Cover for towing
#1
Cover for towing
Having just bought a bike trailer, can anyone advise on what I should do for insurance cover?
My bike policy covers me on two bikes so I assume covers me rather than the bikes. I assume that the bike won't be covered while on a trailer.
Do I need to make arrangements with my car insurers?
Should I get seperate cover for the bike/trailer combo?
Cheers for any help
Simon
My bike policy covers me on two bikes so I assume covers me rather than the bikes. I assume that the bike won't be covered while on a trailer.
Do I need to make arrangements with my car insurers?
Should I get seperate cover for the bike/trailer combo?
Cheers for any help
Simon
#2
Hi Simon,
Firstly, most car Insurance policies include a provision for towing (trailer/caravan etc) which ensures that liability to other parties (third party liability cover) is automatically included whilst the trailer is attached to the Insured (ie. your) vehicle.
You do not need to make arrangements with your car Insurers, you simply need to check your policy booklet to ensure this common extension in respect of towing is within your policy - contact your Insurer if unsure.
With regard to theft, or damage, you would need to source cover separately for the bikes, then the trailer if required.
We purely cover performance, modified & kit built vehicles, but if you look out for 'Maclean' on here, he seems to be very informative as to which Insurer would be ideal for most eventualities & he would be well worth PM'ing
Kind regards
Tony
Firstly, most car Insurance policies include a provision for towing (trailer/caravan etc) which ensures that liability to other parties (third party liability cover) is automatically included whilst the trailer is attached to the Insured (ie. your) vehicle.
You do not need to make arrangements with your car Insurers, you simply need to check your policy booklet to ensure this common extension in respect of towing is within your policy - contact your Insurer if unsure.
With regard to theft, or damage, you would need to source cover separately for the bikes, then the trailer if required.
We purely cover performance, modified & kit built vehicles, but if you look out for 'Maclean' on here, he seems to be very informative as to which Insurer would be ideal for most eventualities & he would be well worth PM'ing
Kind regards
Tony
Originally Posted by SimonD
Having just bought a bike trailer, can anyone advise on what I should do for insurance cover?
My bike policy covers me on two bikes so I assume covers me rather than the bikes. I assume that the bike won't be covered while on a trailer.
Do I need to make arrangements with my car insurers?
Should I get seperate cover for the bike/trailer combo?
Cheers for any help
Simon
My bike policy covers me on two bikes so I assume covers me rather than the bikes. I assume that the bike won't be covered while on a trailer.
Do I need to make arrangements with my car insurers?
Should I get seperate cover for the bike/trailer combo?
Cheers for any help
Simon
#4
Originally Posted by SimonD
Thanks for the reply Tony. I'm renewing the Scoob insurance today, I'll give you a shout. Contact number?
or, Greenlight Insurance - Greenlight Insurance Car Insurance, Modified Car Insurance, Travel Insurance.
Many thanks for thinking of us Simon
Kind regards
Tony
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