Jamz3k

Yet this woman still couldn't afford a decent haircut

paulr

My Romanian friend is insured in Romania, £25 per year.

pslewis

If a young lad of 17 is quoted £5,000 to insure a £500 Corsa then a fine of £150 and 3 points plus the loss of a £500 car is small beer.

£650 versus £5,000 ......

He goes out and buys another Corsa for £500 and off he goes again .....

Eventually, he loses his Licence ... he is completely lawless now and drives with no Tax, no Insurance, no MOT, maybe drunk .... nowt to lose anymore.

I'm not defending it, on any level - BUT, I believe the Government should insure these youngsters - for a reasonable charge (only cars in groups under 3) ..... i'm sure it would be cheaper than the costs involved otherwise.

Tidgy

support this 100%, makes a change from chasing speeders for 45 in a 40

paulr

Or 33 in a 30. *******s.

mamoon2

Third party cover for everyone like they have in Japan would be a good idea. Think it's built into road tax

J4CKO

iTrader: (1)

A car is a luxury, not a right, there is public transport, lifts, walking, cycling etc, no excuse to drive without insurance, if you cant afford it then don't.

richs2891

Think this is a good idea, but how much do they pay in road tax ? And are there roads in better condition than ours ?

Richard

Moley

iTrader: (9)

The 3rd party inclusion like in Japan wouldn't work over here, as it's the PI claims (ie the 3rd party cover) that is increasing the costs.

The actual amount of claims has reduced.... it's the increase costs that are killing the market.

What used to be a £1000 claim to fix a damaged car is now a £6000 claim, as there is normally a £5000 PI claim included. (£2500ish for the person that got hit, and £2500ish for the PI company 'helping' them)

paulr

Complete BolI0cks. After doing a 12 hour night shift on a Saturday night, try getting a bus in rural Lincolnshire for a 35 mile trip at 5am Sunday morning.

Snazy

Wwll sounds like its gone well today. Would like to see more of this...
As of 9pm today officers on Operation Reclaim, targeting uninsured vehicles in London, had seized 524 vehicles and arrested 66 people

what would scooby do

If they had targeted the Edgware road it would have been 5240 and 660

lozgti1

Insurance dodging swines

Could do with screwing down on tossers who still use their mobile phones while driving

Get me so angry

Bubba po

So those circumstances are a legitimate excuse for driving without insurance?
Do you even know what you're arguing about exactly?

GC8

If theyre targeting Edgeware Rd then Id prefer it to be from orbit, using nuclear weapons.

chocolate_o_brian

iTrader: (22)

That's a good point Paul. Weird thing is though in scunny we had no buses for years and years that covered the big warehouses shift times. Sudden influx of foreign workers and the bus companies suddenly started a route... Yep you guessed it going round the little foreign village in the town centre to said warehouses/factories

Still a big percentage of foreign plated cars here not insured/taxed/mot'd. They just go 6/7 up in a beaten up Audi to work.

Spec'c'57

iTrader: (1)

when leaving work yesterday i see a convoy of recovery truck with probably 10/12 cars all been seized, this was east Londo, near canary wharf.

New_scooby_04

iTrader: (4)

Couldn't agree more!

If they're uninsured, there is also usually a very good reason for it too: many don't have a licence/are disqualified/have unroadworthy cars.

Throw the book at em!!

Ns04

Frosticles

iTrader: (1)

A pet hate of mine too.

Leslie

Totally wrong thinking I am afraid. It is the uninsured drivers who are committing the offences and risking other peoples' lives or permanent injury without any financial recompense available to those who were injured etc.
They are the ones who deserve the big hit.

The false claims are down more to the people concerned rather than the legal system, so perhap's you can tell us how to police such claims and cancel the undeserved compensation. This is of course a completely different subject.

Les

austinwrx

well I live in Bradford and we have the top 5/6 UK postcodes for un-insured drivers: something like places, 1,2,3, then its Birmingham, then places 5,6.

last count- 27,000 uninsured cars on the road here.

ins has risen 68% in this city !!!!!!!!


so yes- seize the cars, crush them and shoot the driver in the face.

you should try driving here: you might as well be playing a game of grand theft auto trying to get from a to b.

saw a convertible lambo on the back of police truck last week, with no ins stickers on it and a couple of sheepish yoofs stood by it. innit.

thing is, its not even one off's- you see it virtually daily sadly.

the hamster

iTrader: (7)

Agreed, my friends lad is 19, drives a 1989 1.3 MG Metro and pays £2400 a year insurance.

He has to have the car as he works shifts and rarely uses the car for anything else as he cant afford to. A quarter of his wages goes on car insurance but he pays it regardless.

If it was up to me, I'd force un-insured drivers to watch their car being crushed, might hit home a bit more.

TelBoy

Hamster, just me saying, but at 19 i could only dream of having a sporty version of any car. Why does he need the MG variant? What's wrong with a bog standard Fiesta or something that would probably cost half as much to insure? Entitlement culture is dead or soon will be.

mamoon2

Agreed. Those MG Metros are seriously quick!

what would scooby do

Only because they weigh 50kg due to the rust

the hamster

iTrader: (7)

We spent 3 days searching for cars which he could insure. The car makes no difference to the price. He can insure a Saxo VTR for the same money, in fact some places quoted less than he's paying now but he couldnt afford to buy one at the time.

This was the lowest price car and insurance available at the time.

speedking

Not sympathising with those who deliberately go about uninsured, but there are still areas where it is easy to get caught out, and so the offence and subsequent crushing shouldn't be absolute IMO.

For example. Type a character wrong on an online quote, registration, middle name, address, don't spot it when you get the 25 pages of small print and you are technically uninsured.

Change bank and forget to change your DD.

Drive someone else's car thinking you're covered, but the insurance company removed that part of your cover at your last renewal, but didn't mention it except in the 25 pages of policy information that is published online, and changes every week.

Use a non-standard part = modification on your vehicle.

Exceed your annual mileage allowance.

etc., etc. As long as no damage caused and no-one has actually been injured then the above circumstances are easily rectified without crushing a perfectly good car (if all else is in order.)

kingofturds

iTrader: (1)

Even changing job titles and not notifying your insurance company can leave you uninsured if you have an accident.

J4CKO

iTrader: (1)

Why is that bollocks ?

You either pay insurance or don't drive, if you cant afford to insure a car don't get a job 35 miles away in the sticks on shifts, move nearer or car share.

I appreciate it can be tough, especially for those in out of the way areas but circumstances don't matter one iota in the eyes of the law and most people caught with no insurance aren't people in that circumstance, they do have options as they live in towns judging by all the Police, Camera, Action type shows. Usually its scuffers in tracksuits driving a mile to get **** and booze. I cycle to work to cut my fuel cost down but a lot of this country think driving is a right, not a luxury.

My eldest will be learning soon, £3500 to insure him, he wont be driving based on that, until he can afford it or it comes down, really wanting to is not an excuse.

TelBoy

I'd say the overwhelming majority, not just a lot. Entitlement culture. It's going to be a painful retrenchment for many.