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Why is my insurance so high?

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Old 13 December 2009, 01:15 PM
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JonnyUK1980
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Default Why is my insurance so high?

Seriously it's a joke, got my renewal through last week and it actually went up!!
I'm 29yrs old, have 4yrs no claims, clean licence and live in a decent area.

The car is a 2003 wrx and the premium is £906 fully comp!

I rang them up and blagged £50 off bringing it down to £856 but everyone i talk to says they pay a lot less!

I tried one of these comparison websites and the cheapest they came up with was £965

Is this just the going rate or am i being shafted?
Old 13 December 2009, 03:15 PM
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Does sound a bit high, enless your car is kept on the road overnight (insurers hate this at the moment)
Old 13 December 2009, 03:18 PM
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Originally Posted by JonnyUK1980
Seriously it's a joke, got my renewal through last week and it actually went up!!
I'm 29yrs old, have 4yrs no claims, clean licence and live in a decent area.

The car is a 2003 wrx and the premium is £906 fully comp!

I rang them up and blagged £50 off bringing it down to £856 but everyone i talk to says they pay a lot less!

I tried one of these comparison websites and the cheapest they came up with was £965

Is this just the going rate or am i being shafted?
used to pay around £600 for my03 wrx when i was 29 last year but got a focus rs and now pay £300 and that includes free break down cover free no claims protection and free track day cover

Last edited by zs_phil; 13 December 2009 at 03:19 PM.
Old 14 December 2009, 06:36 AM
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Originally Posted by Moley_WRX
Does sound a bit high, enless your car is kept on the road overnight (insurers hate this at the moment)
Mine is kept off road so im hoping its going down this year Gary and its due soon so I will have to give you a call!

Tony
Old 14 December 2009, 06:37 AM
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Wow, 300 is cheap for an FRS (mk1 or 2?) I pay more on my astra diesel
900+ is steep on a my03 wrx, you must have a bad postcode

Tony
Old 14 December 2009, 11:09 AM
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Damn lol it's registered as 'residential parking', does 'kept in a garage' make a huuuggggee difference? we have a garage but i'd have to clear it out in order to use it
Old 16 December 2009, 05:21 PM
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mines kept on the road overnight also in northants paying £380 fully comp protected have got 10 years no claims tho

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Old 16 December 2009, 05:49 PM
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I haven't even had my renewal notice yet. Another bit of a dig at KM actually. A-Plan have already called trying to get my business and so far nothing from KM not even a reminder that it is about to run out. Bit poor really especially as you'd need it to go elsewhere.

5t.
Old 16 December 2009, 06:30 PM
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Originally Posted by fivetide
I haven't even had my renewal notice yet. Another bit of a dig at KM actually. A-Plan have already called trying to get my business and so far nothing from KM not even a reminder that it is about to run out. Bit poor really especially as you'd need it to go elsewhere.

5t.
What date is it due, as all renewals between now and the 2nd week in Jan have all been sent.

Although i'm not quite sure why another company would need your renewal price before offering the best price they can?
Old 16 December 2009, 10:16 PM
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Originally Posted by Moley_WRX
What date is it due, as all renewals between now and the 2nd week in Jan have all been sent.

Although i'm not quite sure why another company would need your renewal price before offering the best price they can?
Mines due on the 2nd Jan , i finnish tomorrow and dont go back
till the 11th Jan
Could really do with it in a hurry Gary
Old 16 December 2009, 10:27 PM
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Originally Posted by Moley_WRX
What date is it due, as all renewals between now and the 2nd week in Jan have all been sent.

Although i'm not quite sure why another company would need your renewal price before offering the best price they can?
Christmas eve chap! Nothing recieved. It was just interesting to get a call from a rival and not yourselves.

I have to say i did need to claim for a windscreen this year and that went well so cheers, I was going to drop you a pm/call but it struck me as strange.

I told them what i paid this year and they were above that (just) so i'd be hoping for more of the same (or less) from yourselves.

I do find it strange that when you tell an insurer you are off somewhere else they can ind a bit more wiggle room in the price sometimes!

5t.
Old 16 December 2009, 11:24 PM
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Moley
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Originally Posted by fivetide
Christmas eve chap! Nothing recieved. It was just interesting to get a call from a rival and not yourselves.

I have to say i did need to claim for a windscreen this year and that went well so cheers, I was going to drop you a pm/call but it struck me as strange.

I told them what i paid this year and they were above that (just) so i'd be hoping for more of the same (or less) from yourselves.

I do find it strange that when you tell an insurer you are off somewhere else they can ind a bit more wiggle room in the price sometimes!

5t.
That would definately have gone out, so will have a look into it.

Budgie - need to give you a call to discuss yours, am looking at a couple of options as it has increased slightly
Old 17 December 2009, 05:06 PM
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Originally Posted by Moley_WRX
That would definately have gone out, so will have a look into it.

Budgie - need to give you a call to discuss yours, am looking at a couple of options as it has increased slightly
Not received my quote either

Tony
Old 17 December 2009, 05:44 PM
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Originally Posted by TonyBurns
Not received my quote either

Tony
Hi mate

Have just checked and the other Gary (Hamilton) sent the letters out a while ago. Will send a pm with prices
Old 18 December 2009, 10:50 AM
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Got mine, dated 15th so day before I posted.

Need to have a chat though.... seems to have gone up £105 as a reward for another year of good behaviour... now a lot more than A-Plan... arrgh!

5t.
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