Child Benefit etc.
11 March 2012, 10:58 PM
#62
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I think I may have written about this before.
My sisters in laws are in their 70's and brag about the fact that neither of them have ever done a days work in their lives. They have a brand new disability car, a house which has just been refurbished and get this: last year they paid for the lot of them, six people, to go on three cruises with more lined up this year. How on earth that works I'll never know. My sister is a district nurse and her husband has worked all his life but their kids are going the same way as Granny and Grandad. One has a baby and is expecting again by a different bloke and has openly said she never wants to work again. She went straight to the top of the list and got a council house almost straight away and appears to get an unbelievable amount of free money hand outs The other is expecting too, lives with some guy with very little prospects.
My sisters in laws are in their 70's and brag about the fact that neither of them have ever done a days work in their lives. They have a brand new disability car, a house which has just been refurbished and get this: last year they paid for the lot of them, six people, to go on three cruises with more lined up this year. How on earth that works I'll never know. My sister is a district nurse and her husband has worked all his life but their kids are going the same way as Granny and Grandad. One has a baby and is expecting again by a different bloke and has openly said she never wants to work again. She went straight to the top of the list and got a council house almost straight away and appears to get an unbelievable amount of free money hand outs The other is expecting too, lives with some guy with very little prospects.
11 March 2012, 11:09 PM
#63
I could sort of take the kick in the bollocks of losing that money as being honest we will survive, will make things tighter but I will be really angry if next door (hypothetical) on 38 and 35 grand respectively keep the benefit for their three kids despite being on a higher joint income than us by twenty grand, how in the word is that a fair way to do things, how does than not encourage people to contrive their salary so its just below the threshold.
I doubt the government can really penalise familes with one middle earner and one stay at home parent who looks after their kids versus a couple who both work but have more income.
What genius came up with that one ?
I doubt the government can really penalise familes with one middle earner and one stay at home parent who looks after their kids versus a couple who both work but have more income.
What genius came up with that one ?
11 March 2012, 11:15 PM
#64
They are thinking of raising the family income to £50,000 "cliff edge" before you lose it all.
They will not taper it as that would be too costly. Child benefit being a universal benefit is one (if not *the*) cheapest to administer......
Looking forward to a £4900 pay cut next year J4cko ??
Shaun
They will not taper it as that would be too costly. Child benefit being a universal benefit is one (if not *the*) cheapest to administer......
Looking forward to a £4900 pay cut next year J4cko ??
Shaun
11 March 2012, 11:23 PM
#65
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I think I may have written about this before.
My sisters in laws are in their 70's and brag about the fact that neither of them have ever done a days work in their lives. They have a brand new disability car, a house which has just been refurbished and get this: last year they paid for the lot of them, six people, to go on three cruises with more lined up this year. How on earth that works I'll never know. My sister is a district nurse and her husband has worked all his life but their kids are going the same way as Granny and Grandad. One has a baby and is expecting again by a different bloke and has openly said she never wants to work again. She went straight to the top of the list and got a council house almost straight away and appears to get an unbelievable amount of free money hand outs The other is expecting too, lives with some guy with very little prospects.
My sisters in laws are in their 70's and brag about the fact that neither of them have ever done a days work in their lives. They have a brand new disability car, a house which has just been refurbished and get this: last year they paid for the lot of them, six people, to go on three cruises with more lined up this year. How on earth that works I'll never know. My sister is a district nurse and her husband has worked all his life but their kids are going the same way as Granny and Grandad. One has a baby and is expecting again by a different bloke and has openly said she never wants to work again. She went straight to the top of the list and got a council house almost straight away and appears to get an unbelievable amount of free money hand outs The other is expecting too, lives with some guy with very little prospects.
This is it though. To these people, the prospects are great... Loads of handouts and everyday free to do as they wish. Years ago wonen who didn't work were either housewives and homemakers or ladies of leisure with a rich spouse.
11 March 2012, 11:37 PM
#68
You can carry on getting Child Benefit for your child up until their 20th birthday, if they're in education or training that counts for Child Benefit. Education or training counts for Child Benefit as long as it's either of the following:
* full-time, 'non-advanced' education (for example 'A' levels)
* 'approved' training
* full-time, 'non-advanced' education (for example 'A' levels)
* 'approved' training
12 March 2012, 10:45 AM
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I don't see why someone who is a high earner and contributes to this country via his taxes and productivity shouldn't expect to receive some of the benefits he pays for. He can obviously afford to have children. What about the scum that can't but still churn them out like turds?
12 March 2012, 11:00 AM
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I will miss the CB when it goes, to be honest being white, male, middle class, PAYE, able bodied, heterosexual I will then get f*ck all, nothing from the system that I pay into so lavishly, someone who hasnt had kids in the same situation will pay the same tax and get the same benefits, i.e. nothing but will not have three people to look after from the same money, if you have kids you have to have a bigger house, bigger car and spend more on shopping, you cant go on holiday at the cheap times and everywhere you go you pay for the whole famile.
It really boils my **** when selfish people with no kids moan about paying tax to pay for other people kids and how it was there choice, if it were down to them, who would be replacing them, who would do the work when they are in their later years, emptying the bins, staffing the hospitals and making the food, someone has to breed and to be honest, on our income, with no kids we would be minted, we could afford three holidays a year and all sorts.
So, I dont see the Child Benefit as me being given anything, I see it really as a tax break, I pay a grand or so Income tax a month and get £188 or so back to pay towards the vast cost of bringing up well three boys, incidentally all three go to private school courtesy of my in laws, so that saves three state places so basically we pay a lot in but will get NOTHING back.
I am sick to the **** of paying for scummy chavs, people who arrive on the bloody Banana boat or slung to the underside of the Eurostar, I dont want to pay for the medical expenses of people who turn up and expect it for free, it isnt free, I pay a grand a month towards that, but I dont get a say, that sup the the government who then want to stiff me for the little bit I get back.
I will not feel guilty for earning well, years of studying, taking risks and putting myself through stress have got me this, not the be all and end all but I don't do badly, but losing £188 a month will smart a bit, again, the government hitting the engine of this country, the PAYE wage slaves, trussed up like a ****ing pit pony, whipped more and more for less and less.
In this country if you show any aptitude or responsibility you get to pay for those who just float through life doing as they please. If there weren't so may lazy ****witts I wouldn't have to pay forty percent tax and I wouldnt need the Child Benefit.
It really boils my **** when selfish people with no kids moan about paying tax to pay for other people kids and how it was there choice, if it were down to them, who would be replacing them, who would do the work when they are in their later years, emptying the bins, staffing the hospitals and making the food, someone has to breed and to be honest, on our income, with no kids we would be minted, we could afford three holidays a year and all sorts.
So, I dont see the Child Benefit as me being given anything, I see it really as a tax break, I pay a grand or so Income tax a month and get £188 or so back to pay towards the vast cost of bringing up well three boys, incidentally all three go to private school courtesy of my in laws, so that saves three state places so basically we pay a lot in but will get NOTHING back.
I am sick to the **** of paying for scummy chavs, people who arrive on the bloody Banana boat or slung to the underside of the Eurostar, I dont want to pay for the medical expenses of people who turn up and expect it for free, it isnt free, I pay a grand a month towards that, but I dont get a say, that sup the the government who then want to stiff me for the little bit I get back.
I will not feel guilty for earning well, years of studying, taking risks and putting myself through stress have got me this, not the be all and end all but I don't do badly, but losing £188 a month will smart a bit, again, the government hitting the engine of this country, the PAYE wage slaves, trussed up like a ****ing pit pony, whipped more and more for less and less.
In this country if you show any aptitude or responsibility you get to pay for those who just float through life doing as they please. If there weren't so may lazy ****witts I wouldn't have to pay forty percent tax and I wouldnt need the Child Benefit.
We're claiming child benifit, I'm in the £50-£60k bracket the wife was on around £38k so pretty tidy before the boy came along. So between us we've put a hell of a lot of money into the tax system for the 18 odd years we've been working full time. The wife took a years maternity leave and for the first few months was still on full pay but this dropped away to nothing after 9 months so quite a big hit to the household finances. I'm not saying we need the £20 a week child benifit but it's nice to have a little bit coming back
When the missus does go back it will be part time (3 days) and we'll be paying for a nursery while she's at work so significantly eats into what she gets but we'll still be putting plenty into HM Govenment's coffers.
12 March 2012, 12:52 PM
#73
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And this
We're claiming child benifit, I'm in the £50-£60k bracket the wife was on around £38k so pretty tidy before the boy came along. So between us we've put a hell of a lot of money into the tax system for the 18 odd years we've been working full time. The wife took a years maternity leave and for the first few months was still on full pay but this dropped away to nothing after 9 months so quite a big hit to the household finances. I'm not saying we need the £20 a week child benifit but it's nice to have a little bit coming back When the missus does go back it will be part time (3 days) and we'll be paying for a nursery while she's at work so significantly eats into what she gets but we'll still be putting plenty into HM Govenment's coffers.
We're claiming child benifit, I'm in the £50-£60k bracket the wife was on around £38k so pretty tidy before the boy came along. So between us we've put a hell of a lot of money into the tax system for the 18 odd years we've been working full time. The wife took a years maternity leave and for the first few months was still on full pay but this dropped away to nothing after 9 months so quite a big hit to the household finances. I'm not saying we need the £20 a week child benifit but it's nice to have a little bit coming back
When the missus does go back it will be part time (3 days) and we'll be paying for a nursery while she's at work so significantly eats into what she gets but we'll still be putting plenty into HM Govenment's coffers.Your little one is a year old next month isn't he? Goes quick!
We timed it just right with regards to her SMP finishing and me getting a sinificant pay rise as I went into my 3rd apprenticeship year. We simply live in our means and source bargains/buy in bulk etc. I've said it before but we cope ok on about £1500-1600 a month. £240 is working/child tax credits with £80 child benefit. I'm not ashamed to receive it abs would not change a thing regards the timing of having our first child together. When he hits the teenage years I'll be about 39-40 so can enjoy my time with him
12 March 2012, 01:10 PM
#74
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We've 3 kids who, if you believe the current figures, will cost us >£650k to raise and educate.
As Midlife pointed out, if they go on to average jobs the 3 of them will contribute more than that in income tax alone during their lifetimes (dubiously based on current levels), thats before any other taxation or the contribution their work makes to GDP.
In return my wife and I currently get the equivalent of 12% income tax relief. We'll take that thank you.
As Midlife pointed out, if they go on to average jobs the 3 of them will contribute more than that in income tax alone during their lifetimes (dubiously based on current levels), thats before any other taxation or the contribution their work makes to GDP.
In return my wife and I currently get the equivalent of 12% income tax relief. We'll take that thank you.
12 March 2012, 01:21 PM
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In fact lets tax people who don't have kids. They aren't providing a next generation of contributors and will only waste all that disposable income on themselves... 
12 March 2012, 01:56 PM
#77
is it really that simple ?
We had or first when I was just 25, we were better off than most in that we had a house and no debt to speak of, I was earning but not a vast amount. thing is if people wait until they are 100 percent sure they can afford to raise a child over the next twenty years plus they would never do it or be too old by the time they do. Nobody knows what the future holds, sometimes you are up and sometimes down, people go from wealthy to poor and the other way, people have life changing illnesses or events.
It is always a guess, a gamble for the working population, the plebs just breed and we get to pay for them, everything provided in a kind of blackmail, basically if you dont spend on
them the kids get neglected. Some people just need a little help and that is what the Child Benefit does, a bit of money towards the added cost of being responsible for the next generation.
I don't feel we should be penalised as we have three kids, that I have provided for, brought up well, for the last sixteen years, why should I be used as a cash cow for the rest of the country, am I only allowed to exist hand to mouth ? why does the light at the end of the tunnel always get further away.
12 March 2012, 02:01 PM
#78
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is it really that simple ?
We had or first when I was just 25, we were better off than most in that we had a house and no debt to speak of, I was earning but not a vast amount. thing is if people wait until they are 100 percent sure they can afford to raise a child over the next twenty years plus they would never do it or be too old by the time they do. Nobody knows what the future holds, sometimes you are up and sometimes down, people go from wealthy to poor and the other way, people have life changing illnesses or events.
It is always a guess, a gamble for the working population, the plebs just breed and we get to pay for them, everything provided in a kind of blackmail, basically if you dont spend on
them the kids get neglected. Some people just need a little help and that is what the Child Benefit does, a bit of money towards the added cost of being responsible for the next generation.
I don't feel we should be penalised as we have three kids, that I have provided for, brought up well, for the last sixteen years, why should I be used as a cash cow for the rest of the country, am I only allowed to exist hand to mouth ? why does the light at the end of the tunnel always get further away.
We had or first when I was just 25, we were better off than most in that we had a house and no debt to speak of, I was earning but not a vast amount. thing is if people wait until they are 100 percent sure they can afford to raise a child over the next twenty years plus they would never do it or be too old by the time they do. Nobody knows what the future holds, sometimes you are up and sometimes down, people go from wealthy to poor and the other way, people have life changing illnesses or events.
It is always a guess, a gamble for the working population, the plebs just breed and we get to pay for them, everything provided in a kind of blackmail, basically if you dont spend on
them the kids get neglected. Some people just need a little help and that is what the Child Benefit does, a bit of money towards the added cost of being responsible for the next generation.
I don't feel we should be penalised as we have three kids, that I have provided for, brought up well, for the last sixteen years, why should I be used as a cash cow for the rest of the country, am I only allowed to exist hand to mouth ? why does the light at the end of the tunnel always get further away.
Don't get me wrong, as long as folks don't use it as a way of living off the state im not bothered if they get some help, as you say you can plan as much as you like but things do happen to change the situation, but the figures mentioned at the start are way more than me and my GF live on yet people assume they should get money for it.
12 March 2012, 02:08 PM
#79
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Your little one is a year old next month isn't he? Goes quick!
We timed it just right with regards to her SMP finishing and me getting a sinificant pay rise as I went into my 3rd apprenticeship year. We simply live in our means and source bargains/buy in bulk etc. I've said it before but we cope ok on about £1500-1600 a month. £240 is working/child tax credits with £80 child benefit. I'm not ashamed to receive it abs would not change a thing regards the timing of having our first child together. When he hits the teenage years I'll be about 39-40 so can enjoy my time with him
We timed it just right with regards to her SMP finishing and me getting a sinificant pay rise as I went into my 3rd apprenticeship year. We simply live in our means and source bargains/buy in bulk etc. I've said it before but we cope ok on about £1500-1600 a month. £240 is working/child tax credits with £80 child benefit. I'm not ashamed to receive it abs would not change a thing regards the timing of having our first child together. When he hits the teenage years I'll be about 39-40 so can enjoy my time with him
You'll end up paying your dues one way or another as when you do have a well paid job later on in life you will be putting it all back into the system then. I'm kind of envious of those who have had kids when they were younger as now their kids are independent and they are able to enjoy travel to far flung places, nightlife, gigs, festivals etc. as they are still young enough and have plenty of income. So I like your plan! It never worked out that way for me and at the ripe old age of 40 now I'll be over 60 by the time ours are financially independent. I'll then probably have to work till I'm 70+ to have enough cash to retire with
I do hope I'm still in good health by then but the recent death of my Dad at 74 does open you eyes somewhat.Oh well, at least I've made my effort to further the species
Last edited by Coffin Dodger; 12 March 2012 at 02:09 PM.
12 March 2012, 02:37 PM
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Yeah, 25th April is his first birthday.
You'll end up paying your dues one way or another as when you do have a well paid job later on in life you will be putting it all back into the system then. I'm kind of envious of those who have had kids when they were younger as now their kids are independent and they are able to enjoy travel to far flung places, nightlife, gigs, festivals etc. as they are still young enough and have plenty of income. So I like your plan! It never worked out that way for me and at the ripe old age of 40 now I'll be over 60 by the time ours are financially independent. I'll then probably have to work till I'm 70+ to have enough cash to retire with I do hope I'm still in good health by then but the recent death of my Dad at 74 does open you eyes somewhat.
Oh well, at least I've made my effort to further the species
You'll end up paying your dues one way or another as when you do have a well paid job later on in life you will be putting it all back into the system then. I'm kind of envious of those who have had kids when they were younger as now their kids are independent and they are able to enjoy travel to far flung places, nightlife, gigs, festivals etc. as they are still young enough and have plenty of income. So I like your plan! It never worked out that way for me and at the ripe old age of 40 now I'll be over 60 by the time ours are financially independent. I'll then probably have to work till I'm 70+ to have enough cash to retire with
I do hope I'm still in good health by then but the recent death of my Dad at 74 does open you eyes somewhat.Oh well, at least I've made my effort to further the species
12 March 2012, 09:36 PM
#81
Mine are 12, 14 and 16, will be a while before they are financially independent in this climate, it just seems overly expensive to live, even fairly frugally, a house is a minimum of 180k in most places, transport is expensive and so are food and bills. So god knows when they wont be in my rib, I expect to be helping them for the rest of my life really, not bothered as long as I get the odd knackered old Porsche.
Its easy to say why should we pay for someone elses kids, but that is part of being in a society, you pay to educate them as they are the doctors and nurses that look after you in old age, paying tax that covers education is cheap compared to actually raising kids, I dont mind paying for other people kids despite ours going private, I dont mind paying for the National health service or looking after old folk.
What I do mind is importing more people than we can look after, people treating the welfare state as a lifestyle choice, people taking money they aren't entitled to, people destroying things, behaving badly and just celebrating being crap and stupid, if they don't understand it they ant to kill or break it, if they cant **** it, smoke it, eat it, drink it, get it for nothing and it isn't instant gratification, they arent interested, our country has its fair share of total animals.
Its easy to say why should we pay for someone elses kids, but that is part of being in a society, you pay to educate them as they are the doctors and nurses that look after you in old age, paying tax that covers education is cheap compared to actually raising kids, I dont mind paying for other people kids despite ours going private, I dont mind paying for the National health service or looking after old folk.
What I do mind is importing more people than we can look after, people treating the welfare state as a lifestyle choice, people taking money they aren't entitled to, people destroying things, behaving badly and just celebrating being crap and stupid, if they don't understand it they ant to kill or break it, if they cant **** it, smoke it, eat it, drink it, get it for nothing and it isn't instant gratification, they arent interested, our country has its fair share of total animals.
12 March 2012, 09:56 PM
#82
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Mine are 12, 14 and 16, will be a while before they are financially independent in this climate, it just seems overly expensive to live, even fairly frugally, a house is a minimum of 180k in most places, transport is expensive and so are food and bills. So god knows when they wont be in my rib, I expect to be helping them for the rest of my life really, not bothered as long as I get the odd knackered old Porsche.
Its easy to say why should we pay for someone elses kids, but that is part of being in a society, you pay to educate them as they are the doctors and nurses that look after you in old age, paying tax that covers education is cheap compared to actually raising kids, I dont mind paying for other people kids despite ours going private, I dont mind paying for the National health service or looking after old folk.
What I do mind is importing more people than we can look after, people treating the welfare state as a lifestyle choice, people taking money they aren't entitled to, people destroying things, behaving badly and just celebrating being crap and stupid, if they don't understand it they ant to kill or break it, if they cant **** it, smoke it, eat it, drink it, get it for nothing and it isn't instant gratification, they arent interested, our country has its fair share of total animals.
Its easy to say why should we pay for someone elses kids, but that is part of being in a society, you pay to educate them as they are the doctors and nurses that look after you in old age, paying tax that covers education is cheap compared to actually raising kids, I dont mind paying for other people kids despite ours going private, I dont mind paying for the National health service or looking after old folk.
What I do mind is importing more people than we can look after, people treating the welfare state as a lifestyle choice, people taking money they aren't entitled to, people destroying things, behaving badly and just celebrating being crap and stupid, if they don't understand it they ant to kill or break it, if they cant **** it, smoke it, eat it, drink it, get it for nothing and it isn't instant gratification, they arent interested, our country has its fair share of total animals.
12 March 2012, 10:07 PM
#83
12 March 2012, 10:09 PM
#84
I wasn't gonna post in this because of some of the idiotic comments and general p taking threads BUT
as has already even mentioned, us higher earners are being stung massively for tax because we work hard and long hours. Why shouldn't we be entitled to claim some of our hard earned back? Everything we earn we get hit for higher rate tax, then everything we buy is taxed again
Again, as has been mentioned, what about the scum who cheat and successfully play the system and give nout back?
If you can legitimately claim it why not, otherwise why even have it available if we're gonna get ripped part by one and all for claiming it?
as has already even mentioned, us higher earners are being stung massively for tax because we work hard and long hours. Why shouldn't we be entitled to claim some of our hard earned back? Everything we earn we get hit for higher rate tax, then everything we buy is taxed again
Again, as has been mentioned, what about the scum who cheat and successfully play the system and give nout back?
If you can legitimately claim it why not, otherwise why even have it available if we're gonna get ripped part by one and all for claiming it?
Last edited by scooby595; 12 March 2012 at 10:11 PM.
12 March 2012, 10:11 PM
#85
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About £80k-£100k.
Seriously.
Round here you can pick up a respectable 3 bed semi for around £100k and a 3 bed terrace (like I have) on a respectable street for £75k-80k.
Have a look on the Find-a-property type websites around the DN16 postcode
£180k round here would have you a 3/4 bedroomed detached house, Sir, you are sheltered from cheaper places to live (jk)
Seriously.
Round here you can pick up a respectable 3 bed semi for around £100k and a 3 bed terrace (like I have) on a respectable street for £75k-80k.
Have a look on the Find-a-property type websites around the DN16 postcode
£180k round here would have you a 3/4 bedroomed detached house, Sir, you are sheltered from cheaper places to live (jk)
12 March 2012, 10:24 PM
#86
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I will miss the child benefit when we lose it.
However, what I miss more is the money I work hard , put myself into discomfort and at risk for (offshore work uplift) that magically disappears by nearly 50% every month! Makes me wonder wht I bother.
Steve
However, what I miss more is the money I work hard , put myself into discomfort and at risk for (offshore work uplift) that magically disappears by nearly 50% every month! Makes me wonder wht I bother.
Steve
12 March 2012, 10:46 PM
#87
I got a promotion at work with a decent pay ride, battled for it for ages, actually got about half what I should of done due to HR (should get the rest later this year), basically it resulted in an extra £100 a month after tax, its so hard won, then you find out you are taking a £188 a month pay cut, after tax that is like four grands worth gone, my pay rise wiped out, so I got more responsibility, more agro, more stress for nothing, the kids drain every bloody penny, I want a few quid for myself now and again. Now I get to pay for myself, three kids, the wife, the welfare state and get nothing whatsoever back, just told to put up, shut up and get on with it. Will gt a bonus, will see half of it go in the bank and then it all go out again.
13 March 2012, 12:04 AM
#88
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It's simple as said, don't hate the player hate the game, I for one think the system is a farse but nothing I can do about it. Makes no sense to work harder earn more to give more away.... Where's the insentive??
13 March 2012, 12:43 AM
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I don't have kids, so why should i pay for yours? I know thats a very simplistic way of looking at it, but kinda highlights it.
Don't get me wrong, as long as folks don't use it as a way of living off the state im not bothered if they get some help, as you say you can plan as much as you like but things do happen to change the situation, but the figures mentioned at the start are way more than me and my GF live on yet people assume they should get money for it.
Don't get me wrong, as long as folks don't use it as a way of living off the state im not bothered if they get some help, as you say you can plan as much as you like but things do happen to change the situation, but the figures mentioned at the start are way more than me and my GF live on yet people assume they should get money for it.
I'd much rather my taxes paid CB to my own people, than be wasted on the huge amounts of every Tom, Dick and Harry that comes here for a free ride.
CB has been paid for years and never, ever been means tested. I bet even the Queen got it. Now, because the Country is on it's **** and needs to continue to pay all and sundry who come here, we are being penalised. I do not begrudge a penny of my taxes going to people like COB, who has worked damned hard to get himself out of a situation, which really, was not his fault. As for the comment, don't have kids. Is that not the whole point of falling in love, getting hitched and bringing up a new generation
13 March 2012, 11:03 AM
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