john banks

?

Mungo

You might as well tell them now - it would be odd if they said, "right that's another £100 then", they're more likely to tell you to let them know come renewal time, but at least you won't be accused of withholding information if you do have to make a claim in the meantime.

simb 2

iTrader: (3)

Yep, spot on Mungo. Be on the safe side and tell them.
JB - have you been getting carried away with your right foot

simb

sg72

John
You could have asked me about this on Wednesday night and I could have told you of how my Ins Co. wanted another £950,to insure me

I.E. Double their quote

EEEK!

BTW YHM.

Steve vRS

I've always told them ASAP. They have never increased the premium but of course it affects the renewal quote!

Steve

john banks

Does the s.172 loophole apply in Scotland?

ozzy

Are these the only points on your license John? I had 4-points on my license for the first two years of ownership. It wade about a £50 difference on both quotes. An SP30 is nothing too worry about, unless your insurers are barstewards.

Notify them to keep yourself on the straight and narrow. So, you been a naughty boy then

Stefan

john banks

Me naughty? Never Especially as the Subaru has no engine in at the moment Someone I know was done for 80 in a 70 on a road I frequent by a mobile forward facing van.

ozzy

Wasn't on the Glenrothes road by chance. The little sneaky beggers nearly stung me a few weeks back on my way back from Ellie harbour.

I spotted two vans patrolling that road (opposite directions) and I've heard they're always lurking around there.

I thought you were too goody-two-shoes for that kinf of behavour. Not very becoming of a Doctor

Stefan

john banks

I am really quite well behaved Mostly

It is so easy to curl your toes to get by slower traffic to let an inpatient biker with full beam on get past. I suppose the vans don't read their plates

Mad Hammer

iTrader: (55)

Duty of disclosure on most policies means you only have to inform an insurer of changes at renewal. This incudes mods too believe it or not.

Rum*

Personally I'd tell them now...it shouldn't affect the policy until renewal, but at least you've told them....saves overlooking the incidents/conviction at renewal date ...

Mad Hammer

iTrader: (55)

If it's an accident/claim you have to notify as they are the terms and conditions of all policies, but as I have already said no insurer should load mid-term. Remember the risk for the underwriter is assessed at inception/renewal of the policy and the contract is for the period of the policy (usually 12 months). Please don't go testing me on things like 'but if I add a driver the premium changes!' This is not the same thing, trust me I am an insurance man!

Scoobydick

I rang up mine and they said only need to tell the at renewal.