BarclayCard Owners - Card Tricks!!!
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Quite why anyone would have a BarclayCard amazes me, when there are so many Cash-Back Cards about, however, if anyone here does please note:-
"Another Crafty Card Trick!"
By Cliff D'Arcy
February 7, 2006
Barclaycard customers who pay their monthly bills in full are having their interest-free period cut at short notice and with minimal publicity.
Saturday's edition of BBC Radio 4's terrific Money Box programme warned that Barclaycard customers may be suddenly warned of this change via a brief message on their monthly statement.
As a result of this adjustment, those cardholders who don't pay their bills by Direct Debit may miss their new, earlier repayment date. Of course, in common with almost all credit cards, Barclaycard levies penalties on late payers, so cardholders who don't keep a close eye on their statements could be hit by a £20 penalty.
So, if you regularly pay your Barclaycard bill in full (for, say, the last three months or more), keep your eyes peeled for any hint that your payment date is to be moved forward by a few days. You need to be particularly vigilant if you're going on holiday or plan to be away from home for a while, as this could leave you with very little time to pay your bill by the due date.
Then again, if a card firm makes a significant change to its normal terms of business without giving its customers reasonable notice, then it could fall foul of the Unfair Terms in Consumer Contracts law. Furthermore, the Office of Fair Trading is currently investigating late-payment charges, so this is unfortunate timing by Barclaycard, which has been accused of "farming for fines"!
So, do yourself a favour, vote with your legs and get yourself a Morgan Grenfell Cash-Back CCard or anyone of the other Cash-Back Cards!
Another money making tip from pslewis!!![Big Grin](https://www.scoobynet.com/images/smilies/biggrin.gif)
Pete
"Another Crafty Card Trick!"
By Cliff D'Arcy
February 7, 2006
Barclaycard customers who pay their monthly bills in full are having their interest-free period cut at short notice and with minimal publicity.
Saturday's edition of BBC Radio 4's terrific Money Box programme warned that Barclaycard customers may be suddenly warned of this change via a brief message on their monthly statement.
As a result of this adjustment, those cardholders who don't pay their bills by Direct Debit may miss their new, earlier repayment date. Of course, in common with almost all credit cards, Barclaycard levies penalties on late payers, so cardholders who don't keep a close eye on their statements could be hit by a £20 penalty.
So, if you regularly pay your Barclaycard bill in full (for, say, the last three months or more), keep your eyes peeled for any hint that your payment date is to be moved forward by a few days. You need to be particularly vigilant if you're going on holiday or plan to be away from home for a while, as this could leave you with very little time to pay your bill by the due date.
Then again, if a card firm makes a significant change to its normal terms of business without giving its customers reasonable notice, then it could fall foul of the Unfair Terms in Consumer Contracts law. Furthermore, the Office of Fair Trading is currently investigating late-payment charges, so this is unfortunate timing by Barclaycard, which has been accused of "farming for fines"!
So, do yourself a favour, vote with your legs and get yourself a Morgan Grenfell Cash-Back CCard or anyone of the other Cash-Back Cards!
Another money making tip from pslewis!!
![Big Grin](https://www.scoobynet.com/images/smilies/biggrin.gif)
Pete
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Location: Cardiff. Wales
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