Insurance Questions
17 March 2006, 12:02 PM
#1
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Insurance Questions
My renewal is coming up - Thinking of adding my partner to my poilicy as it reduces the premium by £50.
Few problems though.
1) She had an SP30 years ago - The Insurance company want you to declare everything less than 5 years old - The points have been removed, but we can't remember if it was more than 5 years or not...
Is there a way we can find out???
2) She hasn't updated her license to a photo license or changed the address
The SP30 thing will definitely be an issue but what about the address - Would that give the insurance company a get out clause??
Beginning to think it's not worth the hassle for £50....
Few problems though.
1) She had an SP30 years ago - The Insurance company want you to declare everything less than 5 years old - The points have been removed, but we can't remember if it was more than 5 years or not...
Is there a way we can find out???
2) She hasn't updated her license to a photo license or changed the address
The SP30 thing will definitely be an issue but what about the address - Would that give the insurance company a get out clause??
Beginning to think it's not worth the hassle for £50....
17 March 2006, 12:37 PM
#4
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Surely if the licence hasn't been renewed then the date of the points is still on there 
She would have to pay for a new clean licence, but if changing the address the licence is free so the points are removed at no charge. (Was the case 4 years ago anyhow.)
She would have to pay for a new clean licence, but if changing the address the licence is free so the points are removed at no charge. (Was the case 4 years ago anyhow.)
17 March 2006, 12:51 PM
#6
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Timing of the SP30 - just declare it as just in the 5 years ... will make absolutely NO DIFFERRENCE anyway!
Licence address not correct?? This isn't an issue for the Insurance Company! They couldn't give a monkies tit!
£50 is ALWAYS worth the hassle
Pete
Licence address not correct?? This isn't an issue for the Insurance Company! They couldn't give a monkies tit!
£50 is ALWAYS worth the hassle
Pete
Last edited by pslewis; 17 March 2006 at 12:56 PM.
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17 March 2006, 01:57 PM
#8
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Originally Posted by pslewis
Timing of the SP30 - just declare it as just in the 5 years ... will make absolutely NO DIFFERRENCE anyway!
Licence address not correct?? This isn't an issue for the Insurance Company! They couldn't give a monkies tit!
£50 is ALWAYS worth the hassle
Pete
Licence address not correct?? This isn't an issue for the Insurance Company! They couldn't give a monkies tit!
£50 is ALWAYS worth the hassle
Pete
I'd be inclined to agree....
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