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Old 02 January 2004, 01:05 PM
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Ian_S
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I have about 8-9k i can put away for a few months until its needed at the moment its sat in a lloyds tsb savings account getting sod all in the way of interest, i could do with being able to get hold of if needed, but probably wont need it until april or may

any suggestions on best way to invest it? cahoot offer 4% for their savings account looks best ive seen.

any help would be great cheers.
Old 02 January 2004, 01:12 PM
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Mice_Elf
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Ing Direct offer 4.3% interest at the moment. *THINK* that this is the best Savings Account out there at the moment....

Ing Direct.
Old 02 January 2004, 01:19 PM
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Chip
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Premium bods. At least you'll have a chance of getting a little more or even a little less back than when you started. But your money is safe and youll have a bit of fun wondering whether youll win or not.


I did it with 20k and got 5% return in 4 months.

Chip.
Old 02 January 2004, 01:30 PM
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Luke
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Premium Bonds all the time
Old 02 January 2004, 02:30 PM
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Ian_S
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ok thanks ill look into premium bonds then.
Old 02 January 2004, 03:06 PM
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Ian_S
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so the basic gen is 2% ish interest on them plus for every £1 you hold it gets put in a draw to win a prize.

you buy them at post office, and can cash them in by writing to them and they will post a cheque out.

does that sound about right?

have people won much with them?
Old 02 January 2004, 06:28 PM
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Wish
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I would have got more over the past year from a bank.
But i have had the chance to win a million.
I have the full amount in my name and my sons name. I check on the internet each month and find that its someone from Manchester with a holding of £300 thats won the million !


Oh well, ive never been a lucky person !

Good luck,


Ps ive also got an accont with ING and have always got a good service / rate from them !

Old 02 January 2004, 07:13 PM
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Warwick-hunt
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how did you get a higher % chip, did you have to walk into the post office with 20K
i've got an ing account, its good but i would prefer it if you could transfer money to anyone instead of just to your own linked bank account,
Old 02 January 2004, 07:47 PM
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paulr
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Cash ISA.....3k limit.
Old 02 January 2004, 10:47 PM
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Chip
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I was just lucky. In the 4 months I got nothing for 3 then 4 wins in the last monthof varying amounts.

Chip.

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