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Tesco no tracker!

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Old 08 October 2003, 11:19 AM
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streetkid
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Just purchased 02 wrx sports wagon and as tesco were my insurers stuck with them - to my amazement they said no tracker was required for my vechicle! I questioned it several times and was told point blank NO TRACKER REQUIRED - Took the details of the call person, have checked again and still no tracker needed.

My premium is £604 no tracker fully comp 5 years no claims, clean history and I'm 27 - I think that's quite good - isn't it?!
Old 08 October 2003, 03:16 PM
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adpd
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That is fecking amazing.

How did you manage to pull that one off?
Old 08 October 2003, 07:13 PM
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scooby_jim
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Could be cause it's a wagon (no offence meant), it may have lower theft risk??

Jim
Old 08 October 2003, 08:37 PM
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simb 2
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Try and get it in writing, I know there good on price, but they are ****e at administration.

simb
Old 08 October 2003, 09:35 PM
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Pongo555
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well i am with tesco as well £613 for me mate but Tracker required sorry mate i have not got a good past though 3 points and a 3 month ban but 31yr old and full no claims in Livvy area so can not complain with £613 suppose but deffinetly check out about the tracker mate .


Pongo555
Old 08 October 2003, 11:03 PM
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streetkid
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Talking

checked and checked again - the computer definatly says no tracker - in writing coming soon!
Old 09 October 2003, 01:16 PM
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Lang
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I would read the insurance schedule with a magnifying glass to make sure they haven't slipped it in there without telling you. I'm talking from experience, beware !!
Old 09 October 2003, 02:51 PM
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supertouring
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Makes sense to get a tracker anyway doesn't it?

When I looked for insurance EVERYWHERE wanted a tracking device - and I am 37 with clean license and full no-claims!
Old 09 October 2003, 02:52 PM
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subarujimmy
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That is an excellent quote, even if you have to have tracker fitted. I'm 25 with an 03 wrx 4 door, and im paying £1500 with tracker, parked on drive and 7 yrs no claims.
Old 09 October 2003, 02:56 PM
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supertouring
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Just remember that when I first looked, one of the insurance sites had my car down as a SPORT (based on reg no.)

Double check that your car is listed correctly. It will be YOUR fault if you take out cover for a wrong spec of car!

You actually pay less than I do for insurance - so something does not add up here!
Old 09 October 2003, 06:59 PM
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hendrixtwin
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I to changed my car and stuck with tesco. They told me I didnt need a tracker for a MY03 WRX. I got one anyway.
Old 10 October 2003, 02:20 PM
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Jerry*
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Streetkid,

Ohhhh dear...

Someone at TXXXX.com clearly ain't got a clue what they are doing....

As of roughly November 2001 all Impreza Turbo models (incl WRX, Jap and UK variants) were required to be fitted with an approved tracking system when insured through D/Line, Privilege, Tesco, Egg etc.. (they're all the same company)... on the quote engine you cannot get past the screen that requests that you enter the model of tracker system fitted to your vehicle until you put one in... when you ring them their own in-house system does pretty much the same, but the operator can actually skip past it... also, many of the operators don't even know what a tracker is or what it does..

If you have insured a Scooby with them and they have -

Not told to fit a tracker
Told you to fit one but you haven't bothered yet
Told you to fit one but you haven't sent confirmation to them yet

then you will NOT have any theft cover - FACT

The only way in which you will get around it is if you insured a Scooby with them before they brought the ruling in. They will not come onto you and enforce it at renewal. They will honour the original terms until such time as you cancel the policy or change the vehicle.

The fact that you have checked many times and have been told the same thing worries me because if you have phoned them each time then it confirms that many of them don't know what they are doing.

This is one of the reasons why the General Insurance Standards Council has been set up. To protect the public from duff advice like this lot dish out.

You will probably find that they have rated your new car as a GX AWD - another one of their wonderful habits.

Be careful.
Old 10 October 2003, 11:52 PM
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streetkid
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Well thanks for the advice, take this quite seriously really. My certificate came through today and states the exact car and model - me dads a lawyer says that the voice recording I've got is quite important!

Old 11 October 2003, 09:50 AM
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supertouring
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Well, if everything is in order then it looks like you have got yourself a great deal.

Have fun with the scooby, I guarantee that you will!
Old 31 October 2003, 06:23 PM
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Desert Fox
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Just insured my WRX UK300, tracker required, proof has been sent. Letter states that vehicle noy covered for theft until proof of tracker sent (now done )

Be very careful!

Desert Fox
Old 31 October 2003, 08:50 PM
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gnome
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Just insured my sti8 with Liverpool Victoria tracker made no difference.
Old 02 November 2003, 09:45 PM
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Ralf Paris
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STI8 PPP with priv, no tracker required.

Got one anyway.
Old 03 November 2003, 01:16 PM
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Jerry*
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Exclamation

Liv Vic do not require tracker on Scoobs... as a result they won't discount your premium if you fit one. They are one of the ever-diminishing number of insurers that don't require tracker on Scoobs.

Admiral, Elephant(same company), Churchill, Liv Vic, NU Direct and possibly Bell Direct all aren't bothered about Trackers.. in time they probably will be.. we'll see !

Privilege won't ask for a tracker on a UK STI 'cos it comes with one as standard. They normally want confirmation that it is fully operational though (subscription conf etc..)..
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