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Insurance Subaru Impreza insurance can be expensive, as with any performance car insurance. But the cheapest car insurance isn't always the best. Share your quotes, and experiences.
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Old 16 January 2006 | 09:32 PM
  #1  
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Default WasteOfTime.com @ Confused.com

Thought I'd give Confused.com a try as I got my renewal through this morning from Liverpool Victoria...

I think I'll be staying with Liv-Vic.....

My status :
Sex : Male
Age : 34
Married : Yes
Kids : Yes
Spouse included on policy : Yes
NCB : 9 Years+
Convictions : No
Garaged : Yes
Mileage : upto 8000

Car Status
Make : Subaru
Model : Impreza 2000 Turbo UK
Year : 2000 (X)

Declared Modifications : 18 inch Alloy Wheels, Exhaust

Liverpool Vic Renewal : £717
This has increased by £80 since last year, which I thought was a bit steep...UNTIL.......

Confused.com Results.....
COMPANY PRICE APPROX EXCESS LEGAL COVER COURTESY CAR PAY MONTHLY
(subject to credit policy)
Endsleigh £1145.46 ? included included 1x £229.09 + 11x £94.74
AA unable to quote for modified vehicles
Admiral unable to quote for imported vehicles
Auto Direct unable to quote for modified vehicles
Budget unable to quote for modified vehicles
Dial Direct unable to quote for modified vehicles
Direct Choice unable to quote for modified vehicles
Insure It All unable to quote for modified vehicles
Insureandgo unable to quote for imported vehicles
Its4Me unable to quote for modified vehicles
Kwik-Fit Insurance unable to quote for imported vehicles
Lancaster Classic Car unable to quote for modified vehicles
Local Broker unable to quote for imported vehicles
Masterquote unable to quote for imported vehicles
More Th>n unable to quote for modified vehicles
Norwich Union Direct unable to quote for modified vehicles
Peoples Choice unable to quote for modified vehicles
Quote-A-Car unable to quote for modified vehicles
Screentrade unable to quote for imported vehicles
Swiftcover.com unable to quote for imported vehicles
Zurich unable to quote for modified vehicles
Quinn Direct insurer unable to quote for your details
Churchill insurer opted out. click name for info
DIRECT LINE insurer opted out. click name for info
TESCO insurer opted out. click name for info
ESURE insurer opted out. click name for info
SAINSBURYS insurer opted out. click name for info
Old 16 January 2006 | 10:04 PM
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try A Plan m8
Old 16 January 2006 | 10:17 PM
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call gary!!!
Old 16 January 2006 | 11:30 PM
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Okay, so Im in Somerset not E.Sussex, but I have a similar profile, with 4yrs NCD and 37. Same car, same year but mine has declared decat and unichip mods, plus a few other bits and came in at £550 with a £350 xs.

L&V have been hiking premiums to cherry pick business, they also seem to not like mods if you plan on going down that road later mate.

My motor belonged to a friend in the next street and he is 43 with 9+ NCD and no additional driver, and paid £700+ at last renewal, so he was pretty miffed when I gave him the good news LOL

Ring Keith Michaels but you must speak to Gary Moulson
Old 17 January 2006 | 01:39 AM
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Confused.com come up with some funny results for a bog-standard, nondescript family saloon .....
Old 17 January 2006 | 11:57 AM
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From: Class record holder at Pembrey Llandow Goodwood MIRA Hethel Blyton Curborough Lydden and Snetterton
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If Gary can't beat that quote I'll eat my cover note*

































*I might not, you know
Old 17 January 2006 | 12:10 PM
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Originally Posted by Jay m A
If Gary can't beat that quote I'll eat my cover note*

































*I might not, you know
Yep i'll beat it.....just so Jay doesn't have to eat my well produced paperwork!!!
Old 17 January 2006 | 12:47 PM
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gary has my friend danny contacted you yet?
Old 17 January 2006 | 12:49 PM
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Originally Posted by shaggy1973
gary has my friend danny contacted you yet?
Don't think so mate
Old 17 January 2006 | 02:51 PM
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Originally Posted by M1BJR
L&V have been hiking premiums to cherry pick business, they also seem to not like mods if you plan on going down that road later mate.

I'm not sure what to beleive with regard to L&V and mods.

I declared the exhaust and wheels 18 months ago. No problem, and no change in premium. And sent out a revised policy next day.

A collegue (No-Bars-Krud), also with L&V declared some minor mods, then serious mods i.e Turbo, ECU, Chassis mods etc...again No Problem with L&V

Maybe if you are an existing customer they don't mind.

I've been with them 3 years now, so am tempted to stay.
Old 17 January 2006 | 03:00 PM
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Originally Posted by Scott.T
I'm not sure what to beleive with regard to L&V and mods.

I declared the exhaust and wheels 18 months ago. No problem, and no change in premium. And sent out a revised policy next day.

A collegue (No-Bars-Krud), also with L&V declared some minor mods, then serious mods i.e Turbo, ECU, Chassis mods etc...again No Problem with L&V

Maybe if you are an existing customer they don't mind.

I've been with them 3 years now, so am tempted to stay.
If you do want a quote ring me on 0208 6427868 and i will see what i can do.

Mod's are no problem here either for new or existing clients
Old 17 January 2006 | 03:06 PM
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From: Class record holder at Pembrey Llandow Goodwood MIRA Hethel Blyton Curborough Lydden and Snetterton
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Scott, I was with L&V for 4 years which spanned 3 imprezas at various states of tune. I thought that since I was a repeat customer with full NCB I would be OK WRT mods, but the 2.5l block was the nail in the coffin. John Banks got refused at renewal too IIRC
Old 18 January 2006 | 06:22 PM
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I am with L&V until next Thursday. Age 38 MY00 with decat, PPP, Ledas and 17's. Been with them for 3 years. Full NCB, wife as named driver, parked off road live in Surrey. This years renewal was nearly £1k.

Phoned Gary at Keith Michaels, and he saved me 40%. Better in my pocket than anyone else's.
Old 18 January 2006 | 07:06 PM
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try a-plan mate, im only paying £1000 on a '00 Turbo.

im 24 and thats with 6 points & living in a bad area (apparantly).
Old 18 January 2006 | 09:56 PM
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According to some L&V don't like CC increases.
So I guess they havn't worked out the benefits of forced induction.

I just declared all my mods with L&V (see below) and the renewal increased by just £60 to £772.

Chassis :
Uprated Rear Anti-Roll Bar and Drop Links
Front Strut Brace
18 Inch Alloys (already declared)

Engine :
Replacement ECU
Replacement VF28 Turbo
Replacement Performance Panel Air Filter
Stainless Exhaust (already declared)

Brakes :
330mm Disks
Comp-B4 Alluminium Calipers

Bodywork :
Subaru Optional Rear Spoler
Subaru Optional Front Splitter

Interior :
Additional Triple Gauge Dash pod (Not DEFI)

Estaimated BHP :
300 - 320BHP


Greenlight done well and gave me a quote of £20 less, but their excess was £100 more, plus I already have a DD setup with L&V.

Hence, L&V can continue to insure me for 2006/2007 at least.

cheers for all your help guy's.
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