Simon C

If yes, what do you think to it?

I'm looking at playing the 0% transfer game. Yes I know they charge 3% to transfer but its deffinatly worth it.

fatherpierre

Yes, got one last week.

15 months of 0% on transfers.

Excellent customer services, and free to call them with little waiting.

NotoriousREV

I have. It's great, it fits in my wallet and I can use it to pay for things in shops.

Seriously, it's fine. I've never had need to contact customer services and they send you an email each month to tell you your statement has been sent.

Flatcapdriver

Alternatively, try Egg as they have the same offer.

Simon C

Thanks guys. Thats what I wanted to hear

And fatherpierre, thats exactly what caught my eye.

Simon C

Egg just cut 100k accounts!!!! No thanks.

fatherpierre

Indeed, me too.

Whack it across, set up a DD and forget about it until it's time to change to the next one over a year later.

Simon C

And approved

With setting up home for the first time, a neat time to do it me thinks

Simon C

And FP, exactly what I have done

SWRTWannabe

My wife had a virgin card for several years, always paid the balance in full every month. Just recently, she made a payment, and realised that it would arrive a day late, so called them.

She was told that she would be charged interest, as the payment was late - fair enough I guess, but at the end of the day they could have let her off as the payment was on its way, given her record with the company.

The next statement, sure enough had the interest charge, but she was rather surprised to find the subsequent statement also had an interest charge on it. My wife phoned to query this to find that because the previous months payment was late, then there is no interest free period in the following month. Hence, the interest charge. The attitude of the lady at the call centre was "tough, if you don't like it, go get yourself a new card".

So she did.

fatherpierre

I had the same due to DD not going through.

A quick call and the 0% was reinstated and all interest wiped.