Notices
ScoobyNet General General Subaru Discussion

Insurance Rant.......

Thread Tools
 
Search this Thread
 
Old 14 July 2011 | 06:10 PM
  #31  
Flaps's Avatar
Flaps
Scooby Regular
iTrader: (1)
 
Joined: Nov 2006
Posts: 2,966
Likes: 0
From: Yorkshire
Default

Originally Posted by stucooper
why tell people to use Keith Michaels and never get back to people
I've left my number with them three times over the last two years and NEVER had a call back! The guy I spoke to this year (not Moley) was a bit of an **** too. No thanks, i'll stick with A-Plan
Old 14 July 2011 | 06:17 PM
  #32  
speedking's Avatar
speedking
Scooby Regular
 
Joined: Aug 2001
Posts: 4,554
Likes: 0
From: Warrington
Default

My premium increase 28%, no change to circumstances.
Shopped around to get it for 10% less than I paid last year, that's with LV.

Ironically I was with LV 3 years ago when they upped the quote a large amount so I left. No claims in the meantime, so they could basically have had £2k of premiums if they'd kept the quotes sensible
Old 14 July 2011 | 06:18 PM
  #33  
ac1867's Avatar
ac1867
Scooby Regular
iTrader: (4)
 
Joined: Apr 2010
Posts: 275
Likes: 0
Default

Originally Posted by Bugeye_Scoob
It was £0 before?
Lol. No it was £450, and went up by £450
Old 14 July 2011 | 06:55 PM
  #34  
bugeyejohn's Avatar
bugeyejohn
Scooby Regular
iTrader: (11)
 
Joined: Sep 2010
Posts: 1,347
Likes: 1
From: getting some air
Default

Direct line went from £400 to £690 on me today so there history now, but still got stung for £540.Funny enough the policy is still underwritten by the same company but through different agent.
Old 15 July 2011 | 10:07 AM
  #35  
MrNoisy's Avatar
MrNoisy
Supporting Member
iTrader: (28)
 
Joined: Dec 2006
Posts: 4,096
Likes: 7
From: The South
Default

Originally Posted by ac1867
Lol. No it was £450, and went up by £450
Jeyasus!!
Old 15 July 2011 | 12:08 PM
  #36  
grievsa93's Avatar
grievsa93
Scooby Regular
 
Joined: Jul 2011
Posts: 63
Likes: 0
From: Ashington, Newcastle
Default

you guys gotta think yourself lucky, your complaining of insurance of £600 etc, i cant afford a scooby yet due to age, im not paying 9k insurance for a car worth 6k...

My mams Audi a4 s-line estate costs £170 per year... that wont even cover her alloys in a smash! im currently paying £2k for a 1.2l sad days
Old 15 July 2011 | 12:11 PM
  #37  
grievsa93's Avatar
grievsa93
Scooby Regular
 
Joined: Jul 2011
Posts: 63
Likes: 0
From: Ashington, Newcastle
Default

i have my hopes on moley though, i understand hes busy and hope hes still in the game next year when i might be able to afford one. im prepared to wait however long it takes for a reply, the best things come in time right?

from what i hear moley, keep up the good work!
Old 15 July 2011 | 12:33 PM
  #38  
chocolate_o_brian's Avatar
chocolate_o_brian
Scooby Regular
iTrader: (22)
 
Joined: May 2006
Posts: 21,415
Likes: 0
From: Doncaster, S. Yorks.
Default

Originally Posted by grievsa93
i have my hopes on moley though, i understand hes busy and hope hes still in the game next year when i might be able to afford one. im prepared to wait however long it takes for a reply, the best things come in time right?

from what i hear moley, keep up the good work!
If your username is a sign of your age, I doubt Moley can help. He's good, very good but not a miracle worker. Best of luck though as it will cost you next year too.
Old 15 July 2011 | 12:38 PM
  #39  
grievsa93's Avatar
grievsa93
Scooby Regular
 
Joined: Jul 2011
Posts: 63
Likes: 0
From: Ashington, Newcastle
Default

Originally Posted by chocolate_o_brian
If your username is a sign of your age, I doubt Moley can help. He's good, very good but not a miracle worker. Best of luck though as it will cost you next year too.

Yeah i know, completely sucks how because a 17 charva passes his test, gets into a micra, corsa b and drinks drive, they feel all us young lads do that

im aiming for a r sport or gx so wont be too bad once im 19 in october next year would love a blobeye, best look imo, add a spoiler and hood im good to go!

Thanks for the luck, im gonna need it :P
Old 18 July 2011 | 01:57 PM
  #40  
MrNoisy's Avatar
MrNoisy
Supporting Member
iTrader: (28)
 
Joined: Dec 2006
Posts: 4,096
Likes: 7
From: The South
Default

Originally Posted by grievsa93
Yeah i know, completely sucks how because a 17 charva passes his test, gets into a micra, corsa b and drinks drive, they feel all us young lads do that

im aiming for a r sport or gx so wont be too bad once im 19 in october next year would love a blobeye, best look imo, add a spoiler and hood im good to go!

Thanks for the luck, im gonna need it :P
To be fair mate, I'd say from experience that starting in a very quick car is likely to end badly if you're not sensible - and that's where the problem lies - most 17 year old lads want to show off to their mates and tend to do the odd occassional (or in some cases, frequent) tittish manouvre. Add a proper performance car into the mix instead of a slower 1.1 or similar model, then you can imagine that the resulting damage and probable heartache is likely to be much worse - worst case scenario people end up dead instead of just injured.

However just so we're clear, I'm not necessarily lumping you in with that crowd, but you need to remember that it's all done on the law of averages.

If 90% of 17 years old lads drove sensibly, insurance would be cheaper, in exactly the same way as if 90% of people actually bothered their ***** to pay for tax and insurance then motoring would be cheaper for all (...maybe ).
Sadly, neither's true so we get screwed on both

You'd actually be surprised though - my mate used to work for big well known insurer and he said that many of the car insurance arms make a loss as they don't retain their existing customers, because their sales staff are being made to offer stupid rates to new customers, and spend less time trying to attract people to stay with them.

Hopefully they'll start to realise the stupidity of this new approach soon, and start offering those of us who put business their way better deals to stay with them so we can all benefit and continue to do so from more competitive prices.

Last edited by MrNoisy; 18 July 2011 at 01:59 PM.
Old 19 July 2011 | 09:41 AM
  #41  
grievsa93's Avatar
grievsa93
Scooby Regular
 
Joined: Jul 2011
Posts: 63
Likes: 0
From: Ashington, Newcastle
Default

Originally Posted by Bugeye_Scoob
To be fair mate, I'd say from experience that starting in a very quick car is likely to end badly if you're not sensible - and that's where the problem lies - most 17 year old lads want to show off to their mates and tend to do the odd occassional (or in some cases, frequent) tittish manouvre. Add a proper performance car into the mix instead of a slower 1.1 or similar model, then you can imagine that the resulting damage and probable heartache is likely to be much worse - worst case scenario people end up dead instead of just injured.

However just so we're clear, I'm not necessarily lumping you in with that crowd, but you need to remember that it's all done on the law of averages.

If 90% of 17 years old lads drove sensibly, insurance would be cheaper, in exactly the same way as if 90% of people actually bothered their ***** to pay for tax and insurance then motoring would be cheaper for all (...maybe ).
Sadly, neither's true so we get screwed on both

You'd actually be surprised though - my mate used to work for big well known insurer and he said that many of the car insurance arms make a loss as they don't retain their existing customers, because their sales staff are being made to offer stupid rates to new customers, and spend less time trying to attract people to stay with them.

Hopefully they'll start to realise the stupidity of this new approach soon, and start offering those of us who put business their way better deals to stay with them so we can all benefit and continue to do so from more competitive prices.
I completely agree with you, obviously, the insurance groups dont have time to give everyone a maturity test, and yes, i will admit, now and then when im on the A189 and some charv goes past in his little corsa b thinking he is faster than me, i may show him up (but safely) but as i have learnt from my dad there is a massive difference between fast driver and a stupid driver

fast, pushes the limit on a straight road, good weather, overtake on a straight with no juntions etc

stupid, driving 50mph over the speed limit no matter what

but i think some insurance companies need to learn, there are some teenagers out there that like me, have wanted a scoobie for many years and if i had one, ad be waxing it every day, taking good care, would not dare risking get a scratch never mind wrapping it around a lamp post and i gotta be honest, my method of showing off would be driving 25 mph in a 30 limit so more people can see me rollin, they hat'in haha sorry had to!
Old 19 July 2011 | 11:56 AM
  #42  
MrNoisy's Avatar
MrNoisy
Supporting Member
iTrader: (28)
 
Joined: Dec 2006
Posts: 4,096
Likes: 7
From: The South
Default

Hope you don't have spinners on your car LOL.
You could always try pass plus mate?
Old 19 July 2011 | 12:15 PM
  #43  
grievsa93's Avatar
grievsa93
Scooby Regular
 
Joined: Jul 2011
Posts: 63
Likes: 0
From: Ashington, Newcastle
Default

spinners are just the start haha!

hmm, i didnt put much thought into pass plus, i wasnt sure if it would make that much difference, have you heard of anyone getting much off their insurance with pass plus mate?
Old 19 July 2011 | 12:20 PM
  #44  
davoid's Avatar
davoid
Scooby Regular
 
Joined: Jan 2007
Posts: 257
Likes: 5
Default

does Moley do JDMs?
Old 19 July 2011 | 03:15 PM
  #45  
Moley's Avatar
Moley
Sponsor
iTrader: (9)
 
Joined: May 2004
Posts: 10,884
Likes: 30
Default

Originally Posted by davoid
does Moley do JDMs?
Yep
Old 19 July 2011 | 04:33 PM
  #46  
BLU's Avatar
BLU
Thread Starter
Scooby Regular
iTrader: (27)
 
Joined: May 2008
Posts: 4,832
Likes: 2
From: Welsh Northland
Default

Originally Posted by Moley_WRX
Yep
Just tried you but you're not in the office until tomorrow!
How very dare you

Flux couldn't even get close to my renewal!

Last edited by BLU; 19 July 2011 at 04:35 PM.
Old 19 July 2011 | 06:13 PM
  #47  
Moley's Avatar
Moley
Sponsor
iTrader: (9)
 
Joined: May 2004
Posts: 10,884
Likes: 30
Default

Originally Posted by BLU
Just tried you but you're not in the office until tomorrow!
How very dare you

Flux couldn't even get close to my renewal!
Was getting my car fixed (thank you Simon - JGM) and putting it back together again.

Back in tomorrow, but will be out the office between 10.30 and 13.00

Old 19 July 2011 | 06:20 PM
  #48  
jd5217's Avatar
jd5217
Scooby Regular
 
Joined: Feb 2005
Posts: 2,156
Likes: 1
From: over the hills and far away
Default

thats for the remap
Old 19 July 2011 | 06:46 PM
  #49  
Moley's Avatar
Moley
Sponsor
iTrader: (9)
 
Joined: May 2004
Posts: 10,884
Likes: 30
Default

My old ECU died, so Simon supplied and fitted a replacement (with my map on).
Old 19 July 2011 | 07:21 PM
  #50  
Hammer man's Avatar
Hammer man
Scooby Regular
iTrader: (25)
 
Joined: Sep 2008
Posts: 2,418
Likes: 1
From: Kenilworth
Default

Originally Posted by Moley_WRX
Was getting my car fixed (thank you Simon - JGM) and putting it back together again.

Back in tomorrow, but will be out the office between 10.30 and 13.00

Hopefully you can give us a call tomorrow before 10-30, or after 13-00, so i can get some cover for my car. Getting it back from API on Saturday hopefully but its sorn and i cant get tax without the insurance note. Ive left my number with a bloke at your office thanks Gary.
Old 20 July 2011 | 04:29 PM
  #51  
MrNoisy's Avatar
MrNoisy
Supporting Member
iTrader: (28)
 
Joined: Dec 2006
Posts: 4,096
Likes: 7
From: The South
Default

Originally Posted by BLU
Just tried you but you're not in the office until tomorrow!
How very dare you

Flux couldn't even get close to my renewal!
Flux are a joke mate, wouldn't touch them with a bargepole.
Keith Michaels and A-Plan are the only two companies I've come across who offer sensible policies for modified owners.
Old 23 July 2011 | 03:05 PM
  #52  
steve75's Avatar
steve75
Scooby Regular
iTrader: (2)
 
Joined: Jan 2010
Posts: 87
Likes: 0
From: wirral
Default

flux just like a plan are a joke they wanted me to build a garage for my scooby cheeky gits thats aplan an then they said they don't do the UK scooby HOW VERY RUDE OF THEM but thanks to MOLEY i'll be goin back to get mine sorted (eat that 1 MR COOPER) LOL
Old 24 July 2011 | 02:32 AM
  #53  
stucooper's Avatar
stucooper
Scooby Regular
iTrader: (4)
 
Joined: Jan 2009
Posts: 597
Likes: 0
From: wirral
Default

Originally Posted by steve75
flux just like a plan are a joke they wanted me to build a garage for my scooby cheeky gits thats aplan an then they said they don't do the UK scooby HOW VERY RUDE OF THEM but thanks to MOLEY i'll be goin back to get mine sorted (eat that 1 MR COOPER) LOL
lol JDM all day dude
Old 25 July 2011 | 07:38 PM
  #54  
steve75's Avatar
steve75
Scooby Regular
iTrader: (2)
 
Joined: Jan 2010
Posts: 87
Likes: 0
From: wirral
Default

LOL!!. I'll sorta take that back about flux i rung them today again an they give me better price the moley only by £50 which is soundin better now things could be slowly lookin up now me thinks
Old 26 July 2011 | 11:40 AM
  #55  
monkfish2's Avatar
monkfish2
Scooby Regular
 
Joined: Nov 2010
Posts: 244
Likes: 0
From: CUMBRIA
Default

I asked Gary at Keith Michaels if putting the wife on the policy would bring it down and was told they won't even consider it till she's been driving two years !!
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
scoobhunter722
ScoobyNet General
52
20 October 2015 04:32 PM
TurboAndy
Insurance
2
18 October 2015 08:01 PM
Iqy7861
Insurance
5
01 October 2015 07:57 PM
piehole1983
Insurance
1
26 September 2015 09:53 AM
shorty87
Other Marques
0
25 September 2015 08:52 PM



Quick Reply: Insurance Rant.......



All times are GMT +1. The time now is 04:27 AM.