Jesus H Christ, is this right or what ?
23 July 2003, 03:03 PM
#1
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Just spoken with L V insurance, 1994 L reg uk turbo with mods, ie lowered, bigger exhaust, non std alloys £408.31 fully comp.
Im paying £370 F/C on my Sport, and my insurance won't even touch a turbo that's been modded.
Im paying £370 F/C on my Sport, and my insurance won't even touch a turbo that's been modded.
24 July 2003, 01:05 PM
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I don't know what it is with LivVic. They're either taking a refreshingly different view of Impreza's to other companies or they're being completely irresponsible and heading for problems. Their quote for my car (MY03 PPP) was £500 less than my current insurer (Privelege). They said they're not bothered about mods providing I have a receipt, etc for them in the event of a claim. The didn't ask asbout security, tracker, garage, miles.
Ian
Ian
25 July 2003, 03:10 PM
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LV have said that they have done away with their small army of underwriters checking every small modification etc... because they cost more money than they were paying out in claims made!
Makes sense to me. Shame others insurers don't see it that way. They do limit their risks though by only insuring over 30's on Scooby's.
J
Makes sense to me. Shame others insurers don't see it that way. They do limit their risks though by only insuring over 30's on Scooby's.
J
27 July 2003, 09:47 PM
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We just changed to LV £200 less than present (Churchill) and they don't care about mods, miles, garage, tracker etc etc
They also read this forum and told me to check it out....
So yes, I think they are taking a new view, they are certainly getting a lot of business and are pleased by it.
Quote me happy?
Fair play to them I say
They also read this forum and told me to check it out....
So yes, I think they are taking a new view, they are certainly getting a lot of business and are pleased by it.
Quote me happy?
Fair play to them I say
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29 July 2003, 12:44 PM
#8
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They do limit their risks though by only insuring over 30's on Scooby's
UK MY98 Turbo, 5 yrs NCD, £1200 claim 12/01. premium = £735
[Edited by CHRIS_D - 7/29/2003 12:45:08 PM]
30 July 2003, 09:08 PM
#9
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LV WON'T insure anyone under 30 in an MY01; ie WRX badged UK car. Found this out at the weekend. They will insure the UK Turbo though for some bizzare reason...
31 July 2003, 11:13 AM
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Taken from their site.
You are the owner, main user and registered keeper of the vehicle
You and any other driver are under 80 years of age
You are resident in the UK
You or any other drivers of your vehicle have not been banned from driving in the last 5 years for any reason except for a single speeding offence
Your vehicle is classed as a private car (not a van, Pickup or Minibus) and is registered and normally driven in the UK
Your vehicle has been manufactured for the UK market, e.g. it is not a Japanese import
Your vehicle does not have any performance enhancing modifications.
Your vehicle does not have any performance enhancing modifications.
Your vehicle does not have any performance enhancing modifications.
Your vehicle does not have any performance enhancing modifications.
Your vehicle does not have any performance enhancing modifications.
Your vehicle does not have any performance enhancing modifications.
You are the owner, main user and registered keeper of the vehicle
You and any other driver are under 80 years of age
You are resident in the UK
You or any other drivers of your vehicle have not been banned from driving in the last 5 years for any reason except for a single speeding offence
Your vehicle is classed as a private car (not a van, Pickup or Minibus) and is registered and normally driven in the UK
Your vehicle has been manufactured for the UK market, e.g. it is not a Japanese import
Your vehicle does not have any performance enhancing modifications.
Your vehicle does not have any performance enhancing modifications.
Your vehicle does not have any performance enhancing modifications.
Your vehicle does not have any performance enhancing modifications.
Your vehicle does not have any performance enhancing modifications.
Your vehicle does not have any performance enhancing modifications.
31 July 2003, 11:21 AM
#12
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Also just noticed the options for cars when you put in Impreza on a quick quote.
22B-STI [2212cc] 4 door, Petrol, Manual, Produced 1998-2000
Almost right. DO they know what they are insuring?
22B-STI [2212cc] 4 door, Petrol, Manual, Produced 1998-2000
Almost right. DO they know what they are insuring?
31 July 2003, 04:32 PM
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dosenöffner
I have a policy with LV insuring my MY99 with remap and decat and they know exactly what mods have been done.
Their web site quick quote system says no mods, if you speak to them, the only mod that they are concerned about is an "engine swap".
I have a policy with LV insuring my MY99 with remap and decat and they know exactly what mods have been done.
Their web site quick quote system says no mods, if you speak to them, the only mod that they are concerned about is an "engine swap".
31 July 2003, 04:52 PM
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OK. Sweet. Will try phoning them tonight.
Do they accept overseas no claims? Privelege are the only ones I've found so far who do. Any one know of anyone else?
I only have 1 years no claims in the UK but 13 years from NZ. And we drive on the same side of the road.
Do they accept overseas no claims? Privelege are the only ones I've found so far who do. Any one know of anyone else?
I only have 1 years no claims in the UK but 13 years from NZ. And we drive on the same side of the road.
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