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Old 23 November 2011, 10:22 AM
  #31  
Ant
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Originally Posted by Moley_WRX
There weren't actually that many claims caused by the snow and ice as fas as i'm aware.
Thats the excuse my last company gave me to justify doubling my premium

We shall see next August renewal time
Old 23 November 2011, 10:42 AM
  #32  
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Claims cost for motor for snow and ice are not too bad - they tend to be for much smaller, lower speed contact.
Old 23 November 2011, 10:56 AM
  #33  
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I went on a speed awareness coarse this year, down to my own stupidity but setting that aside during it we got onto the subject of people driving whilst on the phone, they showed us a percentage of what cause the most accidents and yes phones was right at the top, even people on hands free was above drink drivers, obviously this is percentage based so i doubt the ratio of drink drivers to driving whilst on the mobile would be the same anyway, but it was an eye opener, particularly hands free kits. I think this is a good idea, i notice it most with business men, not only they drive like idiots in there company audi's, but also they are always on the freakin mobile, I should imagine if there classing as the same as drink driving, many jobs will be lost through this, but it serves them right, without being too harsh
Old 23 November 2011, 10:59 AM
  #34  
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Out of curiosity, Scooby Ben, what other causes of accidents were high on the list?
Old 23 November 2011, 11:17 AM
  #35  
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I hate those w4nkers who chatter away whilst driving.


Posted from my iPhone on the M25
Old 23 November 2011, 11:24 AM
  #36  
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Originally Posted by Lisawrx
Out of curiosity, Scooby Ben, what other causes of accidents were high on the list?
Things like speeding, drugs, alcohol, phones, hands free kits, sat navs, just general distractions really.

but phones were right at the top along with speeding

Ben
Old 23 November 2011, 11:31 AM
  #37  
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other people in the car arent considered so much of a distraction apparently because its a second pair of eyes for you which does kinda make sense in a way

Ben
Old 23 November 2011, 11:39 AM
  #38  
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Originally Posted by TonyBurns
It does but the police can request phone records of calls made/track said mobile between masts for call duration/handovers/interaction/access to internet, though access to internet can be tricky if you use your device as a sat nav for instance, but calls can be tracked with no issues, 2/3g etc.

Tony
I read of a case where a young woman whose car had broken down was killed by another driver. The police could not prove the driver had been on her phone at the exact time of the collision but they did show that she had been texting constantly in the time leading up to the crash whilst she was driving. Because of her behaviour in the hours immediately before the collision the court concluded it was highly likely she was either reading or about to send a text when it actually happened.
There was no reason (other than her playing with her phone) for her not to see the broken down car on the hard shoulder, when her texts were examined they were just random drivel about what she'd been doing the night before etc
Old 23 November 2011, 11:43 AM
  #39  
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Originally Posted by Moley_WRX
Not really the case. If they wanted to make money they'd load extra for SP (speeding) offences, but they aren't.

Also, some companies want to refuse any quote for anyone with a CU80 conviction... so they aren't after a penny.
Thats a point re the speeding fines. I'm not disagreeing with the decision but I'm suprised its being treated quite so harshly.

I have no friends so nobody rings my mobile anyway
Old 23 November 2011, 01:26 PM
  #40  
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Is using a mobile higher on the list because it is far greater practice? I wonder if the same number of phone users decided to drink drive as well, surely the stats would look very different.
Old 23 November 2011, 01:32 PM
  #41  
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Originally Posted by SRSport
Is using a mobile higher on the list because it is far greater practice? I wonder if the same number of phone users decided to drink drive as well, surely the stats would look very different.
Speeding is the most common conviction, but the amount of accidents caused by excessive speed is pretty low.
Old 23 November 2011, 01:38 PM
  #42  
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Originally Posted by Trout
You mean like the lorry driver who was texting and drove straight into a car killing people inside.

Yeah, really safe!!!
Thank you for that one example. It's not really statistical evidence though. What about the lorry driver who was over the drink drive limit and drove straight into a car killing people inside. Or the one who wasn't over the drink drive limit or texting and drove straight into a car killing people inside.

I didn't say using a phone was safe, or anything like that!

Originally Posted by trails
there have been quite a few studies that have shown using a phone whilst driving is actually worse than being over the drink drive limit
Agreed, but

Wikipedia has some interesting discussion:

Originally Posted by wikipedia
In 2009 in the U.S. there was a reported 5,474 people killed by distracted drivers. Of those 995 were considered to be killed by drivers distracted by cell phones.

Of distraction-related accidents, cell phone use may range from 1.5 to 5 percent of contributing factors.

Currently, "Outside person, object, event" (commonly known as rubbernecking) is the most reported cause of distraction-related accidents, followed by "Adjusting radio/cassette/CD". "Using/dialing cell phone" is eighth.

In the US, the number of cell phone subscribers has increased by 1,262.4% between the years 1985-2008. In approximately the same period the number of crashes has fallen by 0.9% and the number of fatal crashes fallen by 6.2%. It has been argued that these statistics contradict the claims that mobile use impairs driving performance. Similarly, a 2010 study from the Highway Loss Data Institute published in February 2010 reviewed auto claims from three states prior to cell phone bans while driving and then after. The study found no reduction in crashes, despite a 41% to 76% reduction in the use of cell phones while driving after the ban was enacted.
So far from a proven relationship between phone use and accidents.
Old 23 November 2011, 01:48 PM
  #43  
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I think it is a fair penalty. Using a mobile while driving is dangerous and is also selfish becuase of the risks to others.

I disagree with saying education is the answer. Those who use their mobiles while driving are unlikely to be swayed by education and I believe that only a severe penalty will stop them.

Les
Old 23 November 2011, 01:51 PM
  #44  
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Originally Posted by EddScott
Agreed. Although its clearly unsafe to use a mobile phone when driving, giving the conviction the same loading as a DR10 does seem to like a a good wheeze to make us pay more money for our premiums.

What happens if you want to change the CD in the car head unit whilst driving? What happens if your eating a pastie whilst driving? What happens if the kids start playing up in the back? I thought the smoking was a health issue rather than a distraction issue.

All these things distract us from driving. I think the drinking and mobile phone use are about the only ones that can be detected by the police hence the fines and the insurance loading. Next you'll be the getting a GREGG35 for eating a pastie whilst in charge of a vehicle.
My mate was caught eating a 'festive bake' the other day! Could be looking at ten stretch.
Old 23 November 2011, 02:07 PM
  #45  
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Originally Posted by speedking
Thank you for that one example. It's not really statistical evidence though. What about the lorry driver who was over the drink drive limit and drove straight into a car killing people inside. Or the one who wasn't over the drink drive limit or texting and drove straight into a car killing people inside.

I didn't say using a phone was safe, or anything like that!

Agreed, but

Wikipedia has some interesting discussion:

So far from a proven relationship between phone use and accidents.
I have no desire to research the statistics behind that quote to argue its validity but one thing is certain; during that time period car safety technology and the cosumer demand for safer cars has improved exponentially...there are lies, damn lies and statistics
Old 23 November 2011, 09:33 PM
  #46  
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Originally Posted by Moley_WRX
If you get the urge to do it..... don't

We've been told by a couple of insurers that a CU80 convicttion (driving when on a mobile) will next year be rated the same as a DR10 (drink driving).
ie... they'll either put a big increase on your policy, or refuse to quote at all.

You have been warned
Seems a tad ott, same as drink driving ffs! It clearly isn't on the same scale

TX.
Old 23 November 2011, 09:39 PM
  #47  
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If you don't use your mobile when you drive then you don't need to worry about it !

I tend to see a certain type driving and calling, there is no need with hands free kits for anyone to ever know you are on the phone, the technology has a solution but even people with stuff like Range Rover Sports, brand new ones trundle along with hand held phone glue to their ear.
Old 23 November 2011, 09:57 PM
  #48  
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All the people on the smoking thread said its my car i'll do what i want even if they ban smoking in cars..... Isn't this the same, its my car i'll talk on my phone as its my car lol

In South London i would say i see about 1 in 10 drivers on there phones, also this week ive not seen one police car on the road to inforce this law
Old 23 November 2011, 10:13 PM
  #49  
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Thanks for the heads up.

Pet hate - letting someone out and realising they are on the f-ing phone! Seriously go nuts!
Old 23 November 2011, 10:40 PM
  #50  
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Thats good news, people who speak on there phone while driving deserve what they get!

It seem s that at the moment nobody cares and take a chance hopefully this will change there attitudes
Old 23 November 2011, 10:41 PM
  #51  
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All the people on the smoking thread said its my car i'll do what i want even if they ban smoking in cars..... Isn't this the same, its my car i'll talk on my phone as its my car lol
Smoking is a whole different story. I was a regular smoker behind the wheel and it was no distraction from my concentration levels at all.
On the other hand when i used to used the phone behind the wheel i would sometimes go into automatic pilot and i would sometimes draw a complete blank on remembering large chunks of a journey due to talking on the phone. If anything had occurred whilst in this state i'm damn sure my reaction times would have been badly affected. Now i have the hands free there have been a couple of occasions where i have tuned out so now when i am on the phone i make sure my concentration level for the driving is increased. I make sure i don't get drawn into conversations which require too much thought if you like.
I think it is the act of interacting with somebody else is where the problem lies as i have no problem when i have to eat something, adjust the radio or the sat nav.
All imo
Old 23 November 2011, 11:21 PM
  #52  
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Personally, I'm very glad the issue is taken so seriously here. Over in the US, there's a staggering 5,800 road deaths a year caused by text-driving, which if you do the maths would account for nearly a third of all road-deaths we have in this country, based on an equivalent population size. The Yanks are only just starting to bring laws in against it, but as road-laws are a state by state thing it could be decades before they've got it even halfway under control.

Last edited by markjmd; 23 November 2011 at 11:24 PM.
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