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Re-maps and Insurance

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Old 26 November 2004, 08:05 AM
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Trumble
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Question Re-maps and Insurance

If the worst happens and you need to have your car assessed by insurance I can understand that they'll notice something like full decat or other obvious external mods.


But what about remaps on the CPU ?? How do they spot that ?

Lets say I have mildly modded 02 WRX - like it have - I then get a TEK3 remap and prang the car.

Just wondered ...

T.
Old 26 November 2004, 08:17 AM
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AvalancheS8
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Originally Posted by Trumble
If the worst happens and you need to have your car assessed by insurance I can understand that they'll notice something like full decat or other obvious external mods.


But what about remaps on the CPU ?? How do they spot that ?

Lets say I have mildly modded 02 WRX - like it have - I then get a TEK3 remap and prang the car.

Just wondered ...

T.
Worst case, they take it to Subaru, get them to compare the map on the ECU with the stock map, see that it's different and refuse to pay out.
Old 26 November 2004, 08:43 AM
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AndyC_772
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Just say you've had an engine 'chip' - it doesn't frighten most insurers, especially those who are mod-friendly enough for the other changes you've made to warrant a Tek 3 in the first place.

If you don't mention it at all, you're not insured. It's that simple.
Old 26 November 2004, 09:19 AM
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that is true Andy.
there is a slight difference with TEK though over say Apex'i.
With the apexi unit fitted I had no choice but to declare because its shiney and different and its obvious its been swapped over.
previously to this I was going to have Bob map my ecu with a TEK3 license, with the TEK there is a facility to switch back to OEM map (by pushing the window heater button on WOT?) which means there is scope for non declaration.
it is after all a reflashing of the OEM ecu so is stock to look at.
its a bad thing and you will go to hell for it, but you might save a couple of quid in the meantime.

its your money, its your choice so to speak.
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