Osborne - £25bn more cuts - mainly from the welfare budget!
#32
Scooby Regular
The latest round of benefit cuts don't surprise me.
this government and it's lapdog medai have spent the last year demonising the poor, so they can just about treat them as they wish now.
Witness some of the comments on here: "They should get jobs","they need to get off their fat @rses...", etc etc.
I know quite a number of unemployed, and 99.9% of them would LOVE to "get a job".....
Unfortunately, with nearly 10% unemployed round here, it's not that easy.
this government and it's lapdog medai have spent the last year demonising the poor, so they can just about treat them as they wish now.
Witness some of the comments on here: "They should get jobs","they need to get off their fat @rses...", etc etc.
I know quite a number of unemployed, and 99.9% of them would LOVE to "get a job".....
Unfortunately, with nearly 10% unemployed round here, it's not that easy.
Ridiculous. If 'the immigrants' can fly half way across the world to get a job here why can't the people in your neck of the woods move to where the jobs are???
#33
Scooby Regular
We deserve the help we get - even for those of us collecting more than £1,000 a week - makes no difference if our Pensions did very well in the good times!
I enjoy the bus pass when I am at my Chateau in France, it is transferrable across the EU which is useful.
The heating allowance enables me to keep my swimming pool warm for my healthy swim most mornings - without it I would cost more in sickness costs.
It all comes around and back to those working ..... it's a roundabout. I am sitting where you will be someday when someone else pushes it around.
#34
Scooby Regular
We have paid our way and worked for over 50 years!!
We deserve the help we get - even for those of us collecting more than £1,000 a week - makes no difference if our Pensions did very well in the good times!
I enjoy the bus pass when I am at my Chateau in France, it is transferrable across the EU which is useful.
The heating allowance enables me to keep my swimming pool warm for my healthy swim most mornings - without it I would cost more in sickness costs.
It all comes around and back to those working ..... it's a roundabout. I am sitting where you will be someday when someone else pushes it around.
We deserve the help we get - even for those of us collecting more than £1,000 a week - makes no difference if our Pensions did very well in the good times!
I enjoy the bus pass when I am at my Chateau in France, it is transferrable across the EU which is useful.
The heating allowance enables me to keep my swimming pool warm for my healthy swim most mornings - without it I would cost more in sickness costs.
It all comes around and back to those working ..... it's a roundabout. I am sitting where you will be someday when someone else pushes it around.
By the time i get past my 60's ,the pension age will probably pushing 110 years of age..The state pension that is..
I'm gonna have to review my private pension again..
#35
Scooby Senior
I've TWO case scenarios for you.
both happened to me in the last two weeks...
Case one.
Tenant text me to say they lost their job on Boxing day (0 hours contract with agency)
age 17
moved into one of my studio/one bed flats 6weeks ago, council loaned them the 1st months rent, then they wanted to pay weekly. I only had one weeks paid rent before the said text. Now they are applying for housing benefit to pay the rent. That will mean they also get council tax paid too. What incentive have they to go to find work if they get bailed out. I now have to wait 5 weeks to see if their application gets upheld.
Case two.
Tenant of mine the last 6years
age 40'ish
can't work due to 'stress'.. but very intelligent and well read!
rent gets paid in full from the council direct to me.. so good on that point.
Rang me today at 3:40pm.. to say he'd only just got up and had bank transferred me some money he owed me going back more than two months. Money he borrowed to buy something off ebay.
Basically he is financially ok just off the benefit system.. has no responsibility and does as he pleases.
the benefit system is flawed and it needs looking into.
both happened to me in the last two weeks...
Case one.
Tenant text me to say they lost their job on Boxing day (0 hours contract with agency)
age 17
moved into one of my studio/one bed flats 6weeks ago, council loaned them the 1st months rent, then they wanted to pay weekly. I only had one weeks paid rent before the said text. Now they are applying for housing benefit to pay the rent. That will mean they also get council tax paid too. What incentive have they to go to find work if they get bailed out. I now have to wait 5 weeks to see if their application gets upheld.
Case two.
Tenant of mine the last 6years
age 40'ish
can't work due to 'stress'.. but very intelligent and well read!
rent gets paid in full from the council direct to me.. so good on that point.
Rang me today at 3:40pm.. to say he'd only just got up and had bank transferred me some money he owed me going back more than two months. Money he borrowed to buy something off ebay.
Basically he is financially ok just off the benefit system.. has no responsibility and does as he pleases.
the benefit system is flawed and it needs looking into.
#36
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I've TWO case scenarios for you.
both happened to me in the last two weeks...
Case one.
Tenant text me to say they lost their job on Boxing day (0 hours contract with agency)
age 17
moved into one of my studio/one bed flats 6weeks ago, council loaned them the 1st months rent, then they wanted to pay weekly. I only had one weeks paid rent before the said text. Now they are applying for housing benefit to pay the rent. That will mean they also get council tax paid too. What incentive have they to go to find work if they get bailed out. I now have to wait 5 weeks to see if their application gets upheld.
Case two.
Tenant of mine the last 6years
age 40'ish
can't work due to 'stress'.. but very intelligent and well read!
rent gets paid in full from the council direct to me.. so good on that point.
Rang me today at 3:40pm.. to say he'd only just got up and had bank transferred me some money he owed me going back more than two months. Money he borrowed to buy something off ebay.
Basically he is financially ok just off the benefit system.. has no responsibility and does as he pleases.
the benefit system is flawed and it needs looking into.
both happened to me in the last two weeks...
Case one.
Tenant text me to say they lost their job on Boxing day (0 hours contract with agency)
age 17
moved into one of my studio/one bed flats 6weeks ago, council loaned them the 1st months rent, then they wanted to pay weekly. I only had one weeks paid rent before the said text. Now they are applying for housing benefit to pay the rent. That will mean they also get council tax paid too. What incentive have they to go to find work if they get bailed out. I now have to wait 5 weeks to see if their application gets upheld.
Case two.
Tenant of mine the last 6years
age 40'ish
can't work due to 'stress'.. but very intelligent and well read!
rent gets paid in full from the council direct to me.. so good on that point.
Rang me today at 3:40pm.. to say he'd only just got up and had bank transferred me some money he owed me going back more than two months. Money he borrowed to buy something off ebay.
Basically he is financially ok just off the benefit system.. has no responsibility and does as he pleases.
the benefit system is flawed and it needs looking into.
#37
Scooby Senior
do they pay tax on washing cars and cleaning houses?
lol
lol
#38
Scooby Senior
seriously though, POLES are the best tenants I've had so far.
#40
#41
Scooby Senior
#44
Scooby Senior
His glasses are frosted then. LoL
I pay my mortgages.
Maintain property paying for work needed as and when.
Just paid nearly 1k out on electrical upgrade on a property just before Christmas. :-(
Then I pay my tax due on property income when profit is made.
Also pay accountant to file accounts.
So the food chain is kept going with me B-)
And seeing as there won't be a state pension when I want one I need to find a way to feather my own nest as no one gives me any tax credits or free child care or other hand outs for doing nothing.
I pay my mortgages.
Maintain property paying for work needed as and when.
Just paid nearly 1k out on electrical upgrade on a property just before Christmas. :-(
Then I pay my tax due on property income when profit is made.
Also pay accountant to file accounts.
So the food chain is kept going with me B-)
And seeing as there won't be a state pension when I want one I need to find a way to feather my own nest as no one gives me any tax credits or free child care or other hand outs for doing nothing.
Last edited by salsa-king; 07 January 2014 at 07:43 PM.
#45
Renting a BTL creates no wealth. Rent is always money for not doing something, in this case not kicking the tenant out of your property. At the end of the day it is nakedly exploiting someone poorer than you; they have to work to put bread on your table too.
#46
Scooby Senior
So what do you suggest?
#48
Anyway I was asking for perspective. The only difference really between 'work shy' scrounges and BTL owners is that the latter have money and power. Both are an overhead on working people.
#50
Scooby Regular
iTrader: (2)
Two probs:
first off, what part of "10% unemployment round here" are you not understanding? Even those who would love to work, cannot find jobs. There just aren't any.
And secondly, how in hell do you keep a family on £6 odd an hour? Because that's what MOST jobs now pay, due to there being huge numbers of unemployed wanting them.
first off, what part of "10% unemployment round here" are you not understanding? Even those who would love to work, cannot find jobs. There just aren't any.
And secondly, how in hell do you keep a family on £6 odd an hour? Because that's what MOST jobs now pay, due to there being huge numbers of unemployed wanting them.
#52
You just have a state backed monopoly license over the land in question, and you are able to seek rent this way. If you held a license to charge people to breath air in a certain area, would you claim you are providing a service? Of course not,
#53
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Please look up the definition of a service, it isn't NOT doing something, i.e, NOT kicking someone out of your property.
You just have a state backed monopoly license over the land in question, and you are able to seek rent this way. If you held a license to charge people to breath air in a certain area, would you claim you are providing a service? Of course not,
You just have a state backed monopoly license over the land in question, and you are able to seek rent this way. If you held a license to charge people to breath air in a certain area, would you claim you are providing a service? Of course not,
#55
Scooby Senior
And a landlord has no right to get back his property when a tenant doesn't pay. Unless you serve section 21 or section 8 forms. All to the cost of the landlord. In the time it takes to sort out the tenant still lives there paying no rent still then trashes the place when they do move out.
How do you take someone to court who has nothing?
Then they go to the council claiming being homeless then get moved elsewhere with rent paid again for then.
How do you take someone to court who has nothing?
Then they go to the council claiming being homeless then get moved elsewhere with rent paid again for then.
#58
Scooby Regular
iTrader: (1)
Two probs:
first off, what part of "10% unemployment round here" are you not understanding? Even those who would love to work, cannot find jobs. There just aren't any.
And secondly, how in hell do you keep a family on £6 odd an hour? Because that's what MOST jobs now pay, due to there being huge numbers of unemployed wanting them.
first off, what part of "10% unemployment round here" are you not understanding? Even those who would love to work, cannot find jobs. There just aren't any.
And secondly, how in hell do you keep a family on £6 odd an hour? Because that's what MOST jobs now pay, due to there being huge numbers of unemployed wanting them.
Funny thing is, I wonder how many of that 10% would find work at McDonalds, pick tatties and all the other **** if there were no benefits.
#59
Scooby Regular
iTrader: (2)
They might....IF they could keep their faily on the miseable wages offered.
Question: to anyone really....if YOU were unemployed and low-skilled, would you take work on £6.20 an hour and have nowt, or would you go on benefits and have a decent life? Be honest now.......
The influx of Eastern Europeans has led to wages being kept artificially low, with the result above.
Question: to anyone really....if YOU were unemployed and low-skilled, would you take work on £6.20 an hour and have nowt, or would you go on benefits and have a decent life? Be honest now.......
The influx of Eastern Europeans has led to wages being kept artificially low, with the result above.
#60
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Anybody who chooses a life on benefits over a low paid job will get zero respect from me, at the end of the day most have no skills and can only offer labour anyway so even expecting a high paid job is expecting too much, it comes down to the pond life having too high opinion of themselfs and refusing to work for the average wage or little above it.