motability cars...
#1
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From: scotland/england border
motability cars...
now im all for them getting about by giving up some benefits to pay for the car but why should they get the insurance/servicing paid for as well??? if they want a car then they should have to pay for the stuff the rest of us have to..
#2
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It's not quite like that ..... from ... http://www.motabilitycarscheme.co.uk/
"... If you receive the Higher Rate Mobility Component of the Disability Living Allowance or the War Pensioners' Mobility Supplement, getting a new car is easier and more affordable than ever. Through Motability, you simply turn part or all of that allowance into the car of your choice ..."
and
"... To lease a car from Motability, you must be receiving either:
* Higher Rate Mobility Component (HRMC) of the Disability Living Allowance (DLA) - currently £49.10 per week - or,
* War Pensioners' Mobility Supplement (WPMS) - currently £54.85 per week.
..."
and
"... As of the 1st January 2010, we have some of the most attractively priced cars we’ve ever had, with over 300 of the cars available for no more than the cost of your weekly mobility allowance. The rest require an upfront payment, or what we call an ‘advance payment’, to cover the difference between the cost of the car and your allowance ..."
So, basically it's all about convenience. Like company cars they come with an all-inclusive maintenance package but the whole cost may, or may not, be covered by your existing disability allowance. I think that if I was disabled I'd not want to be fixing cars in all weathers!
Dave
"... If you receive the Higher Rate Mobility Component of the Disability Living Allowance or the War Pensioners' Mobility Supplement, getting a new car is easier and more affordable than ever. Through Motability, you simply turn part or all of that allowance into the car of your choice ..."
and
"... To lease a car from Motability, you must be receiving either:
* Higher Rate Mobility Component (HRMC) of the Disability Living Allowance (DLA) - currently £49.10 per week - or,
* War Pensioners' Mobility Supplement (WPMS) - currently £54.85 per week.
..."
and
"... As of the 1st January 2010, we have some of the most attractively priced cars we’ve ever had, with over 300 of the cars available for no more than the cost of your weekly mobility allowance. The rest require an upfront payment, or what we call an ‘advance payment’, to cover the difference between the cost of the car and your allowance ..."
So, basically it's all about convenience. Like company cars they come with an all-inclusive maintenance package but the whole cost may, or may not, be covered by your existing disability allowance. I think that if I was disabled I'd not want to be fixing cars in all weathers!
Dave
#3
I went round to nick an unemployed woman a couple of days a go. On her driveway is a two and a half week old Astra.
Take a drive around your local council estates and spot the amount of new cars - it's astounding. I see more council houses which are, quite frankly **** holes inside, the type where you wipe your feet on the way out, and then douse yourself in Febreze to take the smell away and wonder how people can live wih dog crap on the floor, bin bags of garbage inside etc, yet on the driveway is a practically brand new car!
I know of a female, in her late 20's to early 30s, who drives a 2009 Saab convertible, which is a Motabiliy car. It's strange how she is too disabled to work, yet mysteriously able enough to be able to deal drugs.
Take a drive around your local council estates and spot the amount of new cars - it's astounding. I see more council houses which are, quite frankly **** holes inside, the type where you wipe your feet on the way out, and then douse yourself in Febreze to take the smell away and wonder how people can live wih dog crap on the floor, bin bags of garbage inside etc, yet on the driveway is a practically brand new car!
I know of a female, in her late 20's to early 30s, who drives a 2009 Saab convertible, which is a Motabiliy car. It's strange how she is too disabled to work, yet mysteriously able enough to be able to deal drugs.
#4
Myself and my partner are in the midst of awaiting a response for the highest rate of DLA for our son whom is brain damaged.
We already receive benifits for him and I work damn hard too with two jobs. But the point is my Lass cannot work as she needs to care for him full time as he cannot walk, feed, toilet and communicate effectivly. Therefore we will likely be getting a mobility car to get him around as he will soon be in a wheelchair (3 years old at the mo).
We already have a Picasso to get him about but this will soon be no good if he needs a wheel chair, and Im not in a position to buy a 10k mobility car so as pointed out above its far easier for me to hand back some allowance and get a motor from them.
Its true that its a bonus having Tax, Servicing etc included. HOWEVER unlike some families we choose to take our son to routine weekly Physio, Eye specialists, Ear specialist, Portage, Special needs nurseys, Hospital appoints etc etc RATHER than let the NHS pick him up in an ambulance.... thus not wasting tax payers brass...... Don't get me wrong we would make do without the mobility but I feel as a hard working individual that we deserve all that we can get to help us. My partner who is very clued up but unfortuntly earned less than me had to give up work to be a full time mum/home nurse for our son which is difficult to digest when you plan your life/mortgage/bills around a double income that is no longer!!
I hope this clear some thoughts, there are clearly three types of mobility people out there, 1 our situation, 2 fraudsters, 3 elderly (ive paid my taxes so ive having it attitude regardless if its warranted or not)
Rob
We already receive benifits for him and I work damn hard too with two jobs. But the point is my Lass cannot work as she needs to care for him full time as he cannot walk, feed, toilet and communicate effectivly. Therefore we will likely be getting a mobility car to get him around as he will soon be in a wheelchair (3 years old at the mo).
We already have a Picasso to get him about but this will soon be no good if he needs a wheel chair, and Im not in a position to buy a 10k mobility car so as pointed out above its far easier for me to hand back some allowance and get a motor from them.
Its true that its a bonus having Tax, Servicing etc included. HOWEVER unlike some families we choose to take our son to routine weekly Physio, Eye specialists, Ear specialist, Portage, Special needs nurseys, Hospital appoints etc etc RATHER than let the NHS pick him up in an ambulance.... thus not wasting tax payers brass...... Don't get me wrong we would make do without the mobility but I feel as a hard working individual that we deserve all that we can get to help us. My partner who is very clued up but unfortuntly earned less than me had to give up work to be a full time mum/home nurse for our son which is difficult to digest when you plan your life/mortgage/bills around a double income that is no longer!!
I hope this clear some thoughts, there are clearly three types of mobility people out there, 1 our situation, 2 fraudsters, 3 elderly (ive paid my taxes so ive having it attitude regardless if its warranted or not)
Rob
#5
Its a joke ... an utter joke.
10% of the cars are genuine cases the others are used and abused, I could tell you some stories about the end users and what happened to there cars.
But a great scheme for the people that really need it and benefit from it
10% of the cars are genuine cases the others are used and abused, I could tell you some stories about the end users and what happened to there cars.
But a great scheme for the people that really need it and benefit from it
#6
I am entitled to claim under the motability scheme but I prefer to buy and run my own car independantly. I certainly need transport since the bus service is 3 hourly which is effectively useless and without a car I would hardly ever be able to leave my property.
It suits my personal feelings of responsibilty better to own my own car.
Les
It suits my personal feelings of responsibilty better to own my own car.
Les
#7
I used to work at a garage that dealt with some mobility cars. I remember getting one handed back and nearly being sick trying to get in it. We had to stip out the seats and carpets and steam clean them with a jet wash.
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#8
I am entitled to claim under the motability scheme but I prefer to buy and run my own car independently. I certainly need transport since the bus service is 3 hourly which is effectively useless and without a car I would hardly ever be able to leave my property.
It suits my personal feelings of responsibility better to own my own car.
Les
It suits my personal feelings of responsibility better to own my own car.
Les
#9
Motability insurance is also different to other insurances. ONLY the named drivers on the policy can drive a Motability vehicle. If a person has fully comprehensive private insurance it is not valid on a Motability vehicle.
The scheme, like anything good, is abused by those that will abuse anything should there be a way. However, for those genuine cases it is a superbly run organisation offering a real life-line to some.
#10
#11
Around 1 in 5 are genuine and that's from someone who works at a vauxhall garage. What's just as bad is the people who abuse the blue badges, I have seen porsche boxsters driven around with the blue badge on display. Hardly the most appropriate car to get in and out of is it.
#12
My mate (who is on disability allow) was looking at buying a used nissan qashqai from my work for his missus, after speaking to the salesman he relised by giving up £198 a month part of his benifit he could have a brand new nissan qashqai+2 worth £20000 inc tax and ins which he has now ordered it just pi$$es me off!!!!!!
I agree that they are genuine people out there that need the help but there are too many spongers milking the system, my mate being one of them!
I agree that they are genuine people out there that need the help but there are too many spongers milking the system, my mate being one of them!
#13
My friend is too severely disabled to be able to drive and I sometimes take her out in my Impreza. Quite amusing to see the dirty looks we get when I pull up in a disabled parking space, people actually stop and wait to check that we are entitled to it, they soon walk off and mind their own business when they see my friend's condition. I might take her out once a fortnight so it would be unreasonable for me to buy a car just to suit her needs, perhaps it's a similar situation for the Boxster owners?
Not all disabled people are born that way, any one of us could be affected in later life. I'm sure most would rather have health and full mobility than some extra benefits, no?
#14
I do that with my Dad sometimes, people look at first because of the car perhaps, but he can't easily get in or out on his own and needs the wheelchair, possibly looking at the Astra Estate or Zafira because they can have hoists put in them for his scooter.
#15
Around 1 in 5 are genuine and that's from someone who works at a vauxhall garage. What's just as bad is the people who abuse the blue badges, I have seen porsche boxsters driven around with the blue badge on display. Hardly the most appropriate car to get in and out of is it.
I know of plenty of people that have had accidents only to find themselves paralysed but come out of rehab to drive vehicles they would have always driven, subject to finances.
If for instance a Paraplegic can transfer into a Boxster and pass his/her wheelchair across to the passenger seat then what difference is there to their right to a blue badge than driving a Vauxhall Astra?
#16
if your truely disabled than good on you for getting something back. im happy to pay for that rather than young people that sit on their backsides all day spending their money on drugs and alcohol when they are perfectly able to work but wont.
you desereve something back if you were working your *** off and all of a sudden cant do the things you want to do. the bit that annoys me is my brother in law is 14 and the family get a car on disability all fair enough, but the government wont pay up for the medical care that he needs such as a carer, they expect his mum to do it alone. its crazy they give you one thing and fob you off for the things that would really help more.
people who cheat the system make me sick as they are stealing from disabled poeple. you wouldnt go up to someone in a wheelchair and nik thier wallet would you? if you would then your sick. i could rant on all day about this but ill save your eyes as what i really want to write id get banned for. too many expletives.
you desereve something back if you were working your *** off and all of a sudden cant do the things you want to do. the bit that annoys me is my brother in law is 14 and the family get a car on disability all fair enough, but the government wont pay up for the medical care that he needs such as a carer, they expect his mum to do it alone. its crazy they give you one thing and fob you off for the things that would really help more.
people who cheat the system make me sick as they are stealing from disabled poeple. you wouldnt go up to someone in a wheelchair and nik thier wallet would you? if you would then your sick. i could rant on all day about this but ill save your eyes as what i really want to write id get banned for. too many expletives.
#17
The 'total package' is just like other leasing deals available to company cars. The costs are worked out and servicing plus insurance cost are factored in to that deal. Mileage is also capped to allow for a predetermined resale value on vehicles.
Motability insurance is also different to other insurances. ONLY the named drivers on the policy can drive a Motability vehicle. If a person has fully comprehensive private insurance it is not valid on a Motability vehicle.
The scheme, like anything good, is abused by those that will abuse anything should there be a way. However, for those genuine cases it is a superbly run organisation offering a real life-line to some.
Motability insurance is also different to other insurances. ONLY the named drivers on the policy can drive a Motability vehicle. If a person has fully comprehensive private insurance it is not valid on a Motability vehicle.
The scheme, like anything good, is abused by those that will abuse anything should there be a way. However, for those genuine cases it is a superbly run organisation offering a real life-line to some.
#18
#19
To the op, regardless if they didn't have the car they would have cash, the benefit is offset against the car so its not really worth getting annoyed about, lets channel our frustration on immigrants!
#20
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From: On a small Island near France
I used to have a Clio on my mums disability, I was 19 and it was awesome to have a brand new car, having to take my mum to and from places was just another reason to drive !
I had to pay her £100 a month to be allowed to use it for my own needs, but she couldn't drive anyway ..
I guess in a way it was an abuse as 80% of the time the car was being used by me .. on the other hand she had no other way of getting out and needed to take oxygen ..
When she died, ( I was 20 ) they swiftly came and took the car away .. to be honest I had already bought another one as I knew it would happen, but they were very cold about it .. within the week of her dying ..
I had to pay her £100 a month to be allowed to use it for my own needs, but she couldn't drive anyway ..
I guess in a way it was an abuse as 80% of the time the car was being used by me .. on the other hand she had no other way of getting out and needed to take oxygen ..
When she died, ( I was 20 ) they swiftly came and took the car away .. to be honest I had already bought another one as I knew it would happen, but they were very cold about it .. within the week of her dying ..
#21
Around 1 in 5 are genuine and that's from someone who works at a vauxhall garage. What's just as bad is the people who abuse the blue badges, I have seen porsche boxsters driven around with the blue badge on display. Hardly the most appropriate car to get in and out of is it.
Your badge can be withdrawn if you misuse it, or allow others to misuse it.
It is a criminal offence for non-disabled people to use a badge. If they do so, they are liable to a fine of up to £1000.
It is a criminal offence to drive a vehicle displaying an orange or blue parking permit unless the badge holder is in the vehicle, or the vehicle is being driven by someone other than the badge holder for the purpose of entering or leaving an area (which is accessible only to vehicles displaying a Blue Badge) in order to pick up or drop off the holder.
#22
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From: On a small Island near France
It's not really the car it's displayed in, but it is an offence to misuse the badge.
Your badge can be withdrawn if you misuse it, or allow others to misuse it.
It is a criminal offence for non-disabled people to use a badge. If they do so, they are liable to a fine of up to £1000.
It is a criminal offence to drive a vehicle displaying an orange or blue parking permit unless the badge holder is in the vehicle, or the vehicle is being driven by someone other than the badge holder for the purpose of entering or leaving an area (which is accessible only to vehicles displaying a Blue Badge) in order to pick up or drop off the holder.
Your badge can be withdrawn if you misuse it, or allow others to misuse it.
It is a criminal offence for non-disabled people to use a badge. If they do so, they are liable to a fine of up to £1000.
It is a criminal offence to drive a vehicle displaying an orange or blue parking permit unless the badge holder is in the vehicle, or the vehicle is being driven by someone other than the badge holder for the purpose of entering or leaving an area (which is accessible only to vehicles displaying a Blue Badge) in order to pick up or drop off the holder.
#23
Yes it is actually called mobility allowance and I do get it as I am legally entitled to do as you well know. Where did I say I was not claiming it, what then is the point of your post?
Using my own car saves the country a great deal more money than if they had to buy me a new car and service it etc., are you criticising me for that?
Les
#24
Around 1 in 5 are genuine and that's from someone who works at a vauxhall garage. What's just as bad is the people who abuse the blue badges, I have seen porsche boxsters driven around with the blue badge on display. Hardly the most appropriate car to get in and out of is it.
If the disabled person concerned is able to get into and out of the vehicle and drive it safely in spite of his disability, there is no earthly reason why he can't own such a vehicle. To say otherwise smacks of "green eyes"!
There are many ways in which one can be officially disabled, and if it is such that you can still drive-so much the better. Its bad enough having to live with the the restrictions involved without having the fully fit criticising unfairly.
Les
#25
That is an ill informed and thoughtless post.
If the disabled person concerned is able to get into and out of the vehicle and drive it safely in spite of his disability, there is no earthly reason why he can't own such a vehicle. To say otherwise smacks of "green eyes"!
There are many ways in which one can be officially disabled, and if it is such that you can still drive-so much the better. Its bad enough having to live with the the restrictions involved without having the fully fit criticising unfairly.
Les
If the disabled person concerned is able to get into and out of the vehicle and drive it safely in spite of his disability, there is no earthly reason why he can't own such a vehicle. To say otherwise smacks of "green eyes"!
There are many ways in which one can be officially disabled, and if it is such that you can still drive-so much the better. Its bad enough having to live with the the restrictions involved without having the fully fit criticising unfairly.
Les
However one of our old managers used His Mothers blue badge simply to avoid car parking charges that us green eyed monsters had to pay, and I'd like to have seen him pack his mum and her wheelchair into a boxter.
Also lets not forget that some people receiving dla and use the mobility scheme carry on working, it is only the 20 somethings with a "bad back" and people who abuse blue badges that get my back up.
#26
I have seen a really polarised example of Motability cars, a mate of mine with Cerebral Palsy had one that his wife drove and the woman that used to come in to feed him's partner had one, he was just fat and obnoxious, sat there waiting in his Zafira smoking **** and eating sh1te, basically he had eaten, smoked and drank his way into a subsidised car and my mate with Cerebral Palsy because he had a serious mobility problem.
The fat lazy slob in the Zafira wasnt that imobile, he managed to **** (possibly rape, the details as well as the daughters testimony were in question) his partners daughter and dissapear pretty quickly.
I think there are a lot of genuine cases but also a lot of people willing to take a car regardless of whether they deserve it, sometimes a conscience is absent when a few quid is on offer.
The fat lazy slob in the Zafira wasnt that imobile, he managed to **** (possibly rape, the details as well as the daughters testimony were in question) his partners daughter and dissapear pretty quickly.
I think there are a lot of genuine cases but also a lot of people willing to take a car regardless of whether they deserve it, sometimes a conscience is absent when a few quid is on offer.
#27
Mobility my ****......
If you're truly finding it difficult to drive then you should get one of these:
They could also be built up North (making a few jobs for the squirrel/black pudding eaters)....
Too many fakers these days - I was at Waitrose the other day and watched the lazy old ******* drive in pop out the blue badge and then trot into the store...... they treat it like a perk for old people!
If you're truly finding it difficult to drive then you should get one of these:
They could also be built up North (making a few jobs for the squirrel/black pudding eaters)....
Too many fakers these days - I was at Waitrose the other day and watched the lazy old ******* drive in pop out the blue badge and then trot into the store...... they treat it like a perk for old people!
#29
My original question was not a criticism either, merely a question to determine clarity of your original veiled statement.
Let me remind you of your original post.
I am entitled to claim under the motability scheme but I prefer to buy and run my own car independently. I certainly need transport since the bus service is 3 hourly which is effectively useless and without a car I would hardly ever be able to leave my property.
It suits my personal feelings of responsibility better to own my own car.
Les
It suits my personal feelings of responsibility better to own my own car.
Les
#30
Maybe you knew you couldn't hoodwink me into believing your intended magnanimous gesture wasn't exactly as it seemed.
You never said you weren't claiming it but then I never said you did. I also don't know you are entitled to it either, why should I? I don't know you. In my opinion you did however imply you weren't, hence my question, the point of my post, which obviously touched a nerve for you to spit out your Werthers.
How does using your own car save the country a great deal more money when you get the allowance in cash anyway? In lots of deals you simply hand over the allowance for 3 years and no deposit is required?
My original question was not a criticism either, merely a question to determine clarity of your original veiled statement.
Let me remind you of your original post.
You never said you weren't claiming it but then I never said you did. I also don't know you are entitled to it either, why should I? I don't know you. In my opinion you did however imply you weren't, hence my question, the point of my post, which obviously touched a nerve for you to spit out your Werthers.
How does using your own car save the country a great deal more money when you get the allowance in cash anyway? In lots of deals you simply hand over the allowance for 3 years and no deposit is required?
My original question was not a criticism either, merely a question to determine clarity of your original veiled statement.
Let me remind you of your original post.