Neilg7777

iTrader: (9)

Hi all wanted to end my insurance on my Vectra but been told i have to pay £116 to cancel, the problem i have is i need my claims bonus for the subaru. what is the problem if i keep paying my £23 a month for the vectra and insure the subaru with the no claims bonus. The Vectra will have a new insurance with my girlfriend. Is this a no no and will i just have to stump up. (there goes the chip)
Thanks Neil

ScoobyWon't

Can you look at a multi-car policy to link the NCD?

Or can you swap the Subaru on to the policy the Vectra is currently on and start another policy for the Vectra?

Neilg7777

iTrader: (9)

They wanted £1300 for the subaru, already got insurance for the subaru £500
Neil

pimmo2000

iTrader: (6)

Name and shame

bioforger

iTrader: (1)

This is why I always pay insurance in installments.

Terminator X

iTrader: (7)

What is it that costs £116? Don't they just click a button = cancel ...

TX.

Terminator X

iTrader: (7)

If you've paid em nowt how can they recover the £116?

TX.

Neilg7777

iTrader: (9)

He said it is a policy that they pay the insurance and then i pay them back so what they are saying is its like a loan. Small print looks like i will have to pay as i need the no claims for the subaru. The subaru insurance is not with them.

Bigforger- This is a pay monthly policy i pay £23 a month


Neil

cookstar

iTrader: (6)

Have you made any claims on the policy? I have heard of somone who made a claim a few months in, then shortly after went to cancel the policy. They were liable for the remainder of the years payments.

scunnered

iTrader: (1)

If you got your insurance through a broker, you probably won't be paying the £23/month to them, it'll more like be to a finance company. The broker will have paid for the policy up front and you would have to pay the outstanding balance.
At £23/month, do you still have 5 months left? If you're keeping the car and your girlfriend will be using it, is she named on the insurance.

Whether to pay the £116 or carry on paying the £23/month is just a case of simple arithmatic.

Terminator X

iTrader: (7)

Take it as a lesson learnt fella don't switch cars midway through the insurance year or be prepared to get scr*wed!

TX.

Neilg7777

iTrader: (9)

Yes guess so will be reading the small print in the future. Never mind worse things in life
Cheers Neil

bioforger

iTrader: (1)

what? ok they're taking the p1ss then, small print read or not.

Xx-IAN-xX

.
I'd be telling them it was insurance I wanted not a loan .