pum

just after some advice?
me and the wife was in a taxi yester day going to a fellow scoobynetter's wedding.
when we was sat in traffic we was hit from behind by 2 other cars that failed to see that we was stopped.
been to the hospital and the wife has a pulled muscle and i have had 3 x-rays an ECG scan and an injection for the pain
has any of you lot been in this sort of thing before any advice on how i go about putting a claim in as ive been told i cant work for a month???

Jaybird-UK

no experience of them but what about a claims vulture?

Where theres blame.....

Puff The Magic Wagon!

iTrader: (2)

find yourself a specialist Personal Injury solicitors, not a claims management service.

Look for one that is a member of APIL.

Start recording now all instances of pain and when/where it causes you pain/distress. Record all costs associated with anything that you need to do because of this pain - pyshio, taxis, time off etc.


Once you find a solicitor that you're happy with, you will be asked to sign a no win - no fee type arrangement with them. As liability is not an issue here (you can claim off the cars that hit you or failing that from the taxi-driver for not keeping you safe) this won't be a problem. If (when) you win your case, the costs of the solicitor (+ maybe a bonus) will be paid for by the other side. I think the initial insurance cost of this is like £80 and you might have to pay for any medical reports and police reports, but again, this will all be recovered upon settlement.

Wifey is an APIL panel member & does this for a living, so any questions, PM me & I'll ask her.

Hope you feel better soon & I suggest a visit to a chiropractor [sp?], the costs for which are recoverable, as they can do wonderful things to a cricked neck. Worth investigating anyhow.

davyboy

.....and we wonder why insurance is increasing each and every year.

pum

Puff The Magic Wagon!
thanks for your advice will have a look at my yellow page's.

PG

seems to have affected your grasp of the english language too !

WERE !! WERE !!! WERE !!



Hope you're feeling a bit better now.

Phil

A chiropractor is great advice

I had a mild case of whiplash and after a few sessions with him I was cured

Puff The Magic Wagon!

iTrader: (2)

& why is that davyboy?

Statistics actually prove that the so called "claims culture" is not actually an increasing phenonomen, rather that the number of PI claims in the last few years has gradually decreased. So it is not the likes of unfortunate people like pum that is increasing insurance premiums.

Although you hear in the Sun & likewise of outrageous sounding claims, the service actually exists to compensate people for genuine loss. Get t-boned by a drunk driver, become a paraplegic and you'll be the first person to be ringing the nearest solicitor for compensation. Then hopefully your solicitor will be able to come to an arrangement (fight your corner) to gain compensation so that you can "possibly" have the same standard of life as you had before you were injured and failing that, be in a position to pay for the best care available. Saying all that, I trust it never happens but through no fault of his own, pum here is in a great deal of pain and he is suffering loss, so it is only reasonable that he receive some compensation to try & make up for it.

I was knocked off my motorbike by some idiot a few years back - not at all my fault. Badly damaged my shoulder, such that it'll never be right again. I got some compensation for that but it never fully accounts for the mornings when I wake up in pain or the times I can't do all the things I used to because of the injury. I'd happily have forgone the compensation to wind back the clock but I can't.

_Meridian_

iTrader: (1)

Back on the original topic...

If you are a passenger then you claim on the back of the driver's insurance, so you'll need to get the taxi firm to give you the details of the driver so you can contact him/her. When they fill in their claim there's a section marked "any passengers?" or whatever. They then add your details, whereupon the insurers should contact you (or more likely, their appointed solicitors will). This was certainly how it was done for a my whiplash when a passenger in a friend's car that was rear-ended.


M

matt85

I see where you are coming from but if people are genuinely injured and may lose out through something like this then i dont have a problem with them claiming something back for their losses.

What annoys me is those people that have a 'bump' and then suddenly develop a bad neck a few days later when they realise that they could be quids in.

Puff The Magic Wagon!

iTrader: (2)

Indeed this will happen but pum is seriously better off seeking out a PI specialist to deal with his claim on his behalf - that is what they specialise in.

_Meridian_

iTrader: (1)

matt85, I take it you've never had whiplash? Because if you had, you'd know it ALWAYS takes two to four days to come on. It's also very painful, and since it involves the neck, quite scary.

M

(whiplash twice).

pum

puff thanks again for the advice ive been in touch with my local PI solicitor and they are sorting everthing out forme and my wife!
this is the first time i have ever claimed any thing in my hole life.
when we had the crash i got everones name,address,phone number and reg number before we went anywhere..

thank you once again pum

pum

it now turns out the kid in the escort has no driving licence or insurance and its his mums car but she had gave him the car to use!!!!!!!

Nexuas

You now legally should have the rigth to shoot him through the back of both kneecaps. But I bet he wasnt speeding so will just be let off with a verbal warning...

pum

Sounds good to me wheres my gun?