Re-Mortgage
Re-Mortgage
05 July 2007, 02:27 PM
#3
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It sounds as though you want a fixed rate? If not, then I can thoroughly recommend ING (ING DIRECT - Save Your Money!.
Steve
Steve
Last edited by boxst; 05 July 2007 at 02:38 PM.
05 July 2007, 02:37 PM
#5
It sounds as though you want a fixed rate? If not, then I can thoroughly recommend ING (http://www.ingdirect.com).
Steve
Steve
05 July 2007, 02:38 PM
#6
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cheers that works
06 July 2007, 11:11 PM
#9
I know its boring compared to other threads but thought it may be useful for some 
After a couple of days searching I ended up staying with Natwest
managed to get 5.85% fixed for two years with £500 fee, best I had from a broker was 5.77% with a £1000 
fee plus £250 for him.
I was in my bank for about an hour in the end but it was well worth it though.
Have to admit I have an account with the bank so got an extra 1% discount, I guess other banks will do the same if not then join Natwest I guess.
After a couple of days searching I ended up staying with Natwest
managed to get 5.85% fixed for two years with £500 fee, best I had from a broker was 5.77% with a £1000 fee plus £250 for him. I was in my bank for about an hour in the end but it was well worth it though.
Have to admit I have an account with the bank so got an extra 1% discount, I guess other banks will do the same if not then join Natwest I guess.
06 July 2007, 11:37 PM
#11
Yeah maybe doh!, was just glad to get the monthly payments down to below 600 to be honest...it was due to go up to £735 on the standard rate , the cheeky gits tryed to add another £400 too as I increased my mortgage by a grand, but it didn't take too much convincing to get them to wave that one.
, the cheeky gits tryed to add another £400 too as I increased my mortgage by a grand, but it didn't take too much convincing to get them to wave that one.
06 July 2007, 11:41 PM
#12
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At least you sorted a deal out.
I've got 3.5 years of a fixed rate so ok.
A workmate had his fixed rate run out today and got hit with a £240 PM hike!
He had a new mortgage sorted in about 40 mins.
I've got 3.5 years of a fixed rate so ok.
A workmate had his fixed rate run out today and got hit with a £240 PM hike!
He had a new mortgage sorted in about 40 mins.
07 July 2007, 12:09 AM
#13
I thought the housing market was starting to settle so why they need to put up the rates again I dont know, guess it must be something else driving the inflation now(not that I want to start talking economy
) Time to go demand that long awaited pay rise me thinks.
Last edited by JPF; 07 July 2007 at 12:10 AM. Reason: lol 'haw' must have been thinking about me and work lol
07 July 2007, 12:18 AM
#14
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Dude can you tell me do you have to have a walk in survey ? When you got a new mortgage offer ??
Mine is up for re-newal in January, am ****ing myself when i comes around ....
Mine is up for re-newal in January, am ****ing myself when i comes around ....
07 July 2007, 12:29 AM
#15
Re-mortgaging is **** easy really just shop around and check for hidden fees, if you don't want to do it yourself just get a broker to deal with it.
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