David Lock

Please recommend a suitable credit card for a newly employed person without any serious job history (ex-student) and a slightly, but not seriously, blemished credit history. Non property owner. Age 21.

Need say £1500 credit and a no interest card debt transfer facility for say 12 months. Reasonable APR (NOT b/card rates).

Thank you. d

DCI Gene Hunt

I like the Halifax One card.. interest free on purchases for 12 months & 15.9% apr..

Also:

Other Extras:

• No annual fee
• Up to 59 days interest free credit on all purchases if you pay off your balance in full each month
• Cover against online fraud when purchasing on the Internet
• Accepted wherever you see the MasterCard sign in over 24 million locations worldwide
• Card replacement if lost
• Extra cards for family members over 18
• Around the clock service
• Manage your card online

David Lock

Thank you very much Mr Hunt. That seems to meet the criteria and I like the Internet Fraud protection bit. Does it have an Infraction protection facility?

I will advise Miss Lock on her return from the City.

d

Jamo

iTrader: (23)

citi/egg card

pimmo2000

iTrader: (6)

Credit cards are horrible things.. I assume its your daughter??

Hope you've brought her up strong willed!! I cant have one, I cant trust myself !

gazza-uk

i'd look for one with as low APR as possible, as soon as she gets it, it will be max'd out at the local rag shop.

David Lock

Thank you for the vote of confidence in my daughter's will power......

The trouble is you have a good point

d

NotoriousREV

Compare credit cards | apply for a credit card | 0% balance transfers - moneysupermarket UK

David Lock

Thanks vicar

Jamo

iTrader: (23)

someones just suggested paypal credit card as you get cash back on all purchases apparantly and its a good rate

David Lock

OK thanks.

Supplementary question.

I have some cards which I think have a balance transfer facility. Can I use one of these to take over some some debt from someone else's account e.g. my daughter's b/c or her current overdraft? Or does it have to be from one of my own accounts? Sorry if this is a stooopid question d

DCI Gene Hunt

Yes.... in fact shall I transfer my balance to 'test if it works'

Scoobychick

iTrader: (1)

Yep, that should just about get her a year's supply of some fairly decent handbags

David Lock

That sounds a great idea

Tell you what - you pm me your full credit card details along with Security Code and PIN so I can set it all up!!!

David Lock

Don't you start.........

People should be infracted for inflammatory comments like that

DCI Gene Hunt

OK, will do....

Real name, Jeremy Clarkson.... account no. 5408663523351776 security code. 905 and pin no. 3345.

Let me know when I can transfer it to you

Scoobychick

iTrader: (1)

LOL, I shouldn't judge other people by my own low standards of self control should I?