont look at any1 under 25 and adrian flux quoated me and my other half.thanks steve
08 February 2011, 02:02 PM
#46
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With regards to getting insurance for an 18 year old. Would you let your 18 year old son or daughter drive your scooby?
Unfortunately there's a reason why insurance is more expensive for younger people, they are a higher risk - they crash more, not just their own car, but often into other cars.
Now in many cases, it used to be the cost of owning/running the car itself which made younger drivers avoid high performance cars - and hence the insurance, while still a bit more expensive, wasn't extortionate. but now you can get an STi for half the price of a new ford ka - the only thing keeping kids out of them (and hence reducing the insurance payouts and liabilities to the company) is by pricing them out of the market, until the point they are statistically less likely to cost the company money.
Interestingly enough, I was pricing up a second hand Jaguar X-Type 3.0 AWD around the same time as the scoob. Scoob price came out at £750, the Jag was about £300 - and wasn't much more if I wanted the 4 litre supercharged XJ-8. Mainly because young people want to be seen in a scoob, but not so much in their grandfather's Jag.
Unfortunately there's a reason why insurance is more expensive for younger people, they are a higher risk - they crash more, not just their own car, but often into other cars.
Now in many cases, it used to be the cost of owning/running the car itself which made younger drivers avoid high performance cars - and hence the insurance, while still a bit more expensive, wasn't extortionate. but now you can get an STi for half the price of a new ford ka - the only thing keeping kids out of them (and hence reducing the insurance payouts and liabilities to the company) is by pricing them out of the market, until the point they are statistically less likely to cost the company money.
Interestingly enough, I was pricing up a second hand Jaguar X-Type 3.0 AWD around the same time as the scoob. Scoob price came out at £750, the Jag was about £300 - and wasn't much more if I wanted the 4 litre supercharged XJ-8. Mainly because young people want to be seen in a scoob, but not so much in their grandfather's Jag.
08 February 2011, 02:24 PM
#48
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With regards to getting insurance for an 18 year old. Would you let your 18 year old son or daughter drive your scooby?
Unfortunately there's a reason why insurance is more expensive for younger people, they are a higher risk - they crash more, not just their own car, but often into other cars.
Now in many cases, it used to be the cost of owning/running the car itself which made younger drivers avoid high performance cars - and hence the insurance, while still a bit more expensive, wasn't extortionate. but now you can get an STi for half the price of a new ford ka - the only thing keeping kids out of them (and hence reducing the insurance payouts and liabilities to the company) is by pricing them out of the market, until the point they are statistically less likely to cost the company money.
Interestingly enough, I was pricing up a second hand Jaguar X-Type 3.0 AWD around the same time as the scoob. Scoob price came out at £750, the Jag was about £300 - and wasn't much more if I wanted the 4 litre supercharged XJ-8. Mainly because young people want to be seen in a scoob, but not so much in their grandfather's Jag.
Unfortunately there's a reason why insurance is more expensive for younger people, they are a higher risk - they crash more, not just their own car, but often into other cars.
Now in many cases, it used to be the cost of owning/running the car itself which made younger drivers avoid high performance cars - and hence the insurance, while still a bit more expensive, wasn't extortionate. but now you can get an STi for half the price of a new ford ka - the only thing keeping kids out of them (and hence reducing the insurance payouts and liabilities to the company) is by pricing them out of the market, until the point they are statistically less likely to cost the company money.
Interestingly enough, I was pricing up a second hand Jaguar X-Type 3.0 AWD around the same time as the scoob. Scoob price came out at £750, the Jag was about £300 - and wasn't much more if I wanted the 4 litre supercharged XJ-8. Mainly because young people want to be seen in a scoob, but not so much in their grandfather's Jag.
ben (my mate) is a good lad who in my opinon would be a safe driver.his only ding was an old guy driving in 2 him while he was parked at his aunts.there are so meny young lads in scoobies and other performence cars that mum and dad paid 4 and insured 4 them hence the crazy driveing and risk taking becuse thay dont respect it (not all are like this i might add) but i have found that young drivers who buy the car and insure it tend 2 look after it more and ben has saved 2 do this.i have another mate driving a 300bhp astra vxr and he is only 21.at the age of 19 he had a tuned astra vxrR running 380 bhp but was stolen buy the guy he bought it from and broke 4 parts so now has a vxr but hes a safe driver.yet i was on my way 2 my mums in my van and had a compleate tosser in a evo take me just b4 a nasty bend cus he was racing a focus st.thay where both in there 30s i would say. i did metion a sport but he wants a turbo lol
08 February 2011, 02:32 PM
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And it's the 30 year old ********* who make the general cost of insuring a subaru higher for everyone. Then the younger you are extra gets loaded on top of that too!
That said, while I tend to drive like miss daisy (no point getting nicked while driving for work, I'll take my time thanks very much), there's a bunch of little ******* on nearby estates with clapped out old classics and they drive 'em like they stole 'em
You don't see many 18 year olds ragging the **** out of a x-type jag.
Also, risk works on averages - there are loads of people who own (say) a Ford Focus, so if a few have a crash or drive badly that is balanced by the vast majority who don't. There are a lot fewer Impreza's on the road, so even a few crashes out of that smaller number push the average way up.
That said, while I tend to drive like miss daisy (no point getting nicked while driving for work, I'll take my time thanks very much), there's a bunch of little ******* on nearby estates with clapped out old classics and they drive 'em like they stole 'em
You don't see many 18 year olds ragging the **** out of a x-type jag.
Also, risk works on averages - there are loads of people who own (say) a Ford Focus, so if a few have a crash or drive badly that is balanced by the vast majority who don't. There are a lot fewer Impreza's on the road, so even a few crashes out of that smaller number push the average way up.
08 February 2011, 02:43 PM
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I am 23 with 4 years no claims. and i only pay £780 which isnt bad for my age, all mods insured as well.
its all about where you live nowa days from what i read, like if i lived in london i would never be able to insure my car
Ben
its all about where you live nowa days from what i read, like if i lived in london i would never be able to insure my car
Ben
08 February 2011, 03:54 PM
#52
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this is true benbrandwood. the amount of times ive had some lil **** in a clapped out saxo race up behind me its untrue but in fairness ive also had some big ding dongs with people my age and older over there driveing. ben wot company do u use mate
08 February 2011, 04:06 PM
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I am with Bell insurance, but another guy i spoke to said he got a ridiculous quote from them, because he lived in croyden.
I hope i was the right ben, i noticed there is another
yeah i always getting people racing me, only owned a scooby since before crimbo, and had a few, i am not racing public streets if they wanna get themselves killed and booked go for it, but i have a brain and i like my car and intend to keep driving it
Ben
I hope i was the right ben, i noticed there is another
yeah i always getting people racing me, only owned a scooby since before crimbo, and had a few, i am not racing public streets if they wanna get themselves killed and booked go for it, but i have a brain and i like my car and intend to keep driving it
Ben
08 February 2011, 04:13 PM
#54
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Stunned at some of the prices you guys are paying for insurance. Most I ever paid was £1200 and that was for a Nissan GTIR when I was 22.
2 years ago my classic Type RA was £400 for the year.
As much as I like Imprezas I wouldn't want to pay much more than £500 to insure it. My Jeep is group 17 and I pay nearly as much for that as I would for a classic Impreza.
2 years ago my classic Type RA was £400 for the year.
As much as I like Imprezas I wouldn't want to pay much more than £500 to insure it. My Jeep is group 17 and I pay nearly as much for that as I would for a classic Impreza.
08 February 2011, 04:15 PM
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ouch!! some prices are crazy. im now 30 and pay £425 fully comp and at 25 i was paying £860 on my classic.but i am in a similer boat as i now want 2 add my other half but shes 24 and has 7 yrs nc.only 1 company would do a quoat and it come back at £800+ but still not bad. the similer boat however is my mate who i go gym with.ive known him since a kid and every weekend he would come round 2 mine(nextdoor) and say i want ur car.he is now 18 and is mad on scoobies,ive told him his best bet would b a uk turbo? im i rite in thinking its the cheapest turbo 2 insure also his attitude is why spend aload of doller building a 200+ car when he could spend the same on insurance and buy a awsome car out the box with more tuning options.i do see his point.he is 18 2 yrs nc and no convictions lives in a good postcode so incurance companys would be great if any 1 knows of some.i use warwick davies at the mo but wont look at any1 under 25 and adrian flux quoated me and my other half.
thanks steve
but shes 24 and has 7 yrs nc.only 1 company would do a quoat and it come back at £800+ but still not bad. the similer boat however is my mate who i go gym with.ive known him since a kid and every weekend he would come round 2 mine(nextdoor) and say i want ur car.he is now 18 and is mad on scoobies,ive told him his best bet would b a uk turbo? im i rite in thinking its the cheapest turbo 2 insure also his attitude is why spend aload of doller building a 200+ car when he could spend the same on insurance and buy a awsome car out the box with more tuning options.i do see his point.he is 18 2 yrs nc and no convictions lives in a good postcode so incurance companys would be great if any 1 knows of some.i use warwick davies at the mo but wont look at any1 under 25 and adrian flux quoated me and my other half.thanks steve
08 February 2011, 04:45 PM
#56
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I am with Bell insurance, but another guy i spoke to said he got a ridiculous quote from them, because he lived in croyden.
I hope i was the right ben, i noticed there is another
yeah i always getting people racing me, only owned a scooby since before crimbo, and had a few, i am not racing public streets if they wanna get themselves killed and booked go for it, but i have a brain and i like my car and intend to keep driving it
Ben
I hope i was the right ben, i noticed there is another
yeah i always getting people racing me, only owned a scooby since before crimbo, and had a few, i am not racing public streets if they wanna get themselves killed and booked go for it, but i have a brain and i like my car and intend to keep driving it
Ben
08 February 2011, 04:47 PM
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10 February 2011, 10:09 AM
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Devon should be fine, i live in a village in the middle of no where so thats why mine is so low, not enough cars there so coarse any probs lol,
Yeah racing on public roads it stupid, i had a VW golf mrk3 pull up to me not 10 mins ago trying to get me to race i just watched him fly past, I have a brain, people like that need to sort it out, there the reason why we have to hunt so high and low for good insurance cause they are gonna be in an accident, its inevitable
Ben
Yeah racing on public roads it stupid, i had a VW golf mrk3 pull up to me not 10 mins ago trying to get me to race i just watched him fly past, I have a brain, people like that need to sort it out, there the reason why we have to hunt so high and low for good insurance cause they are gonna be in an accident, its inevitable
Ben
10 February 2011, 11:22 AM
#60
cant believe how cheap some of your quotes are i must live in a really bad postcode im 25 with 7 years no claims and a clean licence and to insure a 2005 wrx the cheapest ive found is 1500 with admiral im putting my dad on it as a 2nd driver and its brought it down a couple of hundred quid he's happy to cuz he gets to drive it lol
Last edited by craigybaby; 10 February 2011 at 11:24 AM.