angrynorth

Note the missing letter on the thread title .

Just had some friends round at the flat and one of them a__identally spilt wine all over my laptop/_omputer. It's not been quite right sin_e. You see its missing the see si_. It's basi_ally fubared all over.

Anyway, I looked at my home insuran_e and it says that we don't have a__iidental damage.

I know this is slightly dodgy, but I really need my _omputer for work. What is the moral standpoint of the _ommunity on _alling my home insurer tomorrow, adding a__idental damage to my _over then _laiming a _ouple of days later.

I've never _laimed anything on home insuran_e before so I'm not too _lued up on what the s_ore is.

If I do that, will it look really obvious and will they just deny my _laim right away?

Any ideas/opinions?

David Lock

Any ideas/opinions?

Yes. Get your friend to get you a new laptop.

Then get proper insurance cover.

dl

miff13

It's called insurance fraud and whilst it might seem like a victimless crime, the reality is that the insurance company don't pay, everyone who takes out a policy with them does.

From a practical point of view it's just not worth the risk, you will not be the first to have tried this, there will almost certainly be some clause stating you have to have the accidental cover for a certain period of time before you can claim. Even if there isn't the insurance company is going to flag this up straight away as dodgy, who adds accidental cover to their policy mid way through?

Get your friend to pay for it, why should we?

wrx-kris

EDITED FOR US "slower people"

do it, ya know it make sense

andythejock01wrx

Think they'd work it out.

HankScorpio

Get it to a repair place for a decent clean and get your friend to pay, we used to get spilled crap all the time and mostly it's just the sticky residue causing problems.

In the meantime, here's a c for you:

c
C

copy it to the clipboard and paste it in whenever required

Although I don't know the circumstances, I don't think it's much of a mate who's not taking the lead, I'd be mortified to have spilled wine on a friends laptop and would be offering to sort it out for them.

Good luck with it.

angrynorth

How surprising to get a _ondes_ending reply here on snet. You know, I've paid over £20,000 to insuran_e _ompanies in premiums over the last 10 years, and I've never _laimed on_e. Thanks to high ex_ess and so on.

Thanks to everyone else for their input. I think I'm just going to stump up for a repair. Regarding getting my mate to pay for it, he's just been made redundant so doesn't need another pressure on his head. So I won't be doing that. Thanks anyway.

gpssti4

iTrader: (6)

Buy a new laptop and then claim on your's next year when you've got accidental cover.

jaytc2003

iTrader: (1)

for the _ost of the insuran_e ex_ess it will probably be _heaper to have the laptop repaired anyway

jaytc2003

iTrader: (1)

b.ugger just spilt some coffee on my keyboard

AndyC_772

iTrader: (2)

Dismantle laptop, remove keyboard, wash thoroughly under tap, rinse with distilled water, leave to dry out completely somewhere warm, reassemble.

David Lock

Woman washes laptop thoroughly.....

jaytc2003

iTrader: (1)

my area manager washed his mobile phone under the tap to clean it! makes you wonder how people can get the jobs they get.