Track only insurance
#1
Track only insurance
Hi guy's
This may seem like a daft question. . but hey worth a bash
Isit possible to have just track day insurance on a mot'd and taxed scooby?..without the normal car insurance...aslong as it's trailerd to and from the venue?.
im 19 soon to be 20..would this affect it?. .
Thanks
Tom
This may seem like a daft question. . but hey worth a bash
Isit possible to have just track day insurance on a mot'd and taxed scooby?..without the normal car insurance...aslong as it's trailerd to and from the venue?.
im 19 soon to be 20..would this affect it?. .
Thanks
Tom
#5
Scooby Senior
iTrader: (41)
Why tax/MOT it either ?
Consider the financial implications should you crash either to or from the event. I bet the trailor contents wont be covered to the replacement value a road legal car would be I could be wrong If its a cheap car to take a risk with why bother with insurance at all ?
Consider the financial implications should you crash either to or from the event. I bet the trailor contents wont be covered to the replacement value a road legal car would be I could be wrong If its a cheap car to take a risk with why bother with insurance at all ?
#6
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Just a guess but he might not be able to afford the payout for that one
#7
Scooby Senior
iTrader: (41)
Wouldn't be covered to my knowledge Chris
As far as I know this is typical...
You sign track indemnity to participate so all you are doing is covering your **** subject to is financial value being worth covering
As far as I know this is typical...
Significant and Unusual Exclusions / Limitations:
Liability to other participants, to any third parties or to passengers or any property damage.
Liability to other participants, to any third parties or to passengers or any property damage.
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#8
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one must question the benefit of track day insurance at all then.... sure I'd like any damage to my car covered but I sure as hell don't want to write off Prince Charles' Aston without being covered
#10
Scooby Regular
Im guessing not as it hasnt been mentioned but I thought that many tracks have a 3rd party insurance, covered with the cost of the track day itself. I was under the impression that tracks in the UK were obliged to do this, it was just comprehensive you werent covered for.
#11
Unfortunately if you don't have track insurance and someone hits you then tough, you can't make a claim.
If you do have track cover and someone hit you then you'll have to claim off your own policy.
If you do have track cover and someone hit you then you'll have to claim off your own policy.
#12
..... just to add that's why i always take out track insurance.
I'm confident with my own driving on track, but if someone lost control (or was driving like a prat) and hit me i'd be screwed if i didn't have my own cover.
I'm confident with my own driving on track, but if someone lost control (or was driving like a prat) and hit me i'd be screwed if i didn't have my own cover.
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