Child Benefit Changes ?
#121
Nope, I just don't buy in to the bu11sh1t. You don't have to dress a child in designer gear, that is once again YOUR CHOICE. I also wasn't talking about babies when I mentioned food. I take it from your comments, you are another "I've had kids to keep the world turning, and now they wont pay me what I'm due" Get a grip, pay for your own kids!
If you've read my previous posts, I've already said I would gladly give up CB for a complete reform of the benefit system despite the unfairness. No one here has said that it is a god given right to claim CB and you are clearly deluded if you think you have somehow contributed for the upbringing my children. Come back when you're a parent, then you might be able to give a more rational opinion instead of they "why should I pay for your kids" line of argument. I guarantee you your opinions will change when you're holding one of your own in your arms.
#122
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It seems a bit churlish to mention it (because it's not something I personally begrudge in the slightest), but isn't every childless tax-payer already subsidizing other people's kids to some extent, by the contribution they make towards the govt. education and NHS budgets?
#124
It seems a bit churlish to mention it (because it's not something I personally begrudge in the slightest), but isn't every childless tax-payer already subsidizing other people's kids to some extent, by the contribution they make towards the govt. education and NHS budgets?
#125
It seems a bit churlish to mention it (because it's not something I personally begrudge in the slightest), but isn't every childless tax-payer already subsidizing other people's kids to some extent, by the contribution they make towards the govt. education and NHS budgets?
Similarly, those parents who send their kids to private schools and have private health insurance.
Still paying towards the NHS and state education.
(I know, they still use the NHS at first point, i.e GP)
#126
Yep, all three of ours went private, courtesy of the in laws, not my idea so again more money spent, money that saves the system three school places, I am not really an advocate of private education but I couldn't really say no, I wasn't asked if the truth is told !
#129
#130
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I asked the wifey what we got for CB (for 5 kids) and when she told me I said
"wow, that's nearly the cost of a skiing holiday"
it will be irritating to lose it
#132
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lol
i would say, "you know what you have to do"
but I suppose it is a bit late now
anyway, 2 things in life you never regret,
jumping in the swimming pool and having kids -- an initial shock and then joy all the way
i would say, "you know what you have to do"
but I suppose it is a bit late now
anyway, 2 things in life you never regret,
jumping in the swimming pool and having kids -- an initial shock and then joy all the way
#133
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I think some people are losing sight of the real issue here. It's not all about whether a family completely relies on the benefit, it's the unfairness. As I understand it, a couple earning almost double can still receive it, so long as neither earns above the threshold individually, and it does nothing to stop those at the other end popping out more and more kids to get more in benefits. Even those who think 50k is more than enough to raise a family must see that this is unfair. Even I can.
Perhaps, and I did used to hold this view myself. However, I do now take on board where people are coming from, in that we don't get to pick and choose where we say our individual taxes go, just because we get frustrated by some of the spending. Whether that be on the benefits system as a whole, this topic, wars, international aid, so on.... There will always be something each and every tax payer begrudges their money going towards. Maybe instead of people getting irate at others all of the time, they should just decide what they are happy to pay for, and just tell themselves that is where their particular contribution goes
(btw, I don't have kids)
It seems a bit churlish to mention it (because it's not something I personally begrudge in the slightest), but isn't every childless tax-payer already subsidizing other people's kids to some extent, by the contribution they make towards the govt. education and NHS budgets?
(btw, I don't have kids)
#134
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You sound like my old man, he compares it to a new motorbike or holiday. Thing is, it gets taken up in expenses when I spend it, I don't save it up, it's just there subsidising the pitiful income I get because I have decided to look after my kids.
#135
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we made the decision that my wife would not go back to work when we started having a family; she did have a very well paid job in the fashion industry as a knitwear designer
but we think our children have benefited from it hugely, both directly and indirectly
#136
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So what do we do about it, apart from moan.
I am starting to write to our local MP, and I guess I should also pen a letter to 10 downing street and get some answers. I imagine it will do no good, but I don't see how we can just accept it.
It's not bloody fair.
I am starting to write to our local MP, and I guess I should also pen a letter to 10 downing street and get some answers. I imagine it will do no good, but I don't see how we can just accept it.
It's not bloody fair.
#137
Really, instead of upping the amount of tax generated by adding new taxes and by reducing help where its needed, the Gov. should be looking at where it is over spending and misusing the revenue it currently receives.
#138
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I feel that strongly about it too that I was considering the same, although having never written to an MP before I need to look into who and where I send it to, apart from No10!
#139
What isn't fair?
That a couple both on just shy of 50K each stay on the the train whereas a couple with one earner on over 50K get booted off.
Or child benefit.
I'm still wondering if you lot are serious or this is like one of the over-dinner sketches on Bremner, Bird and Fortune.
#140
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I'd show him my payslip and then my spreadsheet of monthly costs and say there you go, not a ******* penny left at the end of the month. No Sky tv, no £35 a month phone contracts blah blah blah. After the direct debits/bills are paid I have £150 a week for petrol and food for 5 of us. That's because I don't earn £50-£60k salaried so there is no guarantee I will even earn the extra this year so I lose the 'benefit' (or as I see some of my tax back) but still have to survive on my basic and then hope I get some overtime come up. That then has to pay for Birthday's/Christmas/car maintenance bills so not like it can be banked to increase monthly income.
Some of you need to wake up and live in the real World instead of still living at home with Mummy and Daddy with your Subaru on the drive and realise what it costs to look after a family.
Some of you need to wake up and live in the real World instead of still living at home with Mummy and Daddy with your Subaru on the drive and realise what it costs to look after a family.
#141
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There are fairer ways.
Cancel it all together.
First child only.
Joint income
What about step children? Should a family lose it's benefit when the over 50k earner and child are not related? Should the absent parent pay the difference?
It's poorly thought out.
#142
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A £50K salary in central London is nothing, and certainly wouldn't get you a house there, but in Middlesborough you'd be the richest guy in the street!
#143
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I don't live with 'mummy and daddy' not done for over 12 years. I sold the Subaru, as it was a money pit, and was throwing money at it. Household bills etc went up over the years, so I sold it to compensate for this. I now drive a very dull Lexus, but it does the job of getting us about. Its called adjusting to your limits. I suggest you do the same, and maybe send the good woman out to work whilst your at it.
Child care is outrageously expensive and she would need to walk straight into a job of over £20k a year just to pay for it and have nothing left over. And by doing so our children would be off loaded for someone else to bring up which goes totally against what we want for our children. She can't even find a part time job of an evening because there are so many applicants for just one vacancy whether it be in a supermarket or at McDonalds, she has been looking and is still looking and applying.
As you don't have children you have absolutely no idea what it involves and your replies couldn't demonstrate that any clearer.
#144
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Quite, I wonder how many of these people thinking £50k for a family's sole earner is huge money live up North. I live in the South East corner and it costs a fortune to live here. I am far worse off than a couple who earn £25k a year each because of the tax thresholds and the benefits they are entitled to being on a much lower salary each.
The benefits system should be based on total household income vs number of children and then the system would be fair.
Last edited by An0n0m0us; 02 November 2012 at 02:32 PM.
#145
As I've made plain, I would scrap the majority of benefits and lower the rates/thresholds of income tax. That way everybody gets to make their own choices and accept the cost of those decisions. As it is the system in general discriminates against those who work hard on a decent wage, pay all their taxes, make an effort to eat and drink well and exercise to stay healthy, and of course don't have children. Suffice to say I have just described myself.
I don't suggest anyone here fits this category, but I would very much like the system to treat those who abuse it as what they are and deal with them accordingly (something painful would suffice). This of course will never happen because we are far too civilised (read 'stupid') to appreciate where we are headed. Unfortunately the more dumb/scum an individual is the larger the number of children they seem to have.
If we could only sterilize all the morons then you lot on 50K+ could probably keep all your benefits.
#146
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Once again showing you don't have an effing clue. We don't have any flash cars, my Wife's car cost £1250 and can't get much cheaper than that with low miles and reliability. Her car is 2003 and mine 2005 so no I don't spend lots on our cars as I can't afford to. As for sending my Wife out to work LOL just shows what total lack of understanding you have of the real World.
Child care is outrageously expensive and she would need to walk straight into a job of over £20k a year just to pay for it and have nothing left over. And by doing so our children would be off loaded for someone else to bring up which goes totally against what we want for our children. She can't even find a part time job of an evening because there are so many applicants for just one vacancy whether it be in a supermarket or at McDonalds, she has been looking and is still looking and applying.
As you don't have children you have absolutely no idea what it involves and your replies couldn't demonstrate that any clearer.
Child care is outrageously expensive and she would need to walk straight into a job of over £20k a year just to pay for it and have nothing left over. And by doing so our children would be off loaded for someone else to bring up which goes totally against what we want for our children. She can't even find a part time job of an evening because there are so many applicants for just one vacancy whether it be in a supermarket or at McDonalds, she has been looking and is still looking and applying.
As you don't have children you have absolutely no idea what it involves and your replies couldn't demonstrate that any clearer.
#147
Pontificating
It seems a bit churlish to mention it (because it's not something I personally begrudge in the slightest), but isn't every childless tax-payer already subsidizing other people's kids to some extent, by the contribution they make towards the govt. education and NHS budgets?
And I agree the new legislatioin is screwed up, I would more than happily take vouchers, it's not like I see my salary anyway it goes straight into our account and I may see £20 a month if I'm lucky. The most important thing to me is paying the mortgage feeding my kids and giving them a good stable upbringing. My time wil come again when they've grown up and there wil be a 6.2 V8 on the drive rather than a diesel estate
Last edited by Funkii Munkii; 02 November 2012 at 03:10 PM.
#148
I really find it very difficult to understand why the CAP is dependant on the amount earned by one person in the family.
Why they can't take the total income for the family from all those who are earning and use that as a basis for a CAP or not is totally beyond me. What kind of logic is that I wonder.
Les
Why they can't take the total income for the family from all those who are earning and use that as a basis for a CAP or not is totally beyond me. What kind of logic is that I wonder.
Les
#149
#150
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I really find it very difficult to understand why the CAP is dependant on the amount earned by one person in the family.
Why they can't take the total income for the family from all those who are earning and use that as a basis for a CAP or not is totally beyond me. What kind of logic is that I wonder.
Les
Why they can't take the total income for the family from all those who are earning and use that as a basis for a CAP or not is totally beyond me. What kind of logic is that I wonder.
Les
It's the logic of that shower of a government that's who.