Bit of confuddlement over US rental car insurance
13 January 2004, 11:30 PM
#1
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Going to Boston/upstate New York on my honeymoon in the middle of April, as there will be a bit of driving of about a 1000miles, so I've booked a bit of bling-bling hire car (Cadillac De Ville 
[1]). The rental agreement includes Loss Damage Waiver but no Collision Damage Waiver. Should I take Collision Damage Waiver? Do I want it? If so, are there cheaper places than Avis to take out the insurance.
I've been to Texas 6/7 times before and had rental cars each time, my company has a say no to CDW policy, so I've never taken it before (and never had problems with it). Now it's my money I'm all interested
.
[1] Yeah, yeah, yeah, I know it'll be crap round the twisties. Bed springs for suspension anyone? 
[1]). The rental agreement includes Loss Damage Waiver but no Collision Damage Waiver. Should I take Collision Damage Waiver? Do I want it? If so, are there cheaper places than Avis to take out the insurance.I've been to Texas 6/7 times before and had rental cars each time, my company has a say no to CDW policy, so I've never taken it before (and never had problems with it). Now it's my money I'm all interested
.[1] Yeah, yeah, yeah, I know it'll be crap round the twisties
. Bed springs for suspension anyone?
13 January 2004, 11:59 PM
#2
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No idea, I decline all rental car insurance because what's not covered by my own auto policy is covered by my credit cards. Is it *that* expensive? The stuff I decline is about $10/day I thought.
It'll be crap on the twisties BTW.
14 January 2004, 09:58 AM
#3
I hired a car in Las Vegas years ago and was fortunate enough to have collision waiver because I was involved in an accident that wasn't my fault and the hire company still tried screwing me and my mate and took £200 off my credit card without my say so 
[img]images/smilies/mad.gif[/img] He changed bank accounts after that because they had his account number and I managed to get my money back form my credit card. W A N K E R S [img]images/smilies/mad.gif[/img]
[img]images/smilies/mad.gif[/img] He changed bank accounts after that because they had his account number and I managed to get my money back form my credit card. W A N K E R S [img]images/smilies/mad.gif[/img]
14 January 2004, 10:06 AM
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If your company has a 'no to CDW' policy, it's probably because they have insurance of their own that provides the same cover. A lot of big companies whose employees travel a lot do this to save money. Might be worth asking your fleet dept what the score is.
However, if yours is a personal rental then your company's insurance won't apply (unless you can sort out a deal with them), so I suggest you do get CDW. You can't have too much insurance in the most litigious country on Earth
However, if yours is a personal rental then your company's insurance won't apply (unless you can sort out a deal with them), so I suggest you do get CDW. You can't have too much insurance in the most litigious country on Earth
14 January 2004, 10:34 AM
#5
You can't have too much insurance in the most litigious country on Earth
the bitch who t-boned us after hitting us at about 50+ mph in a 30 zone instantly started complaining about her neck etc and tried blaming it us so that she could sue
14 January 2004, 12:18 PM
#6
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Cheers guys - I'll go for it.
Was being a tight Scotsman and from the lack of info on the Avis website, it seemed like an extended warranty type thing.
Was being a tight Scotsman
and from the lack of info on the Avis website, it seemed like an extended warranty type thing.
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