Im 22, been driving for 4 years and have 3 years no claims,
in my first year of driving i had 3 shunts 2 my fault and one third partys fault. can anyone tell me how much these are likely to affect a premium (cos i dint tell the insurance company im with now) and also do i need to declare a non fault accident i had bout 6 months ago that was on company car policy ?

 

If the question they asked was, "Have you had any accidents/claims in the last 3 years", then no you will not need to tel them. If it was a period of 5 years then yes you do need to tell them.

Regards what effect it will have on your premium, there's only one person who can tell you that, an insurance advisor at your company. Bare in mind though these claims were 3+? years ago.

Yes you do need to tell them about that non-fault accident, any accident/claim you are involved in, be it your own car, your mates, your company car etc. You must tell your insurance co.

Hope this helps
Good luck

simb

 

ok thanks,

looks like its gona be 2k for insurance then !