Discount for cash morally wrong?
24 July 2012, 02:57 PM
#61
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working for myself after so many years of taking orders is harder than any tour i have done and in some ways even scarier.i pride myself on doing a job properly and word of mouth is everything but i cant compete with some of the prices companies quote without doing it off the books.some of the prices for jobs that other people have quoted for me to beat would mean working for £40 a day so a lot of the trade must be doing the same as so cheap its hard to compete.luckily i have a good group of mates that have put me forward for jobs and have produced good results and good word spreading.i have always done everything properly and me and the mrs have never recieved any type of benefit even though we were entitled to them.i dontlike doing things this way but at the moment its the only way to get some money in to support my family (and run a scooby...lol)
24 July 2012, 03:02 PM
#62
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In your opinion, is there a limit to the amount of tax you can evade before you would start to twinge? Or would you work 100% tax free if you could, even if it meant not paying £10,000s+ of tax?
And is there anyone else that could tell you that evading tax was sending the country down the drain to make you alter your behaviour, or wouldn't it matter who they were, you regard it as an entitlement to evade tax?
And is there anyone else that could tell you that evading tax was sending the country down the drain to make you alter your behaviour, or wouldn't it matter who they were, you regard it as an entitlement to evade tax?
Furthermore imho we should be taxed as follows - tax free amount for all (say £15k) followed by everybody taxed at x% (say 20%) the actual %age calculated so that the countries tax return is the same as it is now. Much fairer + you can in theory get rid of all the admin associated with current complex tax laws. If we all paid a "fair" amount then less chance of evasion or indeed avoidance.
TX.
24 July 2012, 03:06 PM
#63
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Like you i'm PAYE so haven't avoided a penny of tax in my life, and therefore i struggle with the phrase "reasonable level of tax evasion".
That implies entitlement. It's what sank Greece, it's one of the factors which makes GB not so G any more, in my opinion.
That implies entitlement. It's what sank Greece, it's one of the factors which makes GB not so G any more, in my opinion.
24 July 2012, 03:18 PM
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24 July 2012, 05:11 PM
#67
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One of the previous posts inferred the same point, but once the ordinary man loses respect for those in power and sees how corrupt those people are, they're not going to have a problem with breaking the rules to do what is best for themselves and their families. Surely I only need to mention 'duck houses' and 'moat cleaning' to make my point?
No one else is helping the working man, so why shouldn't they help themselves? They work hard yet read in the paper everyday (rightly or wrongly I might add) that other people are being given their tax money to live a life of apparent 'luxury' for doing nothing. And then they're told that doing a bit on the side for cash is morally wrong?! Surely they can see it from the other side.
Only the other day there was a report regarding the expenses paid to ex-prime ministers by the tax payer. £115,000 to Tony Blair for example. How do you think this sits with the working man?
I'm not saying it is right to work for cash, I am just saying that these people telling others what is right and wrong should look closer to home first.
No one else is helping the working man, so why shouldn't they help themselves? They work hard yet read in the paper everyday (rightly or wrongly I might add) that other people are being given their tax money to live a life of apparent 'luxury' for doing nothing. And then they're told that doing a bit on the side for cash is morally wrong?! Surely they can see it from the other side.
Only the other day there was a report regarding the expenses paid to ex-prime ministers by the tax payer. £115,000 to Tony Blair for example. How do you think this sits with the working man?
I'm not saying it is right to work for cash, I am just saying that these people telling others what is right and wrong should look closer to home first.
24 July 2012, 05:47 PM
#68
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How can you question cash in hand when so many people could not survive without it ? In my experience the wealthiest people take the **** the most on avoiding tax. All those people in the building trade who have a job during the week, and do cash jobs on the weekend are welcome to that extra bit tax free IMO. I have known people who have to get up at 4 am to travel to where ever the work is then get home after 7PM and still don't earn enough.
If you earn 30k by working two jobs at 80 hours a week I genuinely think you should pay less tax than some director getting 50k for 1 day a week. The tax structure favours the unemployed and the wealthy, the middle is there to get screwed.
If you earn 30k by working two jobs at 80 hours a week I genuinely think you should pay less tax than some director getting 50k for 1 day a week. The tax structure favours the unemployed and the wealthy, the middle is there to get screwed.
24 July 2012, 07:31 PM
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I often get offered cash for a discount - never give one though.
If someone wants to pay me cash then fine, it still goes into my business account and appropriate taxes paid on it.
I've never yet been denied a job because i won't take cash for discount.
It really pisses me off how we're getting undercut by 'professional DIYers who think they know how to decorate' and will do the job considerably less for cash.
That said, they're so bad at it we end up putting it right
Years ago, when I first went self-employed, I had a customer (now deceased) who was a retired tax inspector.
Always asked for a cash discount....
As Luan says above, if someone works all week legitimately and then does a small (and I mean small) cash job on the weekend, then i can live with that.
If someone wants to pay me cash then fine, it still goes into my business account and appropriate taxes paid on it.
I've never yet been denied a job because i won't take cash for discount.
It really pisses me off how we're getting undercut by 'professional DIYers who think they know how to decorate' and will do the job considerably less for cash.
That said, they're so bad at it we end up putting it right
Years ago, when I first went self-employed, I had a customer (now deceased) who was a retired tax inspector.
Always asked for a cash discount....
As Luan says above, if someone works all week legitimately and then does a small (and I mean small) cash job on the weekend, then i can live with that.
Last edited by zip106; 24 July 2012 at 07:33 PM.
24 July 2012, 07:33 PM
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24 July 2012, 08:03 PM
#71
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i have had to go and re-do work that so called professional decorators that have been doing it for 20 years.in reality they are general maintanance.being a skilled,qualified decorator involves a lot more than slapping some magnolia paint on a wall.i am due to do level 3 c&g in september and cant wait as will put me above a lot of the local painters with the skills that will be learnt.even work for national trust and english heritage...the bloke down the pub wont be able to do that.
Last edited by marcevs72; 24 July 2012 at 08:07 PM.
24 July 2012, 08:11 PM
#72
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At least you took the time to re-train and do it properly.
However, what I will say is that experience gets you further than qualifications.
And you can never be 'fully' qualified at decorating - always new things to learn.
I'm still learning new things after 26 years in the job...
One thing I'm trying to learn (badly) - how to pay less tax
24 July 2012, 08:16 PM
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i have had to do everything from site plans to roofing in my level 2 and couldnt believe the amount of health and safety and risk assessment there was.the change to water based stuff is a big change as well from the solvent based stuff.wont be long until its all water based to keep voc's down.been lucky and done this for last 20 years working for friends in the trade whenever i was home so picked up loads and made it an easy choice after knocking rifles on the head.the level 3 is very specialist based and we do 3 months of just business stuff inc book keeping etc so will be able to do it all properly at the end of the course.
24 July 2012, 08:17 PM
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i have had to go and re-do work that so called professional decorators that have been doing it for 20 years.in reality they are general maintanance.being a skilled,qualified decorator involves a lot more than slapping some magnolia paint on a wall.i am due to do level 3 c&g in september and cant wait as will put me above a lot of the local painters with the skills that will be learnt.even work for national trust and english heritage...the bloke down the pub wont be able to do that.
fcukin sickens me to death
24 July 2012, 08:26 PM
#76
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24 July 2012, 08:31 PM
#77
In my experience it always seem to be the ones that can most afford it that ask for cash discount.
Though people should remember that if you hire some cow boy cash in hand tradesman you are going to have limited to no comeback when things go **** up.
Though people should remember that if you hire some cow boy cash in hand tradesman you are going to have limited to no comeback when things go **** up.
24 July 2012, 08:45 PM
#78
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I have spent the last year getting those qualifications and was ****ing hard work.so I was full time at college and trying to start work inbetween and earning little money.your ****ing attitude really pissed me off as I was replying to some in the same trade and understands what it involves.in the last year I have learnt less than 5k so how could I pay anything out.
24 July 2012, 08:49 PM
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I have spent all my working life paying my way even when earning **** all and being away for 6 months at a time so dont you ****ing dare make out I am so sort of scrounger.
24 July 2012, 08:53 PM
#80
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I have spent the last year getting those qualifications and was ****ing hard work.so I was full time at college and trying to start work inbetween and earning little money.your ****ing attitude really pissed me off as I was replying to some in the same trade and understands what it involves.in the last year I have learnt less than 5k so how could I pay anything out.
how the hell do you run a house and family on less than £100 a week ? A little lesson, read your posts before you keep digging,
People like me end up paying for your sort
24 July 2012, 08:54 PM
#81
I am a tradesman and i always get the question upon pricing a job "how much for cash" to which my answer is "it will be the same price" just because i get paid in cash does not affect how much tax i pay or my expenses for the job, infact i have recently started refusing checks due to a few bouncing, why should i take a cheque when 99% of other companies will not accept them ?
If I did a job for someone it would have to be cash as how do I know they are not going to bounce the cheque. You would not be able to walk into Currys and pay for a tv with a cheque then walk away with it so why should trademen take the gamble.
24 July 2012, 09:01 PM
#84
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Luckily enough my wife works and has supported me for the past year whilst at college and we have struggled.as for calling me a thief you have got some nerve after the job I have done most of my life.you like trying to take the high moral ground but most people like that are worse than most.so keep calling me a thief and see what happens.
24 July 2012, 09:04 PM
#85
Addi to be honest I rarely do jobs for people as nearly everyone wants something done for nothing and I can make more money if I just did my normal job and took the tax off. I even stopped advertising in the Yellow pages about four years ago as most were a waste of time and the normal conversation starts with " do you do free estimates" and they are normally getting about ten quotes, ffs waste everyones time why don't you 
24 July 2012, 09:07 PM
#86
I havent read any of the replies here but for those who do cash jobs (and avoid the tax) would you go back and fix a job if it fails (I don't want to say you did it incorrectly first time)
Personally I think everyone should declare their tax but how do you control it?
I like receipts so I'm happy paying extra.
Personally I think everyone should declare their tax but how do you control it?
I like receipts so I'm happy paying extra.
24 July 2012, 09:12 PM
#87
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Luckily enough my wife works and has supported me for the past year whilst at college and we have struggled.as for calling me a thief you have got some nerve after the job I have done most of my life.you like trying to take the high moral ground but most people like that are worse than most.so keep calling me a thief and see what happens.
and waiting
still waiting
sod it off to higher grounds.......
24 July 2012, 09:14 PM
#88
I havent read any of the replies here but for those who do cash jobs (and avoid the tax) would you go back and fix a job if it fails (I don't want to say you did it incorrectly first time)
Personally I think everyone should declare their tax but how do you control it?
I like receipts so I'm happy paying extra.
Personally I think everyone should declare their tax but how do you control it?
I like receipts so I'm happy paying extra.
What has paying tax got to do with pride in the job, even if you knew the person had paid tax on the money it doesn't mean they will guarantee the work as that is more down to the person who does the work and thier work effic.
24 July 2012, 09:18 PM
#90
Fooooking hell girls calm down
It's not the end of the world doing a cash job and losing it in the books
There's kiddie fiddlers / smack/crack heads prowling around and it's turned into world war fooooking 3 over a quick fiddle job
Crack a beer open log out and chill in the garden
It's not the end of the world doing a cash job and losing it in the books
There's kiddie fiddlers / smack/crack heads prowling around and it's turned into world war fooooking 3 over a quick fiddle job
Crack a beer open log out and chill in the garden