NICEBLOKE35

I drive a my99 uk turbo wagon, ive had it ppp'd, quickshift, dawes device (only set to 16.5 boost to be safe), ggr sports cat downpipe, magnex str8 through centre, 17" alloys s03 tires, and at the mo tsl brembo group n discs all round and ds2500 pads..........[draws breath,,..]
So my insurance at the mo is through the AA, at £950, BUT i havnt declared any of above, as im due for renewal in a month so im gonna declare the lot then.....
SOOO my question is who do i use and what do i say re mods ??? i dont do track or anything an im 36 with 6yrs no claims, i dont want a situation where somit chronic happened and i got nothing from my insurers cos of a mod.....
HELP MEEEEE
cheers

Mickle

Give Greenlight a ring and declare everything. They are a mod friendly company with very competative rates

http://www.greenlight-insurance.co.uk

Chod

Just been quoted by Liverpool & Victoria. Very impressed. I declared all my mods inc Dawes, Full Stainless Exhaust, dump valve etc. Good price and only £250 excess.

petrolhead

Phew just got a quote from L & V they werer £125 MORE than Tesco!!

TonyBurns

iTrader: (3)

Other way round for me, tesco wanted 400 quid more and nearly 300 quid more excess!

Tony

S55 HOT

If you have ANYTHING you don't declare and need to claim and the Insurance company find out then they will void your claim.

It's up to you what you declare - nothing anyone says will help - if I say "Dont bother declaring X" and you have a claim rejected, you ain't going to get anything out of me........

Declare the lot - I even put on my form that I changed my tyres from RE010's to F1's in the same size !

TonyBurns

iTrader: (3)

I was told by my last insurance co that i didnt need to inform them of any changes in consumables (tyres, air filters, spark plugs etc) but any modifications to wheels/brakes/performance/bodywork would need to be declared.

Tony

NICEBLOKE35

well folks i phoned liverpool victoria today, told em of all my mods in detail [other than the dawes which i could just whip off if i was still living after an accident !]
tyres, alloys, brake discs pads, ggr downpipe centre, ppp quickshift prokit springs and after all that they gave me a quote of ...............£690 fully comp, £250 excess, me an me missuss, plus protected no claims....to me thats a bloody good quote !!!!
paul

Chod

Tell them about the dawes mate. ask "how much would it be if i stuck a dawes device on" and then decide if the extra money is worth it.

RB5320

I would tell them if I were you. 2 scenarios spring to mind - you are involved in an accident, the car gets impounded for some reason, no chance to take the Dawes off. Or, car gets stolen, written off, again no chance to remove.
Oh and a third one - an insurance investigator reads what you have written on here and clicks on your profile. Not difficult.
As you say, that is a seriously good quote you have so far. Bite the bullet and tell them everything, if only for peace of mind.

Steve

NICEBLOKE35

DOH !!!
didnt like the imsurance blokey reads your thread bit!! well maybe ill tell em, it isnt due for another month an there quote was good for 60 days !! anyone know what extra i might have to pay for it ??
cheers lads for being 'sensible' and getting us 'wayward lost scooby folk' back on track lol
cheers
paul