*URGENT advice needed please*
#1
My insurance is due for renewal on 4th May (this saturday!)
When it was taken out last year, I had an M3 convertible, full no claims and no points on my licence. My premium was £972. When I bought my MY98 STi wagon in August they initially said they could not insure a Japanese Import but then relented and agreed to do it for the remainder of the term for an additional £50.
Now I have; 1 accident claim, 1 stolen car claim (£17,000 pay out for M3 which was carjacked but has since been found)and one claim which was not my fault in any way and which I am claiming through the third party but for some reason must be counted as a claim off my insurance until it is settled.
I still have no points on my licence but an endorsement for a 28 day ban for speeding.
After chasing my insurance broker for my renewal figure this morning, they are telling me that although they will take the risk it will cost me £5340!!!!! My insurance brokers, Hill House Hammond say I should look elsewhere and that I may be able to get a better premium from a small independant broker.
I now have only two days to sort it out. WHERE DO I START?????
Lizzy
When it was taken out last year, I had an M3 convertible, full no claims and no points on my licence. My premium was £972. When I bought my MY98 STi wagon in August they initially said they could not insure a Japanese Import but then relented and agreed to do it for the remainder of the term for an additional £50.
Now I have; 1 accident claim, 1 stolen car claim (£17,000 pay out for M3 which was carjacked but has since been found)and one claim which was not my fault in any way and which I am claiming through the third party but for some reason must be counted as a claim off my insurance until it is settled.
I still have no points on my licence but an endorsement for a 28 day ban for speeding.
After chasing my insurance broker for my renewal figure this morning, they are telling me that although they will take the risk it will cost me £5340!!!!! My insurance brokers, Hill House Hammond say I should look elsewhere and that I may be able to get a better premium from a small independant broker.
I now have only two days to sort it out. WHERE DO I START?????
Lizzy
#2
We just got insured..be it a Sport..for £531 fully comp with a main driver and a named driver with BUDGET insurance (0800 028 9044). They seemed pretty good and it was over £200 cheaper than anyone else, worth a try !
#6
Seejay 555, Spoke to Dean at Schofields - he was very nice and extremely helpful, but just couldn't get anything under £4K. Its just the whole combination of import/accidents/theft and ban!!!!
The sad thing is that i've been driving for 25 years without making any claims or having any points!!!!...till now
Will try the other suggestions - thanks guys
The sad thing is that i've been driving for 25 years without making any claims or having any points!!!!...till now
Will try the other suggestions - thanks guys
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#8
Well, after 5 hours of ringing round and not a single quote under £4,000, and some not even wanting to quote, I had just about given up
Tesco quoted £4113 but suggested I ring Priviledge Insurance who were initially surprised as they said that Tesco were usually cheaper, but said they'd do a quote if I really wanted.
Got a very nice lady who pleaded with the underwriters on my behalf and came up with a price of £2769 but with £1000 excess. (will just have to be really really careful!) Also I have to fit a tracker - so I am about to get some quotes for that too but I am told its about £300.
Also, once the non-fault accident is settled I will get a refund straigh away.
Lizzy (feeling a little happier but a lot poorer)
Tesco quoted £4113 but suggested I ring Priviledge Insurance who were initially surprised as they said that Tesco were usually cheaper, but said they'd do a quote if I really wanted.
Got a very nice lady who pleaded with the underwriters on my behalf and came up with a price of £2769 but with £1000 excess. (will just have to be really really careful!) Also I have to fit a tracker - so I am about to get some quotes for that too but I am told its about £300.
Also, once the non-fault accident is settled I will get a refund straigh away.
Lizzy (feeling a little happier but a lot poorer)
#11
Just having the Tracker fitted at the moment - Didn't realise it was so expensive when I told the insurance company I would get it done. Had cheapest version and it was £429 + £99 p.a.
I am soooo skint - just think what sort of a holiday I could have had with £3K
I am soooo skint - just think what sort of a holiday I could have had with £3K
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