Good landlord insurance - providers?
17 February 2004, 11:52 AM
#5
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STEER WELL CLEAR OF COUNTRYWIDE IN ALL RESPECTS.
THEY ARE TOTALLY INCOMPETENT, THEY HAVE NO PROCEDURES IN PLACE AND A TOTAL LACK OF COHESION AS FAR AS COMMUNICATION CHANNELS GO.
(in my opinion)
THEY ARE TOTALLY INCOMPETENT, THEY HAVE NO PROCEDURES IN PLACE AND A TOTAL LACK OF COHESION AS FAR AS COMMUNICATION CHANNELS GO.
(in my opinion)
17 February 2004, 12:25 PM
#6
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I used Homelet for buildings insurance. Normal insurer wouldn't touch the property as it was being let. Paid about £13 per month for over £60K rebuilding costs. Dunno if this is good or not?!
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17 February 2004, 01:44 PM
#9
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The rent guarantee will bump it right up. Good chance of a propert being empty for a few weeks at the end of a let, especially if short term letting so high premium to cover high chance of a payout there.
17 February 2004, 01:46 PM
#10
Why don't the tenants have insurance.
I am renting and it was compulsory for me to have contents insurance and accidental damage cover. This is for a house filled with my own furniture, but I have to be covered for damage to carpets etc.
Make the tennants pay and have a copy of the certificate.
I am renting and it was compulsory for me to have contents insurance and accidental damage cover. This is for a house filled with my own furniture, but I have to be covered for damage to carpets etc.
Make the tennants pay and have a copy of the certificate.
17 February 2004, 01:47 PM
#11
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I also use Homelet, but as I haven't needed to make any claim (and I hope I never do) I can't really tell you how good their service is.
Others include:-
http://www.uk-landlords-insurance.co.uk
http://www.ashburnham-insurance.co.uk
http://www.propertyinsure.co.uk
http://www.insure-24.com
http://www.insurhome.com
http://www.adrianflux.co.uk
http://www.insurancewide.com
http://www.insurance2day.co.uk
Others include:-
http://www.uk-landlords-insurance.co.uk
http://www.ashburnham-insurance.co.uk
http://www.propertyinsure.co.uk
http://www.insure-24.com
http://www.insurhome.com
http://www.adrianflux.co.uk
http://www.insurancewide.com
http://www.insurance2day.co.uk
17 February 2004, 03:19 PM
#12
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Its one thing insisting they have a policy and another that they keep up the premium payments.
I want to cover myself for redecorating / carpets / damage to white goods that I'm providing / bathroom furniture etc etc
I want to cover myself for redecorating / carpets / damage to white goods that I'm providing / bathroom furniture etc etc
17 February 2004, 04:05 PM
#13
You are being very careful then, but then there can be dodgy tenants out there.
I hope you never need to make a claim (especially as some tenants leave properties in better condition than when they moved in).
I hope you never need to make a claim (especially as some tenants leave properties in better condition than when they moved in).
17 February 2004, 04:10 PM
#14
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Hope so too.
Hopefully have a couple lined up who are retiring to Hastings (why? - dont ask me!!) so should be longtermers (provided they dont peg out).
Thanks
Hopefully have a couple lined up who are retiring to Hastings (why? - dont ask me!!) so should be longtermers (provided they dont peg out).
Thanks
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