mrklaw

Insurance renewal - £475 at privilege. Lovely. Read the small print "no mods, call" So I call.

£888!

Thats only cosmetic stuff, and I wasn't even that bothered for them to cover the cost of replacement - I'd have taken OEM Subaru parts if it had meant lower insurance.

Wheels, front and rear 3rd party spoiler/lip, prodrive backbox and prodrive springs.

FB Tuning

iTrader: (30)

Try Adrian Flux

Don't know what they're like specifically on Subarus, but seem to be quite competetive with anything 'modifried'

richardg

our scooter club put a note under the "clubs to join" section in scootering mag saying "all welcome, no mods". did they listen?...

ecclesiastical (sp?) insure my kit car - i went though kitcarinsurance.com i think. they also insure modified cars/bikes

messiah

I rang L&V, couldn't beleive it when they said they didn't give a monkey's about convictions but...

no mods

Gutmann pug

messiah ........... L&V allow any mods as long as it dont increase the CC of the engine. I suggest you give them another call.

AudiMan

Norwich Union Direct are OK'ish about mods, especially cosmetic ones (wheels, backbox etc), they'll load about 10% per catagory, (body 10%, wheels 10% etc...)
Basically they're all crooks, it's just a question of finding which one's gonna shaft ya the least !.

Ian..

minor_threat

Not quite true! I phoned them for a quote on a MY99 UK turbo and they wouldn't insure me because of mods (de-cat, panel filter, brakes). They said they changed their policy on 16 November this year with regards to modified cars. They'll take on new policies with "tow bars and roof racks" but nothing else and will continue to honour existing policies which include modifications.

messiah

ditto minor threat.

tried them as had to renew last week.

jay wrx

hello

you dont know me im abit new but:

i got insurance through A-plan they insure any mods you have done to the car even if engine or cosmetic, and they where the cheapest i could find believe me, as my first qoute for my impreza was £5000, my next quote was £3500 with all mods declared, A - plan insured me for £1500 fully comp protected no claims, i know you are probably think that is still quite high but this is my first impreza and its fully modded and its an imported wrx sti type R, seriouly give them a bell.

cheers

jay

Cornelius

iTrader: (2)

I called LV today for a quote on my JDM WRX, which they were perfectly willing to insure, until I told them about the stainless steel exhaust. They don't insure modified cars anymore

Gutmann pug

L&V dont insure modified cars anymore ...........bloody hell .......... Got free track insurance with them as well as 180 days euro cover ....... thats kinda put the mockers on things then. Have to start serious enquiries in a couple of months.

gary

FASTER MIKE!!

used to use greenlight for my moded uk scoob now have an import thats moded and use warwick davis only £100 or so more for the import with over 50bhp more and more modes on the import

hugo

I spoke to them today as thinking about different turbo and remap. They now won't touch any mod whatsoever, even a strut brace! The guy said that this has been policy for the last month and is not going to change. The will continue to renew existing customers with mods though, but no new ones.

SCD Simon

iTrader: (1)

I better not leave L & V now

new boy

ditto..

Gutmann pug

Continue to insure insisting customers with mods .....yeeeeeeeeeehaaaaaaaaaa

hugo

WTF is going on! I just phoned Adrian Flux (you know... specialist for high performance and modified cars) and explained the turbo, remap, decat plan as above. They said no problem...on any car other than an Impreza. Apparently due to excess claims over the last year they cant underwrite the policies. Anybody any ideas where to try next?

jay wrx

like i said try giving A - Plan a bell on 0845 071 1234 they insure any mods on the engine or cosmetic, i like i done well insuring through them as this is my 1st impreza and it is fully modded.

hugo

Thanks mate! Gave them a phone today and they said YES! Will get a rate tomorrow once they contact underwriters.

Dark

iTrader: (1)

If Privilege are cheap then try both Elephant & Admiral.

It's the same company & they accept modifications via the website although one website is often cheaper than the other. You can just tick which mods you have & see how they effect the premium.

Mark

hugo

elephant won't entertain stuff like turbos or anything that makes you tick their 'engine chip >25% gain' box.

clan

I'm with Privilege Insurance just now and I pay £550 for a 2003 WRX, I phoned them last week asking if it would increase my premium if I changed my rear spoiler to a rallytech one (which I had done the same day). The guy asked me if it was a big hoop spoiler and I said no its not that big (ha ha) he then went on to tell me that it would increase my excess by £150 and put my premium up by £40 I said thats not bad how much is it until my policy expires in March he said that is it, it would cost around a £150 a year !!! I told him I would think about it.

WRX_Rich

iTrader: (5)

if you say its a small spoiler u might as well say you have no spoiler at all....sad but true, the STI spoiler is the largest of the large

hoskib

iTrader: (1)

has anyone had a renewal price thru from L&V yet?

i'm with them and my cars modified and although it seems they will continue covering existing policies, are they just going to force your hand into leaving them by putting your premium thru the roof?

bloody hope not, but it does seem a logical thing to do if you want modded cars off your books

Soulgirl

Don't they (LV) have a duty toward existing customers? I will check my documents later and see. I called them recently about the vandalisation to my car and told them about the recent sp30 I got and they said it would make no difference to the premium at all. They said they would look at the premium regarding my new wheels at renewal so will have to wait and see. Renewal is mid Feb so fingers crossed.

Plus I am looking into a new chip so it would be a total waste of money if LV weren't willing to insure me because of it...

glen4

SG
I have been with LV for 4 years now, with a modded Impreza, which I sold in November and bought a standard Evolution VIII, I have just changed the exhaust (couple of weeks ago) and when I rang them, they said "we'll have to check with underwriter, if they'll cover it". She then came back and said " yep, no problem, no premium increase, new paperwork on it's way to you", sure enough the new schedule turned up next day listing mods as exhaust modifications.
So I guess my point is, they take each case on it's own merits and as an existing customer you'll probably not have any problem.

gpssti4

iTrader: (6)

I've just rang LV about my renewal. They say - no engine mods, no visual performance enhancing (cosmetic) mods, but a change in alloy wheels is okay though!

Premium is about the same as last year - £834

Will still shop around though -any suggestions?

Soulgirl

I just rang LV in desperate fear... a nice man called Mel Davis confirmed it would be fine for a new engine chip and also confirmed 'i did an engine mod one yesterday'.

YIPEEEE

Peanuts

iTrader: (15)

err, dont get too excited Soulgirl.
wait till you get the paperwork through that catagorically states ECU modifications....
I am an existing customer and thankfully all my major mods were done in october
a) before renewel
b) before rule change

since then, many have got paperwork through with no mod listing, when they called back they were told its not allowed........

as for loading the premium, my renewel did go up with L&V, but about £3

Soulgirl

Hmm. I renew on 23 Feb.. I still have time