Personal debt in Britain has reached £1.4tn
20 November 2013, 06:40 PM
#32
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I've said it before - and I'll say it again - it's mainly due to the fecking *insane* house price levels in this country......
I'm lucky - we bought at right time, now have no mortgage - debt free - but for my kids to afford a house like we have now
- I can't ever see it happening without them being hocked up for 50yrs with a huuuuge mortagage, thats if they can ever get one when (if) they leave university already £50k in fecking debt!!!!!!!
RANT OFF.....
and breeaaathe 
I'm lucky - we bought at right time, now have no mortgage - debt free - but for my kids to afford a house like we have now
- I can't ever see it happening without them being hocked up for 50yrs with a huuuuge mortagage, thats if they can ever get one when (if) they leave university already £50k in fecking debt!!!!!!!RANT OFF.....
and breeaaathe
20 November 2013, 06:43 PM
#33
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On a typical working week he wouldn't even make £1000 a month.
20 November 2013, 06:53 PM
#36
is your world a nice place?, because its very different to the one the rest of us live in.
i.e. the real world
20 November 2013, 06:59 PM
#37
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And then how he gets a mortgage on a zero hours contract?
20 November 2013, 07:40 PM
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He worked 80 odd hours a week for a year, got decent wageslips bank gave him a mortgage. No one ever said life was easy. Now he has a house when all his mate's rent at 500 a month.
20 November 2013, 07:52 PM
#46
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I don't know of any mortgage providers that would lend based on 12 months wage slips when you don't have a salary.
20 November 2013, 07:54 PM
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Ah yes I forgot your claim of how great the UK is and that my criticising the country for becoming increasingly lawless is 'unpatritoc' yet your quest for James Bond style perimeter alarms and the subsequent illustration of your belief in the need for excessive security would tend to belie that statement or are you as others have suggested just paranoid?
20 November 2013, 07:57 PM
#49
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I think he blagged it. My point is he did it, when you hear so much negativity about young people, of course we have to feed him at work as he can't afford food.........
Last edited by paulr; 20 November 2013 at 07:59 PM.
20 November 2013, 08:05 PM
#50
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Well I was talking to HSBC recently and they were extremely rigid about only taking salary into account. They said they would need 3 years of wage slips to take into account earnings beyond what you are contracted. The days of self-certification are long gone.
20 November 2013, 08:17 PM
#51
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he'll probably have paid off his mortgage by the time TDW has arranged one or f1_fan has emigrated to Oz
20 November 2013, 08:22 PM
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20 November 2013, 08:48 PM
#53
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20 November 2013, 09:02 PM
#54
3 years of pay slips ???
They just asked for the last 2 months when we recently asked at Santander..
We owe nothing,not a bean to anyone. But im Sh!tting myself about going into debt just to buy a bigger house..
All for what,when i die im gonna leave what i have to an animal charity,all my family can swivel,the bunch of vultures.
They just asked for the last 2 months when we recently asked at Santander..
We owe nothing,not a bean to anyone. But im Sh!tting myself about going into debt just to buy a bigger house..
All for what,when i die im gonna leave what i have to an animal charity,all my family can swivel,the bunch of vultures.
20 November 2013, 09:04 PM
#55
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We bought in 07 when things were insane, I fully expected a big change now, but I've been surprised how little has changed.
20 November 2013, 09:10 PM
#56
Edited to add....all I'm saying is the system is easy to get round
Last edited by donny andi; 20 November 2013 at 09:12 PM.
20 November 2013, 09:15 PM
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20 November 2013, 09:30 PM
#58
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Ah yes I forgot your claim of how great the UK is and that my criticising the country for becoming increasingly lawless is 'unpatritoc' yet your quest for James Bond style perimeter alarms and the subsequent illustration of your belief in the need for excessive security would tend to belie that statement or are you as others have suggested just paranoid?
I have no idea what 'unpatritoc' means.
The rest of your post is meaningless and subjective.
There is actually no such thing as a 'James Bond style perimeter alarm'
The opinions of TDW and welsh wimmins mean nothing to me.
On the flip side I have posted one thread about what is actually quite low tech, mass produced security. On the other hand scoobynet is absolutely littered with your endless rants about how bad the country is. Endless rants about politicians, energy companies, supermarkets etc etc.
You seem to be quite an unhappy,unfulfilled and frustrated individual. I would hazard a guess that moving to Australia will not resolve your issues.
20 November 2013, 10:19 PM
#59
Just need to decide which Bond to go for.
Not Roger Moore I reckon - bit too camp.
20 November 2013, 10:22 PM
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