11k Barclaycard bill
15 July 2004, 02:37 PM
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Originally Posted by davyboy
What interest would I pay, if I only paid the minimum payment one month?
Thanks
Thanks
think thats right
Hope so anyhow otherwise some1 will shoot me down 
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15 July 2004, 02:46 PM
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Telboy is smoking crack..but I don't think he really understands numbers.
I assume you wanna borrow £11k for one month...
11,000 X 16.9% / 12 = £154.92 theoretically.
Tel charging 2 months? or around 38.2% interest?
Cman
I assume you wanna borrow £11k for one month...
11,000 X 16.9% / 12 = £154.92 theoretically.
Tel charging 2 months? or around 38.2% interest?
Cman
15 July 2004, 02:50 PM
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woohoo so my calculations paid off, thats why I paid attention in maths at school...lol sounds baout right though £150 a month as said cant u get another credit card
as said cant u get another credit card
15 July 2004, 02:50 PM
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Originally Posted by Old_Fart
Telboy is smoking crack..but I don't think he really understands numbers.
I assume you wanna borrow £11k for one month...
11,000 X 16.9% / 12 = £154.92 theoretically.
Tel charging 2 months? or around 38.2% interest?
Cman
I assume you wanna borrow £11k for one month...
11,000 X 16.9% / 12 = £154.92 theoretically.
Tel charging 2 months? or around 38.2% interest?
Cman
But you're right, it's about £175 - i just checked, so edited my first reply accordingly.
Last edited by TelBoy; 15 July 2004 at 03:23 PM.
15 July 2004, 02:50 PM
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Originally Posted by davyboy
£130 is acceptable £350 isn't!
Maybe there is a better way to get a month loan?
Maybe there is a better way to get a month loan?
But if you only want a month then you have 56days interest free period on your CC. If you get the timing right.
Mrk
15 July 2004, 03:07 PM
#17
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Barclaycard did (& might still do) a 0% fee cash advance, if they advanced funds to a Barclays account. Be aware that cash advances incur interest from the date you draw down the funds & not from when your first payment is due.
Set yourself up with a new credit card that has a 0% balance transfer & transfer from the B'card as soon as you've taken the advance.
You can then pay your dealer in cash, & get charged a days interest for the loan.
(Just remember to transfer the balance onto another 0% card when it runs out & don't miss any payments !)
Money for nothing !
It worked for me, my garden went from this :
to this using the above method
D
Set yourself up with a new credit card that has a 0% balance transfer & transfer from the B'card as soon as you've taken the advance.
You can then pay your dealer
in cash, & get charged a days interest for the loan.(Just remember to transfer the balance onto another 0% card when it runs out & don't miss any payments !)
Money for nothing !
It worked for me, my garden went from this :
to this using the above method
D
Last edited by Dunk; 15 July 2004 at 03:18 PM.
15 July 2004, 03:21 PM
#18
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remember most car dealers wont like taking £££££'s on a card (if thats your plan) due ti the fees they pay
15 July 2004, 03:26 PM
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Originally Posted by Dunk
It worked for me, my garden went from this :
to this using the above method
D
to this using the above method
D
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