Simon_B_WRX

Hey all i am about to become the proud owner of a 1994 subaru impreza wrx import, but after searching hundreds of insurance companies ive only been able to come up with one lower than normal quote from Quote-A-Car of £2091. Is this the lowest price im going to end up paying or do any of you think ill get it cheaper, i'm 20 years old with 18months driving under my belt and 1 year no claims bonus, cheers.

Jamo

iTrader: (23)

ring keith michaels and ask for gary moulson mate

www.keithmichaels.co.uk

Simon_B_WRX

ive just wrote his number down actually, heard his name all over the site, i will do now, see what the outcome is, im fed up of all the other companies pullin my pants down...thanks for the help, much appreciated

TonyBurns

iTrader: (3)

Well its basically young driver, no experience so high premium, no way around it really, if you want a performance car when your young, your going to be paying for it though your teeth and the highest accident rates are 17-25 year old male drivers.

Tony

Simon_B_WRX

Yeah i knew it was going to be a lot, but i think after trying so many now, i think quote-a-car are going to be my best bet, nobody has even come close to them, lol

banny sti

iTrader: (68)

Hi mate i am 23 with 4 years ncb and got my sti 3 insured with a plan for £1500, which was half of what everybody else was asking. Gary moulson would not even quote me due to my age.

banny

scooby_matt

Might be worth trying elephant. Avoid Quote-A-Car like the plague, only ever heard bad things about them

Simon_B_WRX

well, i think im gonna try direct line, cos they glet you build up your no claims even if you are a named driver so ill get my dad to insure it n put me on, that way premium will be a bit cheaper i should imagine cos he druives for a living class 1 hgv's so his insurance costs him pennies, see what they say, ill let you all know :P

Moley

iTrader: (9)

scooby_matt

Why so?

swifty.....!

iTrader: (4)

also a thing to bear in mind is if you want to mod car if you do ask for quotes with mods on. on my 05 sti ppp with blitz exhaust, wing induction, suspension, struts, dump, and front lip i pay £2600 and i'm 24 with 3 years no claims with tesco insurance all other insurances were £4000 up but most wont! adrianflux are good on price but not bril at mods.

Moley

iTrader: (9)

Because doing it this way is illegal!!!!!!!

scooby_matt

How come they advertise it on the telly then?

TonyBurns

iTrader: (3)

Matt,

I think they do it that way because you shouldnt be the named driver of your own car, which is illegal, they (as i see it) are saying that if you dont have a car and use someone elses and are on their insurance, then you build up your ncb that way

Tony

fitzscoob

Will direct line be the only people to actually recognise the 'no-claims' built up by being a named driver?

As some companies who push the 10 month bonus accelerator insurance plans, and then when you try to move company to get a more competitive quote they dont recognise it?

M444GY

iTrader: (72)

2098 is good mate for your age
i was 20 when i got mine and was payin 2200!

LUCKO

iTrader: (3)

i'll give it a bash for you PM me your number and i'll quote you tomorrow

Trems

Tell you want mate at 20 years old anything under 3k is bloody good! (i take it that is fully comp?), to be honest if i owned an insurance company i wouldnt insure anyone on a high-power car with only 18 months experience, i'd just go with it mate.

Saying that i found elephant to be the cheapeast 'decent' insurance company, and they quote online....might be worth a try?

Good luck!
-Paul

F1 CJE UK

iTrader: (8)

give bell.co.uk a call i am 22 and new wrx with a few mods 1300

Trems

You must be telling them prokies then mate, for me 22, 3yr ncb, with TSL exhaust, fully comp is £2300 with bell

Tony@Greenlight

Hi Trems m8..

Give Greenlight a whirl, im sure we can smash the £2300 with good cover and relevant benefits.

Kind regards

Tony

Trems

Tony...

You guys are legendary!, £1497 fully comp sounds more than good to me, thats with the missus and my mods declared. Many thanks to Darren and the other guys that helped me out today, had a little trouble with the payment due to my old company dragging thier heels with my refund but we got there in the end...

Trems=happy bunny!

Thanks guys.
-Paul

Tony@Greenlight

Glad we could help

Northern Scoob

just register the car in your mums name - nowt wrong with being a named driver then

Trems

Yeah but how are you ever going to get your own insurance if you don't build up no claims?....plus its not very fair on your mum if you lose all her no claims either, not saying you would but its a possibility.

I think when it comes to having your dream car you just got to take the hit for the first few years, the good thing about companies like greenlight is they seem to reward you for having previous claim-free experience of powerful cars which is most admirable in my opinion, as its a much better way of assessing risk levels than your age or if you've been flashed by a gatso doing 37 in a 30.

fitzscoob

Agreed, as long as your mum doesnt have more than 1 car, and you arnt the main user of the car in her name.

Moley

iTrader: (9)

I have heard of some companies who will send claim investigators to your neighbours house to ask who is the main user of the car, and will also ask your mum questions about it aswell. Also any reciept or invoive in you name will also give the companies a reason to get out of paying.

powerwrx

iTrader: (11)

ive got a 94 wrx import and i pay £254 a year 3rd party fire & theft. thats wit norwich union.did it over the t'internet. im 27 with 9yrs no claims