T5OLF

iTrader: (4)

My friend was out in her new car last night when a dog ran out in front of her from a side road. She called them tonight to ask how the dog was and to ask for there insurance details as the dog has done 600 pounds of damage to her car. (the dog lost a leg)

They said they have no pet insurance and don't see why they should pay as it had never run off before she also called round to see them and thinks there is no chance of getting any money going by the state of the house.

Any one else had this kind of problem? can she take them to small claims?

Sonic'

Did she report the accident to the police ?

I thought they would have to be informed as a dog was injured

If so did the police say who was liable ?

T5OLF

iTrader: (4)

Yes she did, but the police have said it's nothing to do with them??

Why do people have pets and not insure them?

boxst

I doubt that the dog owner is insured for damage (just health insurance). It isn't anything to do with the Police as nothing 'criminal' has happened.

Your friend can hope for the good will of the dog owners or she will have to claim on her own insurance.

Steve

Snazy

Dog insurance DOES usually cover damage to property inc cars, etc after accidents, however as you say they have none

Im sure the dogs leg coming off was not cheap.

Was there not a thread about this a few months back? Im sure there was. Cant remember the outcome.

As for financial recovery. Check with your insurer, see their take on it.

T5OLF

iTrader: (4)

My insurance cover's me for the vets bills and and all 3rd parties inc bites and accidents. There is no chance of them paying - they have no money and made it clear they are not going to pay.

I have given her a number for claims company to call as her insurance are not that interested in helping out.

nooobyscoooby

Go back and run the dog over properly!


























Only joking

gazza-uk

go back and kick their cars side door in, applogise for having no money to repair it on your way out.

ScoTTyB

Dress up like a big dog to rub it in a little more.

David Lock

I wonder if their property insurance, if they have any, might just cover this? There is usually third party liability cover so if a tile falls off your roof and kills a surgeon walking past you are covered. Perhaps this might include a dog running out and causing damage. I doubt it but you could investigate. Note if they have a mortgage then they probably do have property insurance in place as a condition of the mortgage. dl

girl-in-a-scoob

Road Traffic Act 1988 (c. 52)

Number 27 Andy

The Road Traffic Act 1988

It is an offence to have a dog on a designated road without it being held on a lead. Local authorities may have similar bye-laws covering public areas. Dogs travelling in vehicles should not be a nuisance or in any way distract the driver during a journey.

If a dog is injured in a car accident, the driver must stop and give their details to the person in charge of the dog. If there is no person in charge of the dog, the incident must be reported to the police within 24 hours.

Information Guide - Do you know dog law? - The Kennel Club