Clarebabes

Can't you get Tax Credits up to quite a high salary still? And help towards childcare costs?

Barxy

although far less than 55K, our combined wage is still above average so no, im afraid not.
Im not here to moan about my wage, just simply saying a 55k salary is pretty good and theres alot of people would love to be earning that sort of money.
I can only guess said poster has been earning a high wage for a long time and has gotten used to it. Try earning a more average lower salary and you'll soon be glad your on £55k a year !

Leslie

They did say that they were going to encourage the state of marriage by bringing back the marriage tax allowance that we used to have.

Looks like another so called promise which has faded into the background hoping that we have forgotten it!

What a bunch of shysters they are!

Les

Barxy

No wonder all the benefit scroungers always seem so much better off.
How long are the UK going to push us taxpayers to the limit before something bad happens?

jonc

The issue isn't about high salary. You forget that that plenty of people used to earn a modest sum before working their way up the pay scale. So yes I for one knows what it is like on a low salary.

The issue is where a single income household where one earner has a salary of £60k will lose all child benefits, but 2 income household where both parents earns £50k will keep all the benefit despite a household income of £100k.

Barxy

Oh yes of course i fully agree with you its a complete joke.
Its also a joke when 'self-employed' people can easily declare they earn slightly less, paying less tax and being better off. The whole tax system is a joke.
All i was saying is £55k is a bloody good salary that a lot of people would love to be earning (and many probably never reach in their lifetime), and that there are plently people out there struggling just as much as you are but on a lower salary than that.

J4CKO

iTrader: (1)

Working families tax credit, child tax credit, honestly, you need to check what you are entitled to, I think it has changed a bit but you should definitely get the Child tax Credit in some way shape or form.

J4CKO

iTrader: (1)

Absolutely agree, have not always been on that, have lived hand to mouth for years and the minute we make some headway (I got a promotion earlier this year) we get a knock back, I guess we will manage without but when we had kids there was no mention of it being taken away, I am sure there will be those a lot worse off despite the salary, people have a £1000 a month plus mortgages, child care, loans, food is going up as are utilities and whatever you are on, with three kids losing £188 a month will make a difference.

jonc

It is a joke, but as I have already stated in past discussions on this topic, I am will to take a hit if it meant that the whole benefit system is reformed so that living off the taxpayers money is not a career option for the work shy scroungers. It baffles me as to why there is a system that allows people to live off the state and be better off whilst those hard working low income households struggle to support their family and subsidise those who choose not to work.

Barxy

Me too. Id pay to stop scroungers scrounging!

Barxy

Got to have a total houshold income of less than £25K a year to qualify for anything, which is very low for a joint income. So apologies, i see you were correct about the handouts to £20K a year earners but thats unrealistic in the real world of a couple with kids trying to live really.
Its all just a mess tbh whatever end of the spectrum you are all, low earning average earners or high earnings, everyone gets shot at.

The only ones who win are the scroungers, whos benefits every year go UP !

J4CKO

iTrader: (1)

Think you can still get something if under 26k with one child, £545 a year.

http://www.moneysavingexpert.com/new...ax-credit-cuts

Think I was remembering when we got it but it was because we have three kids, not one.

joz8968

iTrader: (13)

Coincidentally, £26,xxx is now the current national average salary.

RobsyUK

iTrader: (2)

IMO I don't thi the government should pay anyone a penny to have a child.
I think they should continue paying those on it but for new parents they shouldn't. Same with people that leave school and dive on the doll... I don't think you should get a penny until at least 4yrs of full work - or something.


Doesn't need a flame suit.

JonMc

iTrader: (51)

Couldn't agree more - I hear too many stories about kids who leave home, just so they don't have to live with their parents, and start claiming housing benefit and get council flats. Why not stay at home until you can afford to get your own place

mark1esc

its only like it, because once again the govermment carnt leave ott along, theyve got to f##k something up.....like the state pention

Adrian F

RobsyUK i think you are right make it that you and/or you parents have to pay in before you get access to benefits and also free education and free health care.

but also i dont think we should use the tax and benefit system to punish people that work hard, we need to let people keep what they earn rather than punish hard work

chocolate_o_brian

iTrader: (22)

As an example of Working /Child Tax Credits from the last year before my recent payrise...

From Sept 2011-Sept 2012 I was a 3rd year apprentice (as most have probably heard me harper on about before ). My monthly salary was about £1,554 gross before tax, NI, pension etc. I'd take home about £1,250 IIRC. There's me, the Mrs and our now 19 month son. We got £6 a week Working Tax Credit and £39 a week Child Tax Credit. Then child benefit. On the last years salary I make it about £18,650 for my then salary, so the Tax Credits system wasn't/isn't much of a gravy train in my old circumstances (my Mrs is a full time mum currently). So on a 4 week month we'd have had about £1,510 incomings altogether. Tough, but we coped. That's with the usual bills and a mortgage too.

If my Mrs worked now I'm not actually sure if we would be able to 'cream' anything else in or not but we don't have that option for her to work due to not being eligible for child care costs help - which is fine.

No particular point, just an example from a lower pay scale/family income from the previous year.

RobsyUK

iTrader: (2)

Agree with you there too. The wife pays £2000 a month in tax.. For what? Some junkie to have a 6 bed house!

I personally think that everything should be private. You should have to pay for everything.

I also strongly believe that if you can't afford a child you should pop one out. I understand the dodgy slope of what if you loose your job etc but we will look at that later.


But that's another argument

Ant

What does your "wife" do to pay £2000 a month a tax. I take it she doesn't use nhs services or if she does get pregnant she won't claim free prescriptions or dental care or SPP?

SJ_Skyline

I smell bull****

LEO-RS

£73k salary would equate to £2k per month tax (£1590 IT + £400 NIC)

A £73k salary is good but certainly not extravagant.

fitzscoob

There was something posted on the car tax thread which made perfect sense to me. Instead of hitting people for additional taxes why does the govt. simply not look to where the money is being wasted / over spent / abused, and a put a stop to that instead of hitting the average Joe in the pocket time and time again.

Barxy

A £73k a year salary is better than most families will see as a joint income in their entire lives. If you are not comfortable with a 73k salary then I think something is wrong somewhere down the line !

fitzscoob

I think you've missed the point of the reference to this particular salary. No one was upset at earning £73k.

SJ_Skyline

Personally, I would ditch all the taxes and replace them with a unified consumption tax. You pay tax on the goods and services you use, the more you use the more you pay. As to the workability of such a scheme, who knows?

Norman Dog

iTrader: (1)

If you earn more than £50k a year and have a couple of kids, are you really going to lose your home if you're down £30 per week or so?

It leaves more money in the system to help the really needy.
http://www.thesun.co.uk/sol/homepage...nging-dad.html

ScoobyWon't

Inflatable dolls only require puncture repair kits.

fitzscoob

Is that a combined tax payment of the wife and Faye?

RobsyUK

iTrader: (2)

Time to make you sick... She is a business leader for mastercard. She sits on the 19th floor of a bank building in canary warf.
She gets life & travel insurance free. BUPA and 17% of her salaray paid into a pension that she can add too if she likes.
She pays for all pills etc and has a yearly 360 exam all free.
what she earns is irrelivent but has had a yearly bonus (upto 40% of her salary)
she has the opertunity to go to all events sponsored my MasterCard very cheaply - like the Brits for free
she gets 6months full pay maternity and up to 4yrs off with her job back at the end. Also have the opertunity to move to USA - nee York office if she wants.
Forgot to add I get the insurance & health care free too.

Oh drum roll please... She's 27

She has worked very hard since she was 16 and has some fantastic bosses that have developed her to where she is now